Compare Swink, CO Car Insurance Rates (2021)

Car insurance in Swink, CO averages $330 a month. Swink, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Swink car insurance rates, compare quotes from the top car insurance companies in Swink, CO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Swink is State Farm
  • Average car insurance rates in Swink, CO are $3,961/year
  • Average car insurance rates in Swink, CO after a DUI are $4,692/year

If you need to buy Swink, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Swink, CO is right here.

You’ll find Swink car insurance rates, the cheapest Swink, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Swink, Colorado car insurance rates to Denver car insurance rates, Centennial car insurance rates, and Aurora car insurance rates.

Ready to find affordable Swink, CO car insurance today? Enter your ZIP code for fast, free Swink car insurance quotes.

Cheapest Swink, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Swink, CO car insurance rates? Every Swink, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Swink, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $3,527 $3,489 $3,215 $3,482 $12,701 $12,641 $3,834 $3,842
GEICO $2,262 $2,432 $2,320 $2,581 $6,808 $7,210 $2,084 $2,141
Liberty Mutual $1,912 $1,887 $1,620 $1,775 $5,236 $5,701 $1,929 $1,962
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $3,141 $2,960 $2,643 $2,662 $9,634 $10,790 $3,562 $3,484
State Farm $1,718 $1,718 $1,532 $1,532 $4,780 $6,069 $1,916 $2,266
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Swink, CO

Every driver must carry the minimum car insurance in Swink, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Swink, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Swink, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Swink, CO. Compare credit history car insurance rates in Swink from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Swink, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,381 $3,091 $2,589
Farmers $6,835 $5,482 $5,207
GEICO $4,188 $3,479 $2,771
Liberty Mutual $3,951 $2,395 $1,912
Nationwide $4,848 $3,820 $3,334
Progressive $5,589 $4,707 $4,282
State Farm $3,735 $2,402 $1,937
USAA $5,346 $3,014 $2,405

Cheapest Swink, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Swink, CO to rates for a clean record with top companies.

Annual Swink, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,939 $6,338 $6,256 $5,832
GEICO $2,491 $3,832 $4,302 $3,293
Liberty Mutual $2,398 $2,818 $2,946 $2,849
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $4,232 $5,757 $4,473 $4,976
State Farm $2,488 $2,895 $2,692 $2,692
USAA $2,644 $3,195 $5,527 $2,989

Cheapest Swink, CO Car Insurance for Teen Drivers

Teen car insurance in Swink, CO can be expensive. Take a look at rates from the top car insurance companies in Swink for teenagers.

Annual Car Insurance Rates for Teen Drivers in Swink, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,559 $7,395
Farmers $12,701 $12,641
GEICO $6,808 $7,210
Liberty Mutual $5,236 $5,701
Nationwide $6,687 $8,617
Progressive $9,634 $10,790
State Farm $4,780 $6,069
USAA $5,826 $6,723

Cheapest Swink, CO Car Insurance for Seniors

Take a look at Swink, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Swink, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,070 $2,070
Farmers $3,215 $3,482
GEICO $2,320 $2,581
Liberty Mutual $1,620 $1,775
Nationwide $2,380 $2,529
Progressive $2,643 $2,662
State Farm $1,532 $1,532
USAA $2,298 $2,340

Cheapest Swink, CO Car Insurance Rates After a DUI

A DUI in Swink, CO increases car insurance rates. Compare Swink, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Swink, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,071
American Family $4,589
Farmers $6,256
GEICO $4,302
Liberty Mutual $2,946
Nationwide $5,371
Progressive $4,473
State Farm $2,692
USAA $5,527

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Swink, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Swink, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Swink, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,283 $3,424
Farmers $5,841 $5,841
GEICO $3,397 $3,562
Liberty Mutual $2,753 $2,753
Nationwide $4,001 $4,001
Progressive $4,859 $4,859
State Farm $2,626 $2,757
USAA $3,485 $3,692

The Best Cheap Car Insurance Companies in Swink, CO

Take a look at a side-by-side comparison of the top car insurance companies in Swink, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Swink, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,353
Farmers $5,841
GEICO $3,480
Liberty Mutual $2,753
Nationwide $4,001
Progressive $4,859
State Farm $2,692
USAA $3,589

Category Winners: Cheapest Car Insurance in Swink, Colorado

Find the cheapest car insurance companies in Swink, CO for each category right here.

Best Annual Car Insurance Rates by Company in Swink, Colorado

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Swink, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Swink car insurance rates. Find the cheapest Swink, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Swink, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,205 $3,423 $3,432
Farmers $5,092 $5,756 $6,675
GEICO $3,183 $3,423 $3,833
Liberty Mutual $2,609 $2,742 $2,907
Nationwide $4,052 $4,001 $3,949
Progressive $4,581 $4,869 $5,128
State Farm $2,530 $2,691 $2,854
USAA $3,452 $3,588 $3,726

What affects car insurance rates in Swink, Colorado?

What factors can have an impact on Swink, CO car insurance? There are several reasons why Swink car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Swink, Colorado.

Commute Time in Swink

The more time you spend in your car the higher the risk of an accident. The average commute length in Swink, CO is 15.1 minutes according to City-Data.

Compare Car Insurance Quotes in Swink, CO

Ready to find affordable Swink, Colorado car insurance today? Enter your ZIP code for fast, free Swink, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State