Compare Tarpon Springs, FL Car Insurance Rates (2021)

Car insurance in Tarpon Springs, FL averages $444 a month. Tarpon Springs, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Tarpon Springs car insurance rates, compare quotes from the top car insurance companies in Tarpon Springs, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Tarpon Springs is USAA
  • Average car insurance rates in Tarpon Springs, FL are $5,329/year
  • Average car insurance rates in Tarpon Springs, FL after a DUI are $6,427/year

If you need to buy Tarpon Springs, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Tarpon Springs, FL is right here.

You’ll find Tarpon Springs car insurance rates, the cheapest Tarpon Springs, FL car insurance companies, and information on Florida car insurance laws. You can also compare Tarpon Springs, Florida car insurance rates to Tallahassee car insurance rates, Tampa car insurance rates, and Orlando car insurance rates.

Ready to find affordable Tarpon Springs, FL car insurance today? Enter your ZIP code for fast, free Tarpon Springs car insurance quotes.

Cheapest Tarpon Springs, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Tarpon Springs, FL car insurance rates? Every Tarpon Springs, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tarpon Springs, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,171 $4,977 $4,552 $4,636 $18,341 $20,177 $5,112 $5,178
GEICO $3,812 $3,834 $3,560 $3,560 $6,786 $8,528 $4,204 $4,277
Liberty Mutual $4,100 $4,100 $3,746 $3,746 $8,809 $13,645 $4,100 $5,612
Nationwide $3,370 $3,326 $3,011 $3,112 $8,128 $10,003 $3,714 $3,863
Progressive $4,104 $3,821 $3,501 $3,751 $11,566 $12,458 $4,887 $4,548
State Farm $2,388 $2,388 $2,165 $2,165 $7,115 $9,117 $2,663 $2,849
USAA $1,851 $1,815 $1,747 $1,722 $6,467 $7,447 $2,303 $2,474

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Minimum Car Insurance in Tarpon Springs, FL

Every driver must carry the minimum car insurance in Tarpon Springs, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Tarpon Springs, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Tarpon Springs, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Tarpon Springs, FL. Compare credit history car insurance rates in Tarpon Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Tarpon Springs, Florida

Insurance Company Poor Fair Good
Allstate $11,949 $7,526 $6,079
GEICO $6,999 $4,255 $3,207
Liberty Mutual $7,745 $5,649 $4,553
Nationwide $6,024 $4,424 $4,000
Progressive $7,920 $5,637 $4,682
State Farm $5,301 $3,451 $2,817
USAA $5,224 $2,582 $1,878

Cheapest Tarpon Springs, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Tarpon Springs, FL to rates for a clean record with top companies.

Annual Tarpon Springs, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,322 $8,801 $9,801 $8,148
GEICO $3,371 $4,296 $6,373 $5,240
Liberty Mutual $4,229 $5,579 $8,236 $5,885
Nationwide $4,102 $4,508 $6,091 $4,562
Progressive $4,813 $7,084 $5,991 $6,430
State Farm $3,519 $4,193 $3,856 $3,856
USAA $2,513 $3,120 $4,641 $2,638

Cheapest Tarpon Springs, FL Car Insurance for Teen Drivers

Teen car insurance in Tarpon Springs, FL can be expensive. Take a look at rates from the top car insurance companies in Tarpon Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Tarpon Springs, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,341 $20,177
GEICO $6,786 $8,528
Liberty Mutual $8,809 $13,645
Nationwide $8,128 $10,003
Progressive $11,566 $12,458
State Farm $7,115 $9,117
USAA $6,467 $7,447

Cheapest Tarpon Springs, FL Car Insurance for Seniors

Take a look at Tarpon Springs, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Tarpon Springs, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,552 $4,636
GEICO $3,560 $3,560
Liberty Mutual $3,746 $3,746
Nationwide $3,011 $3,112
Progressive $3,501 $3,751
State Farm $2,165 $2,165
USAA $1,747 $1,722

Cheapest Tarpon Springs, FL Car Insurance Rates After a DUI

A DUI in Tarpon Springs, FL increases car insurance rates. Compare Tarpon Springs, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Tarpon Springs, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,801
GEICO $6,373
Liberty Mutual $8,236
Nationwide $6,091
Progressive $5,991
State Farm $3,856
USAA $4,641

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Cheapest Tarpon Springs, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Tarpon Springs, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Tarpon Springs, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,272 $8,764
GEICO $4,796 $4,844
Liberty Mutual $5,784 $6,181
Nationwide $4,816 $4,816
Progressive $6,079 $6,079
State Farm $3,721 $3,991
USAA $3,191 $3,265

The Best Cheap Car Insurance Companies in Tarpon Springs, FL

Take a look at a side-by-side comparison of the top car insurance companies in Tarpon Springs, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Tarpon Springs, Florida

Insurance Company Average Annual Rates
Allstate $8,518
GEICO $4,820
Liberty Mutual $5,982
Nationwide $4,816
Progressive $6,079
State Farm $3,856
USAA $3,228

Category Winners: Cheapest Car Insurance in Tarpon Springs, Florida

Find the cheapest car insurance companies in Tarpon Springs, FL for each category right here.

Best Annual Car Insurance Rates by Company in Tarpon Springs, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Tarpon Springs, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Tarpon Springs car insurance rates. Find the cheapest Tarpon Springs, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Tarpon Springs, Florida

Insurance Company Low Medium High
Allstate $6,179 $9,047 $10,328
GEICO $3,853 $5,003 $5,605
Liberty Mutual $5,424 $6,093 $6,429
Nationwide $3,634 $5,037 $5,776
Progressive $4,812 $6,257 $7,169
State Farm $3,248 $3,962 $4,359
USAA $2,697 $3,367 $3,621

What affects car insurance rates in Tarpon Springs, Florida?

What factors can have an impact on Tarpon Springs, FL car insurance? There are several reasons why Tarpon Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Tarpon Springs, Florida.

Car Theft in Tarpon Springs

High levels of vehicle theft can make car insurance more expensive. Tarpon Springs, FL car theft statistics from the FBI indicate 25 vehicle thefts a year.

Commute Time in Tarpon Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Tarpon Springs, FL is 28.5 minutes according to City-Data.

Compare Car Insurance Quotes in Tarpon Springs, FL

Ready to find affordable Tarpon Springs, Florida car insurance today? Enter your ZIP code for fast, free Tarpon Springs, FL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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