Compare Sydney, FL Car Insurance Rates (2021)

Car insurance in Sydney, FL averages $470 a month. Sydney, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Sydney car insurance rates, compare quotes from the top car insurance companies in Sydney, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sydney is USAA
  • Average car insurance rates in Sydney, FL are $5,637/year
  • The cheapest car insurance company in Sydney for teen drivers is USAA

If you need to buy Sydney, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Sydney, FL is right here.

You’ll find Sydney car insurance rates, the cheapest Sydney, FL car insurance companies, and information on Florida car insurance laws. You can also compare Sydney, Florida car insurance rates to Hialeah car insurance rates, St. Petersburg car insurance rates, and Port St. Lucie car insurance rates.

Ready to find affordable Sydney, FL car insurance today? Enter your ZIP code for fast, free Sydney car insurance quotes.

Cheapest Sydney, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sydney, FL car insurance rates? Every Sydney, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sydney, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,143 $4,982 $4,537 $4,644 $18,715 $20,629 $5,164 $5,265
GEICO $3,867 $3,894 $3,607 $3,607 $6,874 $8,661 $4,269 $4,355
Liberty Mutual $5,371 $5,371 $4,896 $4,896 $11,684 $18,164 $5,371 $7,393
Nationwide $3,503 $3,456 $3,117 $3,226 $8,598 $10,611 $3,869 $4,029
Progressive $3,975 $3,730 $3,395 $3,641 $11,197 $12,165 $4,778 $4,525
State Farm $2,388 $2,388 $2,165 $2,165 $7,115 $9,117 $2,663 $2,849
USAA $1,854 $1,823 $1,736 $1,720 $6,347 $7,353 $2,315 $2,497

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Minimum Car Insurance in Sydney, FL

Every driver must carry the minimum car insurance in Sydney, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Sydney, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Sydney, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sydney, FL. Compare credit history car insurance rates in Sydney from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sydney, Florida

Insurance Company Poor Fair Good
Allstate $12,041 $7,651 $6,213
GEICO $7,090 $4,321 $3,264
Liberty Mutual $10,256 $7,447 $5,978
Nationwide $6,331 $4,634 $4,188
Progressive $7,721 $5,491 $4,565
State Farm $5,301 $3,451 $2,817
USAA $5,224 $2,548 $1,845

Cheapest Sydney, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sydney, FL to rates for a clean record with top companies.

Annual Sydney, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,399 $8,897 $9,982 $8,260
GEICO $3,430 $4,363 $6,458 $5,315
Liberty Mutual $5,575 $7,362 $10,872 $7,765
Nationwide $4,294 $4,723 $6,405 $4,783
Progressive $4,677 $6,919 $5,830 $6,277
State Farm $3,519 $4,193 $3,856 $3,856
USAA $2,511 $3,100 $4,580 $2,633

Cheapest Sydney, FL Car Insurance for Teen Drivers

Teen car insurance in Sydney, FL can be expensive. Take a look at rates from the top car insurance companies in Sydney for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sydney, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,715 $20,629
GEICO $6,874 $8,661
Liberty Mutual $11,684 $18,164
Nationwide $8,598 $10,611
Progressive $11,197 $12,165
State Farm $7,115 $9,117
USAA $6,347 $7,353

Cheapest Sydney, FL Car Insurance for Seniors

Take a look at Sydney, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sydney, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,537 $4,644
GEICO $3,607 $3,607
Liberty Mutual $4,896 $4,896
Nationwide $3,117 $3,226
Progressive $3,395 $3,641
State Farm $2,165 $2,165
USAA $1,736 $1,720

Cheapest Sydney, FL Car Insurance Rates After a DUI

A DUI in Sydney, FL increases car insurance rates. Compare Sydney, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sydney, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,982
GEICO $6,458
Liberty Mutual $10,872
Nationwide $6,405
Progressive $5,830
State Farm $3,856
USAA $4,580

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Cheapest Sydney, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sydney, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sydney, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,386 $8,884
GEICO $4,867 $4,917
Liberty Mutual $7,628 $8,159
Nationwide $5,051 $5,051
Progressive $5,926 $5,926
State Farm $3,721 $3,991
USAA $3,169 $3,242

The Best Cheap Car Insurance Companies in Sydney, FL

Take a look at a side-by-side comparison of the top car insurance companies in Sydney, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sydney, Florida

Insurance Company Average Annual Rates
Allstate $8,635
GEICO $4,892
Liberty Mutual $7,893
Nationwide $5,051
Progressive $5,926
State Farm $3,856
USAA $3,206

Category Winners: Cheapest Car Insurance in Sydney, Florida

Find the cheapest car insurance companies in Sydney, FL for each category right here.

Best Annual Car Insurance Rates by Company in Sydney, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Sydney, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sydney car insurance rates. Find the cheapest Sydney, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sydney, Florida

Insurance Company Low Medium High
Allstate $6,369 $9,147 $10,388
GEICO $3,969 $5,072 $5,635
Liberty Mutual $7,186 $8,040 $8,454
Nationwide $3,956 $5,256 $5,942
Progressive $4,892 $6,072 $6,813
State Farm $3,248 $3,962 $4,359
USAA $2,746 $3,324 $3,547

What affects car insurance rates in Sydney, Florida?

What factors can have an impact on Sydney, FL car insurance? There are several reasons why Sydney car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sydney, Florida.

Traffic in Sydney

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Sydney, FL traffic data from INRIX ranks Sydney as the 29th-most congested in the world.

Compare Car Insurance Quotes in Sydney, FL

Ready to find affordable Sydney, Florida car insurance today? Enter your ZIP code for fast, free Sydney, FL car insurance quotes.

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