Compare Telephone, TX Car Insurance Rates (2021)

Car insurance in Telephone, TX averages $313 a month. Telephone, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Telephone car insurance rates, compare quotes from the top car insurance companies in Telephone, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Telephone, TX are $3,758/year
  • Average car insurance rates in Telephone, TX after a DUI are $4,257/year
  • The cheapest car insurance company in Telephone for teen drivers is USAA

If you need to buy Telephone, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Telephone, TX is right here.

You’ll find Telephone car insurance rates, the cheapest Telephone, TX car insurance companies, and information on Texas car insurance laws. You can also compare Telephone, Texas car insurance rates to Laredo car insurance rates, San Antonio car insurance rates, and Austin car insurance rates.

Ready to find affordable Telephone, TX car insurance today? Enter your ZIP code for fast, free Telephone car insurance quotes.

Cheapest Telephone, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Telephone, TX car insurance rates? Every Telephone, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Telephone, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,307 $3,333 $3,265 $3,265 $8,766 $10,569 $4,086 $4,252
American Family $2,463 $2,723 $2,255 $2,566 $6,133 $8,041 $3,458 $3,932
GEICO $2,554 $2,733 $2,433 $2,705 $5,454 $5,747 $2,758 $2,789
Nationwide $2,173 $2,213 $1,922 $2,037 $6,055 $7,781 $2,542 $2,751
Progressive $2,765 $2,601 $2,467 $2,509 $11,829 $13,200 $3,258 $3,273
State Farm $1,932 $1,932 $1,718 $1,718 $4,599 $5,857 $2,099 $2,165
USAA $1,555 $1,567 $1,481 $1,474 $4,334 $4,732 $2,074 $2,232

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Minimum Car Insurance in Telephone, TX

Every driver must carry the minimum car insurance in Telephone, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Telephone, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Telephone, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Telephone, TX. Compare credit history car insurance rates in Telephone from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Telephone, Texas

Insurance Company Poor Fair Good
Allstate $6,486 $4,757 $4,073
American Family $5,469 $3,399 $2,972
GEICO $5,247 $2,967 $1,976
Nationwide $4,120 $3,306 $2,876
Progressive $5,889 $5,098 $4,726
State Farm $3,899 $2,426 $1,933
USAA $3,584 $2,058 $1,652

Cheapest Telephone, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Telephone, TX to rates for a clean record with top companies.

Annual Telephone, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,956 $6,120 $6,390 $3,956
American Family $3,614 $4,551 $4,006 $3,614
GEICO $2,883 $3,784 $3,202 $3,717
Nationwide $2,981 $2,981 $4,410 $3,365
Progressive $4,556 $5,937 $5,330 $5,126
State Farm $2,449 $2,805 $3,307 $2,449
USAA $1,815 $2,670 $3,155 $2,084

Cheapest Telephone, TX Car Insurance for Teen Drivers

Teen car insurance in Telephone, TX can be expensive. Take a look at rates from the top car insurance companies in Telephone for teenagers.

Annual Car Insurance Rates for Teen Drivers in Telephone, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,766 $10,569
American Family $6,133 $8,041
GEICO $5,454 $5,747
Nationwide $6,055 $7,781
Progressive $11,829 $13,200
State Farm $4,599 $5,857
USAA $4,334 $4,732

Cheapest Telephone, TX Car Insurance for Seniors

Take a look at Telephone, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Telephone, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,265 $3,265
American Family $2,255 $2,566
GEICO $2,433 $2,705
Nationwide $1,922 $2,037
Progressive $2,467 $2,509
State Farm $1,718 $1,718
USAA $1,481 $1,474

Cheapest Telephone, TX Car Insurance Rates After a DUI

A DUI in Telephone, TX increases car insurance rates. Compare Telephone, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Telephone, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,390
American Family $4,006
GEICO $3,202
Nationwide $4,410
Progressive $5,330
State Farm $3,307
USAA $3,155

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Cheapest Telephone, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Telephone, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Telephone, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,983 $5,228
American Family $3,946 $3,946
GEICO $3,332 $3,461
Nationwide $3,434 $3,434
Progressive $5,238 $5,238
State Farm $2,752 $2,752
USAA $2,400 $2,462

The Best Cheap Car Insurance Companies in Telephone, TX

Take a look at a side-by-side comparison of the top car insurance companies in Telephone, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Telephone, Texas

Insurance Company Average Annual Rates
Allstate $5,105
American Family $3,946
GEICO $3,397
Nationwide $3,434
Progressive $5,238
State Farm $2,752
USAA $2,431

Category Winners: Cheapest Car Insurance in Telephone, Texas

Find the cheapest car insurance companies in Telephone, TX for each category right here.

Best Annual Car Insurance Rates by Company in Telephone, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Telephone, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Telephone car insurance rates. Find the cheapest Telephone, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Telephone, Texas

Insurance Company Low Medium High
Allstate $4,984 $5,060 $5,273
American Family $3,686 $3,810 $4,343
GEICO $3,254 $3,363 $3,573
Nationwide $3,702 $3,286 $3,314
Progressive $4,903 $5,208 $5,602
State Farm $2,615 $2,744 $2,899
USAA $2,357 $2,423 $2,514

Compare Car Insurance Quotes in Telephone, TX

Ready to find affordable Telephone, Texas car insurance today? Enter your ZIP code for fast, free Telephone, TX car insurance quotes.

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