Compare Sweetwater, TN Car Insurance Rates (2021)

Car insurance in Sweetwater, TN averages $293 a month. Sweetwater, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Sweetwater car insurance rates, compare quotes from the top car insurance companies in Sweetwater, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sweetwater, TN after a DUI are $4,127/year
  • The cheapest car insurance company in Sweetwater for teen drivers is Travelers
  • Average car insurance rates in Sweetwater, TN are $3,521/year

If you need to buy Sweetwater, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Sweetwater, TN is right here.

You’ll find Sweetwater car insurance rates, the cheapest Sweetwater, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Sweetwater, Tennessee car insurance rates to Murfreesboro car insurance rates, Johnson City car insurance rates, and Knoxville car insurance rates.

Ready to find affordable Sweetwater, TN car insurance today? Enter your ZIP code for fast, free Sweetwater car insurance quotes.

Cheapest Sweetwater, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sweetwater, TN car insurance rates? Every Sweetwater, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sweetwater, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,627 $2,520 $2,365 $2,455 $9,905 $10,763 $2,795 $2,893
Farmers $1,826 $1,859 $1,637 $1,799 $7,583 $8,059 $2,474 $2,622
GEICO $2,120 $2,137 $1,951 $1,951 $6,511 $6,619 $2,158 $2,227
Liberty Mutual $3,510 $129 $2,891 $3,232 $14,252 $15,841 $3,759 $4,004
Nationwide $2,080 $2,100 $1,864 $1,897 $5,607 $7,245 $2,385 $2,596
Progressive $1,785 $1,685 $1,453 $1,519 $7,988 $8,995 $2,152 $2,352
State Farm $1,585 $1,585 $1,432 $1,432 $4,878 $6,096 $1,792 $2,087
Travelers $1,616 $1,699 $1,475 $1,568 $4,523 $5,604 $1,718 $1,807
USAA $1,508 $1,533 $1,363 $1,361 $5,395 $6,191 $1,969 $2,095

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Minimum Car Insurance in Sweetwater, TN

Every driver must carry the minimum car insurance in Sweetwater, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Sweetwater, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Sweetwater, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sweetwater, TN. Compare credit history car insurance rates in Sweetwater from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sweetwater, Tennessee

Insurance Company Poor Fair Good
Allstate $5,792 $4,437 $3,393
Farmers $4,137 $3,243 $3,067
GEICO $3,640 $3,119 $2,868
Liberty Mutual $8,535 $5,230 $4,092
Nationwide $3,874 $3,072 $2,719
Progressive $3,928 $3,384 $3,161
State Farm $3,792 $2,275 $1,767
Travelers $3,179 $2,500 $1,826
USAA $3,878 $2,275 $1,877

Cheapest Sweetwater, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sweetwater, TN to rates for a clean record with top companies.

Annual Sweetwater, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,797 $4,529 $5,486 $4,349
Farmers $2,974 $3,683 $3,771 $3,501
GEICO $2,338 $3,126 $5,036 $2,338
Liberty Mutual $4,829 $6,957 $6,469 $5,554
Nationwide $2,787 $2,787 $4,187 $3,126
Progressive $3,076 $3,990 $3,275 $3,623
State Farm $2,378 $2,844 $2,611 $2,611
Travelers $2,031 $2,603 $2,876 $2,495
USAA $1,947 $2,918 $3,429 $2,414

Cheapest Sweetwater, TN Car Insurance for Teen Drivers

Teen car insurance in Sweetwater, TN can be expensive. Take a look at rates from the top car insurance companies in Sweetwater for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sweetwater, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,905 $10,763
Farmers $7,583 $8,059
GEICO $6,511 $6,619
Liberty Mutual $14,252 $15,841
Nationwide $5,607 $7,245
Progressive $7,988 $8,995
State Farm $4,878 $6,096
Travelers $4,523 $5,604
USAA $5,395 $6,191

Cheapest Sweetwater, TN Car Insurance for Seniors

Take a look at Sweetwater, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sweetwater, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,365 $2,455
Farmers $1,637 $1,799
GEICO $1,951 $1,951
Liberty Mutual $2,891 $3,232
Nationwide $1,864 $1,897
Progressive $1,453 $1,519
State Farm $1,432 $1,432
Travelers $1,475 $1,568
USAA $1,363 $1,361

Cheapest Sweetwater, TN Car Insurance Rates After a DUI

A DUI in Sweetwater, TN increases car insurance rates. Compare Sweetwater, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sweetwater, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,486
Farmers $3,771
GEICO $5,036
Liberty Mutual $6,469
Nationwide $4,187
Progressive $3,275
State Farm $2,611
Travelers $2,876
USAA $3,429

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Cheapest Sweetwater, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sweetwater, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sweetwater, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,540 $4,540
Farmers $3,482 $3,482
GEICO $3,189 $3,230
Liberty Mutual $5,952 $5,952
Nationwide $3,222 $3,222
Progressive $3,491 $3,491
State Farm $2,549 $2,673
Travelers $2,404 $2,599
USAA $2,602 $2,752

The Best Cheap Car Insurance Companies in Sweetwater, TN

Take a look at a side-by-side comparison of the top car insurance companies in Sweetwater, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sweetwater, Tennessee

Insurance Company Average Annual Rates
Allstate $4,540
Farmers $3,482
GEICO $3,209
Liberty Mutual $5,952
Nationwide $3,222
Progressive $3,491
State Farm $2,611
Travelers $2,501
USAA $2,677

Category Winners: Cheapest Car Insurance in Sweetwater, Tennessee

Find the cheapest car insurance companies in Sweetwater, TN for each category right here.

Best Annual Car Insurance Rates by Company in Sweetwater, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Sweetwater, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sweetwater car insurance rates. Find the cheapest Sweetwater, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sweetwater, Tennessee

Insurance Company Low Medium High
Allstate $4,373 $4,529 $4,718
Farmers $3,284 $3,466 $3,697
GEICO $3,052 $3,200 $3,375
Liberty Mutual $5,680 $5,949 $6,228
Nationwide $3,248 $3,150 $3,267
Progressive $3,282 $3,491 $3,701
State Farm $2,464 $2,623 $2,746
Travelers $2,350 $2,499 $2,655
USAA $2,592 $2,668 $2,771

What affects car insurance rates in Sweetwater, Tennessee?

What factors can have an impact on Sweetwater, TN car insurance? There are several reasons why Sweetwater car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sweetwater, Tennessee.

Commute Time in Sweetwater

The more time you spend in your car the higher the risk of an accident. The average commute length in Sweetwater, TN is 21.6 minutes according to City-Data.

Compare Car Insurance Quotes in Sweetwater, TN

Ready to find affordable Sweetwater, Tennessee car insurance today? Enter your ZIP code for fast, free Sweetwater, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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