Compare Swisher, IA Car Insurance Rates (2021)

Car insurance in Swisher, IA averages $238 a month. Swisher, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Swisher car insurance rates, compare quotes from the top car insurance companies in Swisher, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Swisher is USAA
  • The cheapest car insurance company in Swisher for teen drivers is USAA
  • Average car insurance rates in Swisher, IA are $2,854/year

If you need to buy Swisher, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Swisher, IA is right here.

You’ll find Swisher car insurance rates, the cheapest Swisher, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Swisher, Iowa car insurance rates to Des Moines car insurance rates, Ankeny car insurance rates, and Cedar Rapids car insurance rates.

Ready to find affordable Swisher, IA car insurance today? Enter your ZIP code for fast, free Swisher car insurance quotes.

Cheapest Swisher, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Swisher, IA car insurance rates? Every Swisher, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Swisher, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,783 $1,711 $1,589 $1,616 $5,146 $5,795 $1,935 $1,990
American Family $1,938 $1,938 $1,734 $1,734 $5,176 $7,258 $1,938 $2,334
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,824 $1,976 $1,612 $1,956 $9,039 $10,168 $2,065 $2,273
Nationwide $1,759 $1,806 $1,568 $1,673 $4,057 $5,247 $1,992 $2,166
Progressive $1,572 $1,502 $1,296 $1,348 $4,075 $4,591 $1,892 $2,057
State Farm $1,353 $1,353 $1,197 $1,197 $3,798 $4,798 $1,524 $1,745
Travelers $2,462 $2,508 $2,417 $2,420 $11,424 $18,230 $2,576 $3,000
USAA $1,164 $1,171 $1,074 $1,087 $3,209 $3,392 $1,391 $1,531

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Minimum Car Insurance in Swisher, IA

Every driver must carry the minimum car insurance in Swisher, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Swisher, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Swisher, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Swisher, IA. Compare credit history car insurance rates in Swisher from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Swisher, Iowa

Insurance Company Poor Fair Good
Allstate $3,219 $2,561 $2,306
American Family $3,834 $2,817 $2,369
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,495 $3,412 $2,686
Nationwide $3,079 $2,411 $2,111
Progressive $2,691 $2,191 $1,993
State Farm $3,020 $1,868 $1,474
Travelers $6,313 $5,412 $5,164
USAA $2,296 $1,585 $1,376

Cheapest Swisher, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Swisher, IA to rates for a clean record with top companies.

Annual Swisher, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,292 $2,771 $3,156 $2,563
American Family $2,170 $3,179 $4,125 $2,552
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,337 $4,134 $4,205 $3,781
Nationwide $1,835 $2,635 $3,590 $2,075
Progressive $1,836 $3,040 $1,993 $2,298
State Farm $1,954 $2,287 $2,121 $2,121
Travelers $4,082 $5,485 $7,353 $5,598
USAA $1,336 $1,799 $2,338 $1,536

Cheapest Swisher, IA Car Insurance for Teen Drivers

Teen car insurance in Swisher, IA can be expensive. Take a look at rates from the top car insurance companies in Swisher for teenagers.

Annual Car Insurance Rates for Teen Drivers in Swisher, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,146 $5,795
American Family $5,176 $7,258
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $9,039 $10,168
Nationwide $4,057 $5,247
Progressive $4,075 $4,591
State Farm $3,798 $4,798
Travelers $11,424 $18,230
USAA $3,209 $3,392

Cheapest Swisher, IA Car Insurance for Seniors

Take a look at Swisher, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Swisher, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,589 $1,616
American Family $1,734 $1,734
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,612 $1,956
Nationwide $1,568 $1,673
Progressive $1,296 $1,348
State Farm $1,197 $1,197
Travelers $2,417 $2,420
USAA $1,074 $1,087

Cheapest Swisher, IA Car Insurance Rates After a DUI

A DUI in Swisher, IA increases car insurance rates. Compare Swisher, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Swisher, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,156
American Family $4,125
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,205
Nationwide $3,590
Progressive $1,993
State Farm $2,121
Travelers $7,353
USAA $2,338

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Cheapest Swisher, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Swisher, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Swisher, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,632 $2,759
American Family $2,971 $3,042
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $3,864 $3,864
Nationwide $2,534 $2,534
Progressive $2,292 $2,292
State Farm $2,070 $2,172
Travelers $5,630 $5,630
USAA $1,689 $1,816

The Best Cheap Car Insurance Companies in Swisher, IA

Take a look at a side-by-side comparison of the top car insurance companies in Swisher, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Swisher, Iowa

Insurance Company Average Annual Rates
Allstate $2,695
American Family $3,006
Farmers $2,336
GEICO $2,315
Liberty Mutual $3,864
Nationwide $2,534
Progressive $2,292
State Farm $2,121
Travelers $5,630
USAA $1,752

Category Winners: Cheapest Car Insurance in Swisher, Iowa

Find the cheapest car insurance companies in Swisher, IA for each category right here.

Best Annual Car Insurance Rates by Company in Swisher, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Swisher, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Swisher car insurance rates. Find the cheapest Swisher, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Swisher, Iowa

Insurance Company Low Medium High
Allstate $2,599 $2,698 $2,789
American Family $3,019 $3,173 $2,827
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $3,702 $3,858 $4,032
Nationwide $2,647 $2,520 $2,435
Progressive $2,167 $2,301 $2,408
State Farm $2,011 $2,134 $2,218
Travelers $5,299 $5,714 $5,876
USAA $1,658 $1,758 $1,840

What affects car insurance rates in Swisher, Iowa?

What factors can have an impact on Swisher, IA car insurance? There are several reasons why Swisher car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Swisher, Iowa.

Commute Time in Swisher

The more time you spend in your car the higher the risk of an accident. The average commute length in Swisher, IA is 22.4 minutes according to City-Data.

Compare Car Insurance Quotes in Swisher, IA

Ready to find affordable Swisher, Iowa car insurance today? Enter your ZIP code for fast, free Swisher, IA car insurance quotes.

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