Compare Sweet, ID Car Insurance Rates (2021)

Car insurance in Sweet, ID averages $230 a month. Sweet, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Sweet car insurance rates, compare quotes from the top car insurance companies in Sweet, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sweet for teen drivers is USAA
  • The cheapest car insurance company in Sweet is USAA
  • Average car insurance rates in Sweet, ID are $2,756/year

If you need to buy Sweet, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Sweet, ID is right here.

You’ll find Sweet car insurance rates, the cheapest Sweet, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Sweet, Idaho car insurance rates to Caldwell car insurance rates, Boise City car insurance rates, and Coeur d’Alene car insurance rates.

Ready to find affordable Sweet, ID car insurance today? Enter your ZIP code for fast, free Sweet car insurance quotes.

Cheapest Sweet, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sweet, ID car insurance rates? Every Sweet, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sweet, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,217 $2,200 $1,937 $2,007 $8,215 $9,506 $2,464 $2,598
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,505 $1,495 $1,326 $1,406 $7,398 $7,662 $1,729 $1,815
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,426 $1,538 $1,158 $1,290 $4,493 $4,992 $1,515 $1,606
Nationwide $1,712 $1,745 $1,550 $1,639 $4,305 $5,268 $2,016 $2,166
State Farm $1,127 $1,127 $1,017 $1,017 $3,390 $4,265 $1,272 $1,474
Travelers $1,286 $1,306 $1,294 $1,288 $6,322 $9,982 $1,368 $1,565
USAA $1,002 $995 $987 $971 $3,279 $3,679 $1,326 $1,423

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Minimum Car Insurance in Sweet, ID

Every driver must carry the minimum car insurance in Sweet, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Sweet, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Sweet, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sweet, ID. Compare credit history car insurance rates in Sweet from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sweet, Idaho

Insurance Company Poor Fair Good
Allstate $5,137 $3,491 $3,051
American Family $4,776 $3,404 $2,905
Farmers $3,426 $2,915 $2,785
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,217 $1,974 $1,565
Nationwide $3,033 $2,462 $2,156
State Farm $2,579 $1,631 $1,299
Travelers $3,494 $2,939 $2,721
USAA $2,477 $1,462 $1,184

Cheapest Sweet, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sweet, ID to rates for a clean record with top companies.

Annual Sweet, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $4,037 $4,520 $3,810
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,651 $3,363 $3,158 $2,995
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $1,871 $2,340 $2,420 $2,378
Nationwide $1,967 $2,531 $3,503 $2,200
State Farm $1,673 $1,999 $1,836 $1,836
Travelers $1,886 $2,680 $4,643 $2,997
USAA $1,227 $1,751 $2,368 $1,485

Cheapest Sweet, ID Car Insurance for Teen Drivers

Teen car insurance in Sweet, ID can be expensive. Take a look at rates from the top car insurance companies in Sweet for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sweet, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,215 $9,506
American Family $7,355 $9,596
Farmers $7,398 $7,662
GEICO $4,278 $5,328
Liberty Mutual $4,493 $4,992
Nationwide $4,305 $5,268
State Farm $3,390 $4,265
Travelers $6,322 $9,982
USAA $3,279 $3,679

Cheapest Sweet, ID Car Insurance for Seniors

Take a look at Sweet, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sweet, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,937 $2,007
American Family $1,859 $1,859
Farmers $1,326 $1,406
GEICO $1,919 $1,863
Liberty Mutual $1,158 $1,290
Nationwide $1,550 $1,639
State Farm $1,017 $1,017
Travelers $1,294 $1,288
USAA $987 $971

Cheapest Sweet, ID Car Insurance Rates After a DUI

A DUI in Sweet, ID increases car insurance rates. Compare Sweet, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sweet, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,520
American Family $4,444
Farmers $3,158
GEICO $3,808
Liberty Mutual $2,420
Nationwide $3,503
State Farm $1,836
Travelers $4,643
USAA $2,368

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Cheapest Sweet, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sweet, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sweet, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,893 $3,893
American Family $3,619 $3,771
Farmers $3,042 $3,042
GEICO $2,730 $2,825
Liberty Mutual $2,252 $2,252
Nationwide $2,550 $2,550
State Farm $1,793 $1,880
Travelers $3,051 $3,051
USAA $1,687 $1,728

The Best Cheap Car Insurance Companies in Sweet, ID

Take a look at a side-by-side comparison of the top car insurance companies in Sweet, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sweet, Idaho

Insurance Company Average Annual Rates
Allstate $3,893
American Family $3,695
Farmers $3,042
GEICO $2,778
Liberty Mutual $2,252
Nationwide $2,550
State Farm $1,836
Travelers $3,051
USAA $1,708

Category Winners: Cheapest Car Insurance in Sweet, Idaho

Find the cheapest car insurance companies in Sweet, ID for each category right here.

Best Annual Car Insurance Rates by Company in Sweet, Idaho

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Sweet, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sweet car insurance rates. Find the cheapest Sweet, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sweet, Idaho

Insurance Company Low Medium High
Allstate $3,728 $3,885 $4,066
American Family $3,705 $3,879 $3,502
Farmers $2,880 $3,004 $3,241
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,141 $2,249 $2,367
Nationwide $2,492 $2,680 $2,479
State Farm $1,736 $1,840 $1,933
Travelers $3,004 $3,096 $3,054
USAA $1,647 $1,704 $1,772

What affects car insurance rates in Sweet, Idaho?

What factors can have an impact on Sweet, ID car insurance? There are several reasons why Sweet car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sweet, Idaho.

Commute Time in Sweet

The more time you spend in your car the higher the risk of an accident. The average commute length in Sweet, ID is 32.2 minutes according to City-Data.

Compare Car Insurance Quotes in Sweet, ID

Ready to find affordable Sweet, Idaho car insurance today? Enter your ZIP code for fast, free Sweet, ID car insurance quotes.

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