Compare Tea, SD Car Insurance Rates (2021)

Car insurance in Tea, SD averages $303 a month. Tea, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Tea car insurance rates, compare quotes from the top car insurance companies in Tea, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Tea is State Farm
  • The cheapest car insurance company in Tea for teen drivers is State Farm
  • Average car insurance rates in Tea, SD after a DUI are $4,367/year

If you need to buy Tea, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Tea, SD is right here.

You’ll find Tea car insurance rates, the cheapest Tea, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Tea, South Dakota car insurance rates to Yankton car insurance rates, Brookings car insurance rates, and Pierre car insurance rates.

Ready to find affordable Tea, SD car insurance today? Enter your ZIP code for fast, free Tea car insurance quotes.

Cheapest Tea, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Tea, SD car insurance rates? Every Tea, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tea, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,428 $2,484 $2,139 $2,288 $9,928 $11,847 $2,752 $3,013
American Family $2,659 $2,659 $2,364 $2,364 $5,616 $8,249 $2,659 $3,266
Farmers $1,719 $1,719 $1,508 $1,580 $8,293 $8,618 $1,932 $2,045
GEICO $1,903 $1,788 $1,804 $1,663 $4,154 $4,843 $1,664 $1,571
Liberty Mutual $3,714 $4,036 $2,932 $3,564 $14,576 $16,365 $3,894 $4,327
Nationwide $1,816 $1,855 $1,629 $1,729 $4,112 $5,269 $2,058 $2,227
Progressive $1,933 $1,886 $1,596 $1,652 $7,452 $8,450 $2,416 $2,526
State Farm $1,326 $1,326 $1,184 $1,184 $3,831 $4,851 $1,496 $1,700

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Minimum Car Insurance in Tea, SD

Every driver must carry the minimum car insurance in Tea, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Tea, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Tea, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Tea, SD. Compare credit history car insurance rates in Tea from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Tea, South Dakota

Insurance Company Poor Fair Good
Allstate $5,617 $4,396 $3,817
American Family $4,802 $3,463 $2,924
Farmers $3,855 $3,282 $3,143
GEICO $3,927 $1,995 $1,349
Liberty Mutual $9,651 $5,814 $4,562
Nationwide $3,114 $2,476 $2,170
Progressive $3,993 $3,359 $3,115
State Farm $3,074 $1,838 $1,425

Cheapest Tea, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Tea, SD to rates for a clean record with top companies.

Annual Tea, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $4,437 $5,901 $4,278
American Family $2,703 $3,999 $5,125 $3,092
Farmers $2,912 $3,706 $3,615 $3,474
GEICO $1,546 $2,592 $4,010 $1,546
Liberty Mutual $5,624 $6,994 $7,255 $6,830
Nationwide $1,891 $2,595 $3,680 $2,182
Progressive $3,001 $4,109 $3,238 $3,607
State Farm $1,940 $2,285 $2,112 $2,112

Cheapest Tea, SD Car Insurance for Teen Drivers

Teen car insurance in Tea, SD can be expensive. Take a look at rates from the top car insurance companies in Tea for teenagers.

Annual Car Insurance Rates for Teen Drivers in Tea, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,928 $11,847
American Family $5,616 $8,249
Farmers $8,293 $8,618
GEICO $4,154 $4,843
Liberty Mutual $14,576 $16,365
Nationwide $4,112 $5,269
Progressive $7,452 $8,450
State Farm $3,831 $4,851

Cheapest Tea, SD Car Insurance for Seniors

Take a look at Tea, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Tea, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,288
American Family $2,364 $2,364
Farmers $1,508 $1,580
GEICO $1,804 $1,663
Liberty Mutual $2,932 $3,564
Nationwide $1,629 $1,729
Progressive $1,596 $1,652
State Farm $1,184 $1,184

Cheapest Tea, SD Car Insurance Rates After a DUI

A DUI in Tea, SD increases car insurance rates. Compare Tea, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Tea, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,901
American Family $5,125
Farmers $3,615
GEICO $4,010
Liberty Mutual $7,255
Nationwide $3,680
Progressive $3,238
State Farm $2,112

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Cheapest Tea, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Tea, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Tea, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,497 $4,723
American Family $3,684 $3,775
Farmers $3,427 $3,427
GEICO $2,393 $2,454
Liberty Mutual $6,676 $6,676
Nationwide $2,587 $2,587
Progressive $3,489 $3,489
State Farm $2,058 $2,166

The Best Cheap Car Insurance Companies in Tea, SD

Take a look at a side-by-side comparison of the top car insurance companies in Tea, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Tea, South Dakota

Insurance Company Average Annual Rates
Allstate $4,610
American Family $3,730
Farmers $3,427
GEICO $2,424
Liberty Mutual $6,676
Nationwide $2,587
Progressive $3,489
State Farm $2,112

Category Winners: Cheapest Car Insurance in Tea, South Dakota

Find the cheapest car insurance companies in Tea, SD for each category right here.

Best Annual Car Insurance Rates by Company in Tea, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Tea, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Tea car insurance rates. Find the cheapest Tea, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Tea, South Dakota

Insurance Company Low Medium High
Allstate $4,493 $4,603 $4,734
American Family $3,733 $3,834 $3,621
Farmers $3,238 $3,379 $3,664
GEICO $2,332 $2,420 $2,519
Liberty Mutual $6,547 $6,666 $6,815
Nationwide $2,411 $2,573 $2,776
Progressive $3,366 $3,446 $3,655
State Farm $2,004 $2,115 $2,217

What affects car insurance rates in Tea, South Dakota?

What factors can have an impact on Tea, SD car insurance? There are several reasons why Tea car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Tea, South Dakota.

Car Theft in Tea

High levels of vehicle theft can make car insurance more expensive. Tea, SD car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Tea

The more time you spend in your car the higher the risk of an accident. The average commute length in Tea, SD is 18.7 minutes according to City-Data.

Compare Car Insurance Quotes in Tea, SD

Ready to find affordable Tea, South Dakota car insurance today? Enter your ZIP code for fast, free Tea, SD car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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