Compare Sweetwater, OK Car Insurance Rates (2021)

Car insurance in Sweetwater, OK averages $319 a month. Sweetwater, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sweetwater car insurance rates, compare quotes from the top car insurance companies in Sweetwater, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sweetwater for teen drivers is State Farm
  • Average car insurance rates in Sweetwater, OK are $3,830/year
  • Average car insurance rates in Sweetwater, OK after a DUI are $4,318/year

If you need to buy Sweetwater, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Sweetwater, OK is right here.

You’ll find Sweetwater car insurance rates, the cheapest Sweetwater, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Sweetwater, Oklahoma car insurance rates to Tulsa car insurance rates, Lawton car insurance rates, and Norman car insurance rates.

Ready to find affordable Sweetwater, OK car insurance today? Enter your ZIP code for fast, free Sweetwater car insurance quotes.

Cheapest Sweetwater, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sweetwater, OK car insurance rates? Every Sweetwater, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sweetwater, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,222 $2,241 $2,033 $2,137 $6,613 $7,716 $2,417 $2,557
Farmers $2,425 $2,418 $2,187 $2,294 $8,633 $8,871 $2,738 $2,883
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,292 $4,535 $3,769 $4,100 $11,374 $12,475 $4,465 $4,626
Progressive $2,397 $2,290 $1,972 $2,080 $9,424 $10,581 $2,815 $2,967
State Farm $1,815 $1,815 $1,588 $1,588 $4,370 $5,529 $1,898 $2,125
USAA $1,767 $1,784 $1,681 $1,715 $5,579 $6,260 $2,287 $2,530

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Minimum Car Insurance in Sweetwater, OK

Every driver must carry the minimum car insurance in Sweetwater, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Sweetwater, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sweetwater, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sweetwater, OK. Compare credit history car insurance rates in Sweetwater from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sweetwater, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,318 $3,270 $2,888
Farmers $4,681 $3,835 $3,653
GEICO $3,852 $3,199 $2,545
Liberty Mutual $8,920 $5,427 $4,266
Progressive $4,910 $4,167 $3,870
State Farm $3,600 $2,311 $1,863
USAA $4,396 $2,482 $1,973

Cheapest Sweetwater, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sweetwater, OK to rates for a clean record with top companies.

Annual Sweetwater, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,021 $3,533 $4,035 $3,379
Farmers $3,440 $4,383 $4,277 $4,125
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,207 $6,962 $7,885 $5,763
Progressive $3,364 $6,235 $3,711 $3,953
State Farm $2,421 $2,761 $2,591 $2,591
USAA $2,182 $3,113 $3,827 $2,680

Cheapest Sweetwater, OK Car Insurance for Teen Drivers

Teen car insurance in Sweetwater, OK can be expensive. Take a look at rates from the top car insurance companies in Sweetwater for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sweetwater, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,613 $7,716
Farmers $8,633 $8,871
GEICO $6,078 $6,489
Liberty Mutual $11,374 $12,475
Progressive $9,424 $10,581
State Farm $4,370 $5,529
USAA $5,579 $6,260

Cheapest Sweetwater, OK Car Insurance for Seniors

Take a look at Sweetwater, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sweetwater, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,033 $2,137
Farmers $2,187 $2,294
GEICO $2,260 $2,500
Liberty Mutual $3,769 $4,100
Progressive $1,972 $2,080
State Farm $1,588 $1,588
USAA $1,681 $1,715

Cheapest Sweetwater, OK Car Insurance Rates After a DUI

A DUI in Sweetwater, OK increases car insurance rates. Compare Sweetwater, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sweetwater, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,035
Farmers $4,277
GEICO $3,899
Liberty Mutual $7,885
Progressive $3,711
State Farm $2,591
USAA $3,827

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Cheapest Sweetwater, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sweetwater, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sweetwater, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,492 $3,492
Farmers $4,056 $4,056
GEICO $3,136 $3,262
Liberty Mutual $6,204 $6,204
Progressive $4,316 $4,316
State Farm $2,547 $2,635
USAA $2,915 $2,986

The Best Cheap Car Insurance Companies in Sweetwater, OK

Take a look at a side-by-side comparison of the top car insurance companies in Sweetwater, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sweetwater, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,492
Farmers $4,056
GEICO $3,199
Liberty Mutual $6,204
Progressive $4,316
State Farm $2,591
USAA $2,951

Category Winners: Cheapest Car Insurance in Sweetwater, Oklahoma

Find the cheapest car insurance companies in Sweetwater, OK for each category right here.

Best Annual Car Insurance Rates by Company in Sweetwater, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Sweetwater, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sweetwater car insurance rates. Find the cheapest Sweetwater, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sweetwater, Oklahoma

Insurance Company Low Medium High
Allstate $3,289 $3,479 $3,708
Farmers $3,906 $4,018 $4,245
GEICO $3,008 $3,199 $3,389
Liberty Mutual $5,899 $6,182 $6,532
Progressive $4,031 $4,291 $4,625
State Farm $2,443 $2,571 $2,759
USAA $2,853 $2,944 $3,055

What affects car insurance rates in Sweetwater, Oklahoma?

What factors can have an impact on Sweetwater, OK car insurance? There are several reasons why Sweetwater car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sweetwater, Oklahoma.

Commute Time in Sweetwater

The more time you spend in your car the higher the risk of an accident. The average commute length in Sweetwater, OK is 31.5 minutes according to City-Data.

Compare Car Insurance Quotes in Sweetwater, OK

Ready to find affordable Sweetwater, Oklahoma car insurance today? Enter your ZIP code for fast, free Sweetwater, OK car insurance quotes.

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