Compare Syracuse, IN Car Insurance Rates (2021)

Car insurance in Syracuse, IN averages $262 a month. Syracuse, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Syracuse car insurance rates, compare quotes from the top car insurance companies in Syracuse, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Syracuse, IN are $3,139/year
  • The cheapest car insurance company in Syracuse is USAA
  • Average car insurance rates in Syracuse, IN after a DUI are $3,729/year

If you need to buy Syracuse, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Syracuse, IN is right here.

You’ll find Syracuse car insurance rates, the cheapest Syracuse, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Syracuse, Indiana car insurance rates to Carmel car insurance rates, Gary car insurance rates, and Bloomington car insurance rates.

Ready to find affordable Syracuse, IN car insurance today? Enter your ZIP code for fast, free Syracuse car insurance quotes.

Cheapest Syracuse, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Syracuse, IN car insurance rates? Every Syracuse, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Syracuse, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,559 $2,624 $2,242 $2,449 $7,817 $9,818 $2,611 $2,843
American Family $2,109 $2,109 $1,897 $1,897 $5,778 $8,378 $2,109 $2,606
Farmers $1,641 $1,620 $1,404 $1,577 $8,768 $9,342 $2,158 $2,334
GEICO $1,369 $1,360 $1,284 $1,329 $3,993 $3,708 $1,563 $1,378
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,487 $1,521 $1,307 $1,395 $4,271 $5,546 $1,739 $1,901
Progressive $1,465 $1,389 $1,327 $1,336 $8,524 $9,590 $1,833 $1,874
State Farm $1,299 $1,299 $1,154 $1,154 $3,887 $4,985 $1,435 $1,596
Travelers $1,164 $1,185 $1,091 $1,091 $7,169 $11,329 $1,231 $1,425
USAA $1,012 $1,000 $936 $950 $2,751 $3,091 $1,371 $1,476

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Minimum Car Insurance in Syracuse, IN

Every driver must carry the minimum car insurance in Syracuse, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Syracuse, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Syracuse, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Syracuse, IN. Compare credit history car insurance rates in Syracuse from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Syracuse, Indiana

Insurance Company Poor Fair Good
Allstate $5,114 $3,800 $3,447
American Family $4,594 $2,986 $2,501
Farmers $4,210 $3,430 $3,177
GEICO $2,401 $1,998 $1,595
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,725 $2,305 $2,158
Progressive $3,772 $3,336 $3,144
State Farm $3,061 $1,827 $1,416
Travelers $3,575 $3,029 $3,027
USAA $2,125 $1,398 $1,196

Cheapest Syracuse, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Syracuse, IN to rates for a clean record with top companies.

Annual Syracuse, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,286 $4,821 $4,457 $3,917
American Family $2,315 $3,701 $4,670 $2,757
Farmers $3,224 $3,762 $3,874 $3,561
GEICO $1,314 $2,066 $2,791 $1,820
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,063 $2,654 $2,545 $2,321
Progressive $2,570 $4,474 $3,062 $3,563
State Farm $2,053 $2,247 $2,053 $2,053
Travelers $2,728 $3,370 $3,818 $2,926
USAA $1,193 $1,689 $1,935 $1,477

Cheapest Syracuse, IN Car Insurance for Teen Drivers

Teen car insurance in Syracuse, IN can be expensive. Take a look at rates from the top car insurance companies in Syracuse for teenagers.

Annual Car Insurance Rates for Teen Drivers in Syracuse, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,817 $9,818
American Family $5,778 $8,378
Farmers $8,768 $9,342
GEICO $3,993 $3,708
Liberty Mutual $8,383 $12,656
Nationwide $4,271 $5,546
Progressive $8,524 $9,590
State Farm $3,887 $4,985
Travelers $7,169 $11,329
USAA $2,751 $3,091

Cheapest Syracuse, IN Car Insurance for Seniors

Take a look at Syracuse, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Syracuse, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,242 $2,449
American Family $1,897 $1,897
Farmers $1,404 $1,577
GEICO $1,284 $1,329
Liberty Mutual $3,522 $3,522
Nationwide $1,307 $1,395
Progressive $1,327 $1,336
State Farm $1,154 $1,154
Travelers $1,091 $1,091
USAA $936 $950

Cheapest Syracuse, IN Car Insurance Rates After a DUI

A DUI in Syracuse, IN increases car insurance rates. Compare Syracuse, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Syracuse, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,457
American Family $4,670
Farmers $3,874
GEICO $2,791
Liberty Mutual $8,085
Nationwide $2,545
Progressive $3,062
State Farm $2,053
Travelers $3,818
USAA $1,935

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Cheapest Syracuse, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Syracuse, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Syracuse, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,120 $4,120
American Family $3,320 $3,401
Farmers $3,605 $3,605
GEICO $1,963 $2,033
Liberty Mutual $5,455 $5,752
Nationwide $2,396 $2,396
Progressive $3,417 $3,417
State Farm $2,042 $2,161
Travelers $3,211 $3,211
USAA $1,552 $1,594

The Best Cheap Car Insurance Companies in Syracuse, IN

Take a look at a side-by-side comparison of the top car insurance companies in Syracuse, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Syracuse, Indiana

Insurance Company Average Annual Rates
Allstate $4,120
American Family $3,361
Farmers $3,605
GEICO $1,998
Liberty Mutual $5,604
Nationwide $2,396
Progressive $3,417
State Farm $2,101
Travelers $3,211
USAA $1,573

Category Winners: Cheapest Car Insurance in Syracuse, Indiana

Find the cheapest car insurance companies in Syracuse, IN for each category right here.

Best Annual Car Insurance Rates by Company in Syracuse, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Syracuse, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Syracuse car insurance rates. Find the cheapest Syracuse, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Syracuse, Indiana

Insurance Company Low Medium High
Allstate $3,942 $4,104 $4,315
American Family $3,333 $3,473 $3,277
Farmers $3,478 $3,597 $3,741
GEICO $1,869 $1,992 $2,132
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,433 $2,377 $2,378
Progressive $3,235 $3,366 $3,650
State Farm $2,005 $2,100 $2,199
Travelers $3,148 $3,240 $3,243
USAA $1,520 $1,569 $1,630

What affects car insurance rates in Syracuse, Indiana?

What factors can have an impact on Syracuse, IN car insurance? There are several reasons why Syracuse car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Syracuse, Indiana.

Commute Time in Syracuse

The more time you spend in your car the higher the risk of an accident. The average commute length in Syracuse, IN is 16.8 minutes according to City-Data.

Traffic in Syracuse

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Syracuse, IN traffic data from INRIX ranks Syracuse as the 885th-most congested in the world.

Compare Car Insurance Quotes in Syracuse, IN

Ready to find affordable Syracuse, Indiana car insurance today? Enter your ZIP code for fast, free Syracuse, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State