Compare Swarthmore, PA Car Insurance Rates (2021)

Car insurance in Swarthmore, PA averages $420 a month. Swarthmore, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Swarthmore car insurance rates, compare quotes from the top car insurance companies in Swarthmore, PA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Swarthmore, PA after a DUI are $5,553/year
  • The cheapest car insurance company in Swarthmore is USAA
  • Average car insurance rates in Swarthmore, PA are $5,037/year

If you need to buy Swarthmore, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Swarthmore, PA is right here.

You’ll find Swarthmore car insurance rates, the cheapest Swarthmore, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Swarthmore, Pennsylvania car insurance rates to Lancaster car insurance rates, Bethlehem car insurance rates, and York car insurance rates.

Ready to find affordable Swarthmore, PA car insurance today? Enter your ZIP code for fast, free Swarthmore car insurance quotes.

Cheapest Swarthmore, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Swarthmore, PA car insurance rates? Every Swarthmore, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Swarthmore, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,045 $3,045 $2,846 $2,846 $10,967 $10,967 $3,313 $3,313
GEICO $2,496 $2,156 $2,423 $2,093 $6,267 $5,430 $2,475 $2,138
Liberty Mutual $4,774 $4,774 $4,384 $4,384 $13,703 $13,703 $6,027 $6,027
Nationwide $2,276 $2,276 $2,165 $2,165 $6,423 $6,423 $2,555 $2,555
Progressive $3,371 $3,371 $3,038 $3,038 $10,728 $10,728 $4,204 $4,204
State Farm $2,000 $2,000 $1,781 $1,781 $7,040 $7,040 $2,221 $2,221
Travelers $2,252 $2,252 $2,464 $2,464 $35,660 $35,660 $2,678 $2,678
USAA $1,343 $1,343 $1,222 $1,222 $4,197 $4,197 $1,780 $1,780

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Minimum Car Insurance in Swarthmore, PA

Every driver must carry the minimum car insurance in Swarthmore, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Swarthmore, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Swarthmore, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Swarthmore, PA. Compare credit history car insurance rates in Swarthmore from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Swarthmore, Pennsylvania

Insurance Company Poor Fair Good
Allstate $6,420 $4,826 $3,882
GEICO $4,794 $2,689 $2,071
Liberty Mutual $9,194 $6,618 $5,855
Nationwide $3,928 $3,242 $2,893
Progressive $7,051 $4,966 $3,988
State Farm $4,642 $2,873 $2,267
Travelers $11,693 $10,594 $10,004
USAA $2,676 $1,980 $1,751

Cheapest Swarthmore, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Swarthmore, PA to rates for a clean record with top companies.

Annual Swarthmore, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,812 $5,734 $4,812 $4,812
GEICO $2,339 $4,030 $3,142 $3,228
Liberty Mutual $6,565 $7,575 $7,374 $7,374
Nationwide $2,440 $3,256 $4,498 $3,224
Progressive $4,827 $6,689 $4,984 $4,841
State Farm $2,961 $3,561 $3,261 $3,261
Travelers $7,560 $10,843 $13,808 $10,843
USAA $1,708 $2,382 $2,541 $1,910

Cheapest Swarthmore, PA Car Insurance for Teen Drivers

Teen car insurance in Swarthmore, PA can be expensive. Take a look at rates from the top car insurance companies in Swarthmore for teenagers.

Annual Car Insurance Rates for Teen Drivers in Swarthmore, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,967 $10,967
GEICO $6,267 $5,430
Liberty Mutual $13,703 $13,703
Nationwide $6,423 $6,423
Progressive $10,728 $10,728
State Farm $7,040 $7,040
Travelers $35,660 $35,660
USAA $4,197 $4,197

Cheapest Swarthmore, PA Car Insurance for Seniors

Take a look at Swarthmore, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Swarthmore, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,846 $2,846
GEICO $2,423 $2,093
Liberty Mutual $4,384 $4,384
Nationwide $2,165 $2,165
Progressive $3,038 $3,038
State Farm $1,781 $1,781
Travelers $2,464 $2,464
USAA $1,222 $1,222

Cheapest Swarthmore, PA Car Insurance Rates After a DUI

A DUI in Swarthmore, PA increases car insurance rates. Compare Swarthmore, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Swarthmore, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,812
GEICO $3,142
Liberty Mutual $7,374
Nationwide $4,498
Progressive $4,984
State Farm $3,261
Travelers $13,808
USAA $2,541

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Cheapest Swarthmore, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Swarthmore, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Swarthmore, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,934 $5,152
GEICO $3,136 $3,233
Liberty Mutual $7,040 $7,404
Nationwide $3,355 $3,355
Progressive $5,335 $5,335
State Farm $3,156 $3,366
Travelers $10,764 $10,764
USAA $2,074 $2,197

The Best Cheap Car Insurance Companies in Swarthmore, PA

Take a look at a side-by-side comparison of the top car insurance companies in Swarthmore, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Swarthmore, Pennsylvania

Insurance Company Average Annual Rates
Allstate $5,043
GEICO $3,185
Liberty Mutual $7,222
Nationwide $3,355
Progressive $5,335
State Farm $3,261
Travelers $10,764
USAA $2,135

Category Winners: Cheapest Car Insurance in Swarthmore, Pennsylvania

Find the cheapest car insurance companies in Swarthmore, PA for each category right here.

Best Annual Car Insurance Rates by Company in Swarthmore, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Swarthmore, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Swarthmore car insurance rates. Find the cheapest Swarthmore, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Swarthmore, Pennsylvania

Insurance Company Low Medium High
Allstate $4,747 $5,085 $5,297
GEICO $2,806 $3,224 $3,524
Liberty Mutual $6,736 $7,295 $7,634
Nationwide $3,279 $3,412 $3,373
Progressive $4,738 $5,380 $5,888
State Farm $2,994 $3,319 $3,468
Travelers $10,536 $10,818 $10,937
USAA $1,932 $2,161 $2,313

What affects car insurance rates in Swarthmore, Pennsylvania?

What factors can have an impact on Swarthmore, PA car insurance? There are several reasons why Swarthmore car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Swarthmore, Pennsylvania.

Commute Time in Swarthmore

The more time you spend in your car the higher the risk of an accident. The average commute length in Swarthmore, PA is 24.5 minutes according to City-Data.

Compare Car Insurance Quotes in Swarthmore, PA

Ready to find affordable Swarthmore, Pennsylvania car insurance today? Enter your ZIP code for fast, free Swarthmore, PA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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