Compare Taylor, TX Car Insurance Rates (2021)

Car insurance in Taylor, TX averages $290 a month. Taylor, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Taylor car insurance rates, compare quotes from the top car insurance companies in Taylor, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Taylor for teen drivers is USAA
  • Average car insurance rates in Taylor, TX are $3,478/year
  • The cheapest car insurance company in Taylor is USAA

If you need to buy Taylor, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Taylor, TX is right here.

You’ll find Taylor car insurance rates, the cheapest Taylor, TX car insurance companies, and information on Texas car insurance laws. You can also compare Taylor, Texas car insurance rates to Corpus Christi car insurance rates, Austin car insurance rates, and El Paso car insurance rates.

Ready to find affordable Taylor, TX car insurance today? Enter your ZIP code for fast, free Taylor car insurance quotes.

Cheapest Taylor, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Taylor, TX car insurance rates? Every Taylor, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Taylor, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,476 $3,494 $3,428 $3,428 $9,373 $11,278 $4,292 $4,452
American Family $2,388 $2,666 $2,270 $2,606 $6,516 $8,485 $3,460 $3,938
GEICO $2,385 $2,582 $2,303 $2,623 $5,321 $5,521 $2,589 $2,585
Nationwide $2,000 $2,031 $1,772 $1,872 $5,640 $7,223 $2,347 $2,534
Progressive $1,921 $1,834 $1,718 $1,749 $7,983 $8,891 $2,277 $2,320
State Farm $1,916 $1,916 $1,710 $1,710 $4,667 $5,960 $2,088 $2,149
USAA $1,375 $1,387 $1,312 $1,308 $3,780 $4,128 $1,828 $1,968

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Taylor, TX

Every driver must carry the minimum car insurance in Taylor, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Taylor, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Taylor, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Taylor, TX. Compare credit history car insurance rates in Taylor from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Taylor, Texas

Insurance Company Poor Fair Good
Allstate $6,854 $5,035 $4,318
American Family $5,509 $3,526 $3,088
GEICO $4,997 $2,830 $1,888
Nationwide $3,799 $3,064 $2,669
Progressive $4,028 $3,492 $3,241
State Farm $3,912 $2,438 $1,944
USAA $3,138 $1,812 $1,458

Cheapest Taylor, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Taylor, TX to rates for a clean record with top companies.

Annual Taylor, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,146 $6,512 $6,806 $4,146
American Family $3,685 $4,681 $4,113 $3,685
GEICO $2,748 $3,651 $3,024 $3,531
Nationwide $2,762 $2,762 $4,071 $3,114
Progressive $3,138 $4,035 $3,649 $3,525
State Farm $2,448 $2,819 $3,344 $2,448
USAA $1,599 $2,347 $2,763 $1,834

Cheapest Taylor, TX Car Insurance for Teen Drivers

Teen car insurance in Taylor, TX can be expensive. Take a look at rates from the top car insurance companies in Taylor for teenagers.

Annual Car Insurance Rates for Teen Drivers in Taylor, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,373 $11,278
American Family $6,516 $8,485
GEICO $5,321 $5,521
Nationwide $5,640 $7,223
Progressive $7,983 $8,891
State Farm $4,667 $5,960
USAA $3,780 $4,128

Cheapest Taylor, TX Car Insurance for Seniors

Take a look at Taylor, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Taylor, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,428 $3,428
American Family $2,270 $2,606
GEICO $2,303 $2,623
Nationwide $1,772 $1,872
Progressive $1,718 $1,749
State Farm $1,710 $1,710
USAA $1,312 $1,308

Cheapest Taylor, TX Car Insurance Rates After a DUI

A DUI in Taylor, TX increases car insurance rates. Compare Taylor, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Taylor, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,806
American Family $4,113
GEICO $3,024
Nationwide $4,071
Progressive $3,649
State Farm $3,344
USAA $2,763

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Taylor, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Taylor, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Taylor, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,266 $5,539
American Family $4,041 $4,041
GEICO $3,180 $3,297
Nationwide $3,177 $3,177
Progressive $3,587 $3,587
State Farm $2,764 $2,764
USAA $2,109 $2,163

The Best Cheap Car Insurance Companies in Taylor, TX

Take a look at a side-by-side comparison of the top car insurance companies in Taylor, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Taylor, Texas

Insurance Company Average Annual Rates
Allstate $5,403
American Family $4,041
GEICO $3,239
Nationwide $3,177
Progressive $3,587
State Farm $2,764
USAA $2,136

Category Winners: Cheapest Car Insurance in Taylor, Texas

Find the cheapest car insurance companies in Taylor, TX for each category right here.

Best Annual Car Insurance Rates by Company in Taylor, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Taylor, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Taylor car insurance rates. Find the cheapest Taylor, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Taylor, Texas

Insurance Company Low Medium High
Allstate $5,276 $5,355 $5,577
American Family $3,744 $3,889 $4,490
GEICO $3,072 $3,203 $3,440
Nationwide $3,425 $3,046 $3,062
Progressive $3,454 $3,573 $3,734
State Farm $2,615 $2,759 $2,920
USAA $2,066 $2,128 $2,214

What affects car insurance rates in Taylor, Texas?

What factors can have an impact on Taylor, TX car insurance? There are several reasons why Taylor car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Taylor, Texas.

Car Theft in Taylor

High levels of vehicle theft can make car insurance more expensive. Taylor, TX car theft statistics from the FBI indicate 14 vehicle thefts a year.

Commute Time in Taylor

The more time you spend in your car the higher the risk of an accident. The average commute length in Taylor, TX is 29.1 minutes according to City-Data.

Compare Car Insurance Quotes in Taylor, TX

Ready to find affordable Taylor, Texas car insurance today? Enter your ZIP code for fast, free Taylor, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption