Compare Sweet Springs, MO Car Insurance Rates (2021)

Car insurance in Sweet Springs, MO averages $258 a month. Sweet Springs, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sweet Springs car insurance rates, compare quotes from the top car insurance companies in Sweet Springs, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Sweet Springs for teen drivers is Nationwide
  • Average car insurance rates in Sweet Springs, MO are $3,092/year
  • Average car insurance rates in Sweet Springs, MO after a DUI are $3,597/year

If you need to buy Sweet Springs, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Sweet Springs, MO is right here.

You’ll find Sweet Springs car insurance rates, the cheapest Sweet Springs, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Sweet Springs, Missouri car insurance rates to St. Charles car insurance rates, Lee’s Summit car insurance rates, and St. Joseph car insurance rates.

Ready to find affordable Sweet Springs, MO car insurance today? Enter your ZIP code for fast, free Sweet Springs car insurance quotes.

Cheapest Sweet Springs, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sweet Springs, MO car insurance rates? Every Sweet Springs, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sweet Springs, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,086 $2,086 $1,854 $1,854 $5,582 $7,284 $2,086 $2,450
Farmers $2,436 $2,435 $2,169 $2,304 $10,333 $10,716 $2,780 $2,903
GEICO $1,687 $1,902 $1,308 $1,684 $5,349 $5,683 $1,530 $1,542
Liberty Mutual $2,620 $2,845 $2,161 $2,426 $8,617 $9,573 $2,764 $2,955
Nationwide $1,342 $1,371 $1,201 $1,273 $3,389 $4,342 $1,531 $1,656
Progressive $1,960 $1,837 $1,606 $1,651 $6,199 $6,980 $2,397 $2,442
State Farm $1,332 $1,332 $1,182 $1,182 $3,702 $4,676 $1,494 $1,703
USAA $1,317 $1,308 $1,186 $1,211 $3,787 $4,626 $1,637 $1,823

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Sweet Springs, MO

Every driver must carry the minimum car insurance in Sweet Springs, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Sweet Springs, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sweet Springs, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sweet Springs, MO. Compare credit history car insurance rates in Sweet Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sweet Springs, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,136 $2,902 $2,443
Farmers $5,149 $4,295 $4,085
GEICO $3,567 $2,327 $1,863
Liberty Mutual $6,100 $3,709 $2,927
Nationwide $2,372 $1,960 $1,707
Progressive $3,632 $3,004 $2,767
State Farm $2,802 $1,868 $1,556
USAA $3,514 $1,642 $1,180

Cheapest Sweet Springs, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sweet Springs, MO to rates for a clean record with top companies.

Annual Sweet Springs, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,401 $3,416 $4,106 $2,718
Farmers $3,895 $4,856 $4,748 $4,539
GEICO $1,996 $2,615 $3,557 $2,175
Liberty Mutual $3,099 $4,416 $4,569 $4,897
Nationwide $1,589 $2,030 $2,697 $1,736
Progressive $2,738 $3,605 $3,017 $3,176
State Farm $1,917 $2,234 $2,075 $2,075
USAA $1,712 $2,058 $2,816 $1,863

Cheapest Sweet Springs, MO Car Insurance for Teen Drivers

Teen car insurance in Sweet Springs, MO can be expensive. Take a look at rates from the top car insurance companies in Sweet Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sweet Springs, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,582 $7,284
Farmers $10,333 $10,716
GEICO $5,349 $5,683
Liberty Mutual $8,617 $9,573
Nationwide $3,389 $4,342
Progressive $6,199 $6,980
State Farm $3,702 $4,676
USAA $3,787 $4,626

Cheapest Sweet Springs, MO Car Insurance for Seniors

Take a look at Sweet Springs, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sweet Springs, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,854 $1,854
Farmers $2,169 $2,304
GEICO $1,308 $1,684
Liberty Mutual $2,161 $2,426
Nationwide $1,201 $1,273
Progressive $1,606 $1,651
State Farm $1,182 $1,182
USAA $1,186 $1,211

Cheapest Sweet Springs, MO Car Insurance Rates After a DUI

A DUI in Sweet Springs, MO increases car insurance rates. Compare Sweet Springs, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sweet Springs, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,106
Farmers $4,748
GEICO $3,557
Liberty Mutual $4,569
Nationwide $2,697
Progressive $3,017
State Farm $2,075
USAA $2,816

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Sweet Springs, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sweet Springs, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sweet Springs, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,128 $3,192
Farmers $4,510 $4,510
GEICO $2,539 $2,633
Liberty Mutual $4,245 $4,245
Nationwide $2,013 $2,013
Progressive $3,134 $3,134
State Farm $2,026 $2,125
USAA $2,036 $2,188

The Best Cheap Car Insurance Companies in Sweet Springs, MO

Take a look at a side-by-side comparison of the top car insurance companies in Sweet Springs, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sweet Springs, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,160
Farmers $4,510
GEICO $2,586
Liberty Mutual $4,245
Nationwide $2,013
Progressive $3,134
State Farm $2,075
USAA $2,112

Category Winners: Cheapest Car Insurance in Sweet Springs, Missouri

Find the cheapest car insurance companies in Sweet Springs, MO for each category right here.

Best Annual Car Insurance Rates by Company in Sweet Springs, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Sweet Springs, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sweet Springs car insurance rates. Find the cheapest Sweet Springs, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sweet Springs, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,071 $3,261 $3,149
Farmers $4,184 $4,456 $4,889
GEICO $2,425 $2,602 $2,730
Liberty Mutual $4,009 $4,266 $4,460
Nationwide $1,896 $2,031 $2,112
Progressive $2,797 $3,140 $3,465
State Farm $1,960 $2,080 $2,185
USAA $2,021 $2,105 $2,210

What affects car insurance rates in Sweet Springs, Missouri?

What factors can have an impact on Sweet Springs, MO car insurance? There are several reasons why Sweet Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sweet Springs, Missouri.

Commute Time in Sweet Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Sweet Springs, MO is 26.6 minutes according to City-Data.

Compare Car Insurance Quotes in Sweet Springs, MO

Ready to find affordable Sweet Springs, Missouri car insurance today? Enter your ZIP code for fast, free Sweet Springs, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption