Compare Templeton, CA Car Insurance Rates (2021)

Car insurance in Templeton, CA averages $245 a month. Templeton, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Templeton car insurance rates, compare quotes from the top car insurance companies in Templeton, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Templeton is USAA
  • The cheapest car insurance company in Templeton for teen drivers is USAA
  • Average car insurance rates in Templeton, CA are $2,935/year

If you need to buy Templeton, California car insurance, the options can be confusing. Everything you need to know about car insurance in Templeton, CA is right here.

You’ll find Templeton car insurance rates, the cheapest Templeton, CA car insurance companies, and information on California car insurance laws. You can also compare Templeton, California car insurance rates to Sacramento car insurance rates, San Francisco car insurance rates, and Bakersfield car insurance rates.

Ready to find affordable Templeton, CA car insurance today? Enter your ZIP code for fast, free Templeton car insurance quotes.

Cheapest Templeton, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Templeton, CA car insurance rates? Every Templeton, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Templeton, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,162 $2,167 $1,590 $1,610 $5,981 $7,531 $2,783 $3,074
Farmers $1,994 $1,994 $1,798 $1,798 $6,372 $10,461 $2,364 $2,634
GEICO $1,569 $1,570 $1,476 $1,476 $4,774 $4,861 $2,253 $2,306
Liberty Mutual $1,862 $1,766 $1,729 $1,676 $4,040 $4,292 $2,100 $2,116
Nationwide $2,636 $2,517 $2,313 $2,182 $6,682 $7,370 $3,145 $3,105
Progressive $1,553 $1,596 $1,342 $1,581 $4,172 $5,004 $2,250 $2,415
State Farm $2,490 $2,490 $2,224 $2,224 $4,559 $5,651 $2,754 $2,841
Travelers $1,974 $1,915 $1,751 $1,734 $3,974 $4,535 $2,537 $2,490
USAA $1,718 $1,627 $1,680 $1,686 $3,887 $3,909 $2,377 $2,246

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Minimum Car Insurance in Templeton, CA

Every driver must carry the minimum car insurance in Templeton, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Templeton, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Templeton, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Templeton, CA to rates for a clean record with top companies.

Annual Templeton, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,036 $3,421 $5,327 $2,664
Farmers $2,718 $3,701 $4,612 $3,676
GEICO $1,774 $2,736 $3,433 $2,200
Liberty Mutual $2,124 $2,847 $2,569 $2,251
Nationwide $2,618 $3,352 $5,653 $3,352
Progressive $1,626 $2,772 $3,216 $2,342
State Farm $2,249 $2,683 $5,074 $2,611
Travelers $1,775 $2,828 $3,285 $2,567
USAA $1,592 $2,362 $3,868 $1,742

Cheapest Templeton, CA Car Insurance for Teen Drivers

Teen car insurance in Templeton, CA can be expensive. Take a look at rates from the top car insurance companies in Templeton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Templeton, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,981 $7,531
Farmers $6,372 $10,461
GEICO $4,774 $4,861
Liberty Mutual $4,040 $4,292
Nationwide $6,682 $7,370
Progressive $4,172 $5,004
State Farm $4,559 $5,651
Travelers $3,974 $4,535
USAA $3,887 $3,909

Cheapest Templeton, CA Car Insurance for Seniors

Take a look at Templeton, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Templeton, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,590 $1,610
Farmers $1,798 $1,798
GEICO $1,476 $1,476
Liberty Mutual $1,729 $1,676
Nationwide $2,313 $2,182
Progressive $1,342 $1,581
State Farm $2,224 $2,224
Travelers $1,751 $1,734
USAA $1,680 $1,686

Cheapest Templeton, CA Car Insurance Rates After a DUI

A DUI in Templeton, CA increases car insurance rates. Compare Templeton, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Templeton, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,327
Farmers $4,612
GEICO $3,433
Liberty Mutual $2,569
Nationwide $5,653
Progressive $3,216
State Farm $5,074
Travelers $3,285
USAA $3,868

Cheapest Templeton, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Templeton, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Templeton, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,042 $3,682
Farmers $3,337 $4,017
GEICO $2,304 $2,768
Liberty Mutual $2,248 $2,647
Nationwide $3,310 $4,178
Progressive $2,261 $2,718
State Farm $3,040 $3,269
Travelers $2,359 $2,868
USAA $2,204 $2,578

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The Best Cheap Car Insurance Companies in Templeton, CA

Take a look at a side-by-side comparison of the top car insurance companies in Templeton, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Templeton, California

Insurance Company Average Annual Rates
Allstate $3,362
Farmers $3,677
GEICO $2,536
Liberty Mutual $2,448
Nationwide $3,744
Progressive $2,489
State Farm $3,154
Travelers $2,614
USAA $2,391

Category Winners: Cheapest Car Insurance in Templeton, California

Find the cheapest car insurance companies in Templeton, CA for each category right here.

Best Annual Car Insurance Rates by Company in Templeton, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Templeton, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Templeton car insurance rates. Find the cheapest Templeton, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Templeton, California

Insurance Company Low Medium High
Allstate $3,219 $3,386 $3,481
Farmers $3,435 $3,705 $3,892
GEICO $2,308 $2,563 $2,735
Liberty Mutual $2,288 $2,468 $2,587
Nationwide $3,364 $3,811 $4,056
Progressive $2,191 $2,571 $2,706
State Farm $2,866 $3,201 $3,395
Travelers $2,292 $2,682 $2,867
USAA $2,179 $2,435 $2,559

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What affects car insurance rates in Templeton, California?

What factors can have an impact on Templeton, CA car insurance? There are several reasons why Templeton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Templeton, California.

Commute Time in Templeton

The more time you spend in your car the higher the risk of an accident. The average commute length in Templeton, CA is 20.7 minutes according to City-Data.

Compare Car Insurance Quotes in Templeton, CA

Ready to find affordable Templeton, California car insurance today? Enter your ZIP code for fast, free Templeton, CA car insurance quotes.

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