Compare Sweet Home, AR Car Insurance Rates (2021)

Car insurance in Sweet Home, AR averages $365 a month. Sweet Home, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sweet Home car insurance rates, compare quotes from the top car insurance companies in Sweet Home, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sweet Home is USAA
  • Average car insurance rates in Sweet Home, AR after a DUI are $5,290/year
  • Average car insurance rates in Sweet Home, AR are $4,376/year

If you need to buy Sweet Home, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Sweet Home, AR is right here.

You’ll find Sweet Home car insurance rates, the cheapest Sweet Home, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Sweet Home, Arkansas car insurance rates to Fort Smith car insurance rates, Conway car insurance rates, and North Little Rock car insurance rates.

Ready to find affordable Sweet Home, AR car insurance today? Enter your ZIP code for fast, free Sweet Home car insurance quotes.

Cheapest Sweet Home, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sweet Home, AR car insurance rates? Every Sweet Home, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sweet Home, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,885 $2,907 $2,576 $2,756 $10,482 $12,546 $3,186 $3,452
Farmers $2,457 $2,451 $2,187 $2,306 $10,785 $11,222 $2,813 $2,952
GEICO $2,422 $2,383 $2,223 $2,161 $6,793 $6,765 $2,413 $2,447
Liberty Mutual $2,818 $3,019 $2,722 $3,046 $10,290 $11,331 $3,037 $3,159
Nationwide $3,116 $3,167 $2,794 $2,949 $7,755 $9,880 $3,592 $3,873
Progressive $2,603 $2,472 $2,137 $2,236 $10,838 $12,210 $3,109 $3,352
State Farm $1,962 $1,962 $1,782 $1,782 $6,051 $7,581 $2,220 $2,558
Travelers $2,261 $2,305 $2,228 $2,236 $13,153 $21,164 $2,416 $2,794
USAA $1,484 $1,495 $1,380 $1,383 $4,817 $5,030 $1,918 $2,062

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Minimum Car Insurance in Sweet Home, AR

Every driver must carry the minimum car insurance in Sweet Home, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Sweet Home, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sweet Home, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sweet Home, AR. Compare credit history car insurance rates in Sweet Home from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sweet Home, Arkansas

Insurance Company Poor Fair Good
Allstate $6,410 $4,908 $3,979
Farmers $5,267 $4,442 $4,231
GEICO $4,130 $3,403 $2,820
Liberty Mutual $7,123 $4,300 $3,360
Nationwide $5,477 $4,419 $4,026
Progressive $5,532 $4,706 $4,371
State Farm $4,694 $2,822 $2,195
Travelers $6,965 $5,812 $5,432
USAA $3,238 $2,213 $1,887

Cheapest Sweet Home, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sweet Home, AR to rates for a clean record with top companies.

Annual Sweet Home, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,212 $5,297 $5,864 $5,022
Farmers $3,930 $5,040 $4,929 $4,689
GEICO $2,367 $3,597 $5,293 $2,547
Liberty Mutual $3,344 $5,465 $6,396 $4,506
Nationwide $3,599 $4,666 $6,332 $3,967
Progressive $4,201 $5,822 $4,414 $5,041
State Farm $2,946 $3,527 $3,237 $3,237
Travelers $5,088 $5,257 $7,689 $6,244
USAA $1,871 $2,385 $3,451 $2,078

Cheapest Sweet Home, AR Car Insurance for Teen Drivers

Teen car insurance in Sweet Home, AR can be expensive. Take a look at rates from the top car insurance companies in Sweet Home for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sweet Home, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,482 $12,546
Farmers $10,785 $11,222
GEICO $6,793 $6,765
Liberty Mutual $10,290 $11,331
Nationwide $7,755 $9,880
Progressive $10,838 $12,210
State Farm $6,051 $7,581
Travelers $13,153 $21,164
USAA $4,817 $5,030

Cheapest Sweet Home, AR Car Insurance for Seniors

Take a look at Sweet Home, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sweet Home, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,576 $2,756
Farmers $2,187 $2,306
GEICO $2,223 $2,161
Liberty Mutual $2,722 $3,046
Nationwide $2,794 $2,949
Progressive $2,137 $2,236
State Farm $1,782 $1,782
Travelers $2,228 $2,236
USAA $1,380 $1,383

Cheapest Sweet Home, AR Car Insurance Rates After a DUI

A DUI in Sweet Home, AR increases car insurance rates. Compare Sweet Home, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sweet Home, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,864
Farmers $4,929
GEICO $5,293
Liberty Mutual $6,396
Nationwide $6,332
Progressive $4,414
State Farm $3,237
Travelers $7,689
USAA $3,451

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Cheapest Sweet Home, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sweet Home, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sweet Home, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,099 $5,099
Farmers $4,647 $4,647
GEICO $3,419 $3,483
Liberty Mutual $4,928 $4,928
Nationwide $4,641 $4,641
Progressive $4,870 $4,870
State Farm $3,157 $3,317
Travelers $6,070 $6,070
USAA $2,377 $2,516

The Best Cheap Car Insurance Companies in Sweet Home, AR

Take a look at a side-by-side comparison of the top car insurance companies in Sweet Home, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sweet Home, Arkansas

Insurance Company Average Annual Rates
Allstate $5,099
Farmers $4,647
GEICO $3,451
Liberty Mutual $4,928
Nationwide $4,641
Progressive $4,870
State Farm $3,237
Travelers $6,070
USAA $2,446

Category Winners: Cheapest Car Insurance in Sweet Home, Arkansas

Find the cheapest car insurance companies in Sweet Home, AR for each category right here.

Best Annual Car Insurance Rates by Company in Sweet Home, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Sweet Home, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sweet Home car insurance rates. Find the cheapest Sweet Home, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sweet Home, Arkansas

Insurance Company Low Medium High
Allstate $4,944 $5,096 $5,257
Farmers $4,375 $4,588 $4,977
GEICO $3,293 $3,450 $3,610
Liberty Mutual $4,736 $4,889 $5,159
Nationwide $4,623 $4,531 $4,768
Progressive $4,478 $4,786 $5,344
State Farm $3,055 $3,236 $3,421
Travelers $5,774 $6,086 $6,349
USAA $2,341 $2,437 $2,560

What affects car insurance rates in Sweet Home, Arkansas?

What factors can have an impact on Sweet Home, AR car insurance? There are several reasons why Sweet Home car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sweet Home, Arkansas.

Commute Time in Sweet Home

The more time you spend in your car the higher the risk of an accident. The average commute length in Sweet Home, AR is 27.2 minutes according to City-Data.

Compare Car Insurance Quotes in Sweet Home, AR

Ready to find affordable Sweet Home, Arkansas car insurance today? Enter your ZIP code for fast, free Sweet Home, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State