Compare Sylva, NC Car Insurance Rates (2021)

Car insurance in Sylva, NC averages $245 a month. Sylva, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Sylva car insurance rates, compare quotes from the top car insurance companies in Sylva, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sylva for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Sylva is Liberty Mutual
  • Average car insurance rates in Sylva, NC are $2,939/year

If you need to buy Sylva, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Sylva, NC is right here.

You’ll find Sylva car insurance rates, the cheapest Sylva, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Sylva, North Carolina car insurance rates to Raleigh car insurance rates, Concord car insurance rates, and Wilmington car insurance rates.

Ready to find affordable Sylva, NC car insurance today? Enter your ZIP code for fast, free Sylva car insurance quotes.

Cheapest Sylva, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sylva, NC car insurance rates? Every Sylva, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sylva, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,016 $5,016 $4,113 $4,113 $12,184 $12,184 $5,115 $5,115
GEICO $2,276 $2,231 $2,238 $2,195 $4,261 $4,222 $1,983 $1,971
Liberty Mutual $1,552 $1,552 $1,606 $1,606 $2,754 $2,754 $1,552 $1,552
Nationwide $2,080 $2,080 $2,080 $2,080 $3,544 $3,544 $2,080 $2,080
Progressive $1,525 $1,525 $1,406 $1,406 $3,542 $3,542 $1,692 $1,692
State Farm $1,978 $1,978 $1,711 $1,711 $2,913 $2,913 $2,442 $2,442
Travelers $2,272 $2,272 $2,253 $2,253 $3,870 $3,870 $2,332 $2,332

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Minimum Car Insurance in Sylva, NC

Every driver must carry the minimum car insurance in Sylva, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Sylva, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sylva, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sylva, NC. Compare credit history car insurance rates in Sylva from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sylva, North Carolina

Insurance Company Poor Fair Good
Allstate $8,942 $5,809 $5,069
GEICO $2,901 $2,658 $2,457
Liberty Mutual $1,866 $1,866 $1,866
Nationwide $2,446 $2,446 $2,446
Progressive $2,283 $1,996 $1,846
State Farm $3,173 $2,031 $1,579
Travelers $2,879 $2,606 $2,561

Cheapest Sylva, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sylva, NC to rates for a clean record with top companies.

Annual Sylva, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,590 $6,280 $11,709 $4,848
GEICO $1,492 $2,169 $5,019 $2,008
Liberty Mutual $1,114 $1,428 $3,492 $1,428
Nationwide $1,442 $1,862 $4,616 $1,862
Progressive $967 $1,414 $4,419 $1,365
State Farm $1,208 $1,744 $4,349 $1,744
Travelers $1,568 $2,106 $5,000 $2,053

Cheapest Sylva, NC Car Insurance for Teen Drivers

Teen car insurance in Sylva, NC can be expensive. Take a look at rates from the top car insurance companies in Sylva for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sylva, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,184 $12,184
GEICO $4,261 $4,222
Liberty Mutual $2,754 $2,754
Nationwide $3,544 $3,544
Progressive $3,542 $3,542
State Farm $2,913 $2,913
Travelers $3,870 $3,870

Cheapest Sylva, NC Car Insurance for Seniors

Take a look at Sylva, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sylva, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,113 $4,113
GEICO $2,238 $2,195
Liberty Mutual $1,606 $1,606
Nationwide $2,080 $2,080
Progressive $1,406 $1,406
State Farm $1,711 $1,711
Travelers $2,253 $2,253

Cheapest Sylva, NC Car Insurance Rates After a DUI

A DUI in Sylva, NC increases car insurance rates. Compare Sylva, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sylva, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,709
GEICO $5,019
Liberty Mutual $3,492
Nationwide $4,616
Progressive $4,419
State Farm $4,349
Travelers $5,000

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Cheapest Sylva, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sylva, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sylva, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,607 $6,607
GEICO $2,672 $2,672
Liberty Mutual $1,866 $1,866
Nationwide $2,446 $2,446
Progressive $2,041 $2,041
State Farm $2,253 $2,269
Travelers $2,682 $2,682

The Best Cheap Car Insurance Companies in Sylva, NC

Take a look at a side-by-side comparison of the top car insurance companies in Sylva, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sylva, North Carolina

Insurance Company Average Annual Rates
Allstate $6,607
GEICO $2,672
Liberty Mutual $1,866
Nationwide $2,446
Progressive $2,041
State Farm $2,261
Travelers $2,682

Category Winners: Cheapest Car Insurance in Sylva, North Carolina

Find the cheapest car insurance companies in Sylva, NC for each category right here.

Best Annual Car Insurance Rates by Company in Sylva, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Sylva, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sylva car insurance rates. Find the cheapest Sylva, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sylva, North Carolina

Insurance Company Low Medium High
Allstate $6,407 $6,586 $6,827
GEICO $2,559 $2,663 $2,794
Liberty Mutual $1,783 $1,854 $1,960
Nationwide $2,355 $2,434 $2,548
Progressive $1,948 $2,029 $2,147
State Farm $2,183 $2,250 $2,351
Travelers $2,579 $2,668 $2,798

What affects car insurance rates in Sylva, North Carolina?

What factors can have an impact on Sylva, NC car insurance? There are several reasons why Sylva car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sylva, North Carolina.

Commute Time in Sylva

The more time you spend in your car the higher the risk of an accident. The average commute length in Sylva, NC is 20.0 minutes according to City-Data.

Compare Car Insurance Quotes in Sylva, NC

Ready to find affordable Sylva, North Carolina car insurance today? Enter your ZIP code for fast, free Sylva, NC car insurance quotes.

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