Compare Tatum, NM Car Insurance Rates (2021)

Car insurance in Tatum, NM averages $290 a month. Tatum, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Tatum car insurance rates, compare quotes from the top car insurance companies in Tatum, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Tatum, NM after a DUI are $4,439/year
  • Average car insurance rates in Tatum, NM are $3,475/year
  • The cheapest car insurance company in Tatum for teen drivers is USAA

If you need to buy Tatum, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Tatum, NM is right here.

You’ll find Tatum car insurance rates, the cheapest Tatum, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Tatum, New Mexico car insurance rates to Albuquerque car insurance rates, Alamogordo car insurance rates, and Santa Fe car insurance rates.

Ready to find affordable Tatum, NM car insurance today? Enter your ZIP code for fast, free Tatum car insurance quotes.

Cheapest Tatum, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Tatum, NM car insurance rates? Every Tatum, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tatum, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,606 $2,648 $2,339 $2,472 $8,033 $9,185 $2,954 $3,149
Farmers $2,624 $2,622 $2,353 $2,496 $10,247 $10,558 $2,947 $3,062
GEICO $2,824 $2,906 $2,668 $2,668 $7,777 $10,704 $2,963 $3,046
Nationwide $2,563 $2,610 $2,321 $2,444 $6,183 $7,837 $2,890 $3,106
Progressive $1,562 $1,518 $1,409 $1,418 $6,224 $7,013 $1,889 $1,960
State Farm $1,524 $1,524 $1,375 $1,375 $4,076 $5,133 $1,706 $1,885
USAA $1,445 $1,434 $1,384 $1,379 $3,705 $4,180 $1,778 $1,901

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Minimum Car Insurance in Tatum, NM

Every driver must carry the minimum car insurance in Tatum, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Tatum, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Tatum, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Tatum, NM. Compare credit history car insurance rates in Tatum from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Tatum, New Mexico

Insurance Company Poor Fair Good
Allstate $4,865 $3,995 $3,660
Farmers $5,303 $4,375 $4,163
GEICO $4,997 $4,333 $4,004
Nationwide $4,583 $3,556 $3,093
Progressive $3,161 $2,809 $2,652
State Farm $3,324 $2,040 $1,610
USAA $2,685 $2,016 $1,751

Cheapest Tatum, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Tatum, NM to rates for a clean record with top companies.

Annual Tatum, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,505 $4,532 $4,763 $3,892
Farmers $3,908 $5,009 $4,891 $4,647
GEICO $2,626 $4,205 $8,321 $2,626
Nationwide $2,776 $3,931 $5,113 $3,158
Progressive $2,490 $3,385 $2,682 $2,940
State Farm $2,187 $2,371 $2,371 $2,371
USAA $1,596 $2,217 $2,933 $1,857

Cheapest Tatum, NM Car Insurance for Teen Drivers

Teen car insurance in Tatum, NM can be expensive. Take a look at rates from the top car insurance companies in Tatum for teenagers.

Annual Car Insurance Rates for Teen Drivers in Tatum, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,033 $9,185
Farmers $10,247 $10,558
GEICO $7,777 $10,704
Nationwide $6,183 $7,837
Progressive $6,224 $7,013
State Farm $4,076 $5,133
USAA $3,705 $4,180

Cheapest Tatum, NM Car Insurance for Seniors

Take a look at Tatum, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Tatum, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,339 $2,472
Farmers $2,353 $2,496
GEICO $2,668 $2,668
Nationwide $2,321 $2,444
Progressive $1,409 $1,418
State Farm $1,375 $1,375
USAA $1,384 $1,379

Cheapest Tatum, NM Car Insurance Rates After a DUI

A DUI in Tatum, NM increases car insurance rates. Compare Tatum, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Tatum, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,763
Farmers $4,891
GEICO $8,321
Nationwide $5,113
Progressive $2,682
State Farm $2,371
USAA $2,933

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Cheapest Tatum, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Tatum, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Tatum, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,173 $4,173
Farmers $4,614 $4,614
GEICO $4,378 $4,511
Nationwide $3,744 $3,744
Progressive $2,874 $2,874
State Farm $2,267 $2,383
USAA $2,086 $2,215

The Best Cheap Car Insurance Companies in Tatum, NM

Take a look at a side-by-side comparison of the top car insurance companies in Tatum, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Tatum, New Mexico

Insurance Company Average Annual Rates
Allstate $4,173
Farmers $4,614
GEICO $4,444
Nationwide $3,744
Progressive $2,874
State Farm $2,325
USAA $2,151

Category Winners: Cheapest Car Insurance in Tatum, New Mexico

Find the cheapest car insurance companies in Tatum, NM for each category right here.

Best Annual Car Insurance Rates by Company in Tatum, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Tatum, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Tatum car insurance rates. Find the cheapest Tatum, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Tatum, New Mexico

Insurance Company Low Medium High
Allstate $4,014 $4,166 $4,339
Farmers $4,240 $4,574 $5,027
GEICO $4,154 $4,433 $4,747
Nationwide $3,713 $3,715 $3,804
Progressive $2,752 $2,872 $2,998
State Farm $2,134 $2,332 $2,509
USAA $1,989 $2,162 $2,302

What affects car insurance rates in Tatum, New Mexico?

What factors can have an impact on Tatum, NM car insurance? There are several reasons why Tatum car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Tatum, New Mexico.

Car Theft in Tatum

High levels of vehicle theft can make car insurance more expensive. Tatum, NM car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Tatum

The more time you spend in your car the higher the risk of an accident. The average commute length in Tatum, NM is 21.2 minutes according to City-Data.

Compare Car Insurance Quotes in Tatum, NM

Ready to find affordable Tatum, New Mexico car insurance today? Enter your ZIP code for fast, free Tatum, NM car insurance quotes.

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