Compare Tensed, ID Car Insurance Rates (2021)

Car insurance in Tensed, ID averages $244 a month. Tensed, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Tensed car insurance rates, compare quotes from the top car insurance companies in Tensed, ID.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Tensed is State Farm
  • The cheapest car insurance company in Tensed for teen drivers is State Farm
  • Average car insurance rates in Tensed, ID after a DUI are $3,638/year

If you need to buy Tensed, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Tensed, ID is right here.

You’ll find Tensed car insurance rates, the cheapest Tensed, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Tensed, Idaho car insurance rates to Lewiston car insurance rates, Caldwell car insurance rates, and Boise City car insurance rates.

Ready to find affordable Tensed, ID car insurance today? Enter your ZIP code for fast, free Tensed car insurance quotes.

Cheapest Tensed, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Tensed, ID car insurance rates? Every Tensed, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tensed, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,242 $2,231 $1,952 $2,022 $8,153 $9,422 $2,506 $2,652
American Family $2,066 $2,066 $1,836 $1,836 $7,336 $9,550 $2,066 $2,590
Farmers $1,664 $1,651 $1,470 $1,552 $7,947 $8,215 $1,922 $2,035
GEICO $2,162 $2,135 $2,057 $1,998 $4,612 $5,741 $2,925 $2,258
Liberty Mutual $1,545 $1,667 $1,253 $1,397 $4,835 $5,374 $1,645 $1,747
Nationwide $1,900 $1,950 $1,711 $1,821 $4,574 $5,657 $2,212 $2,386
State Farm $1,169 $1,169 $1,050 $1,050 $3,452 $4,349 $1,319 $1,524
Travelers $1,416 $1,438 $1,423 $1,416 $6,961 $10,988 $1,504 $1,728
USAA $1,178 $1,173 $1,152 $1,132 $3,937 $4,411 $1,564 $1,683

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Minimum Car Insurance in Tensed, ID

Every driver must carry the minimum car insurance in Tensed, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Tensed, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Tensed, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Tensed, ID. Compare credit history car insurance rates in Tensed from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Tensed, Idaho

Insurance Company Poor Fair Good
Allstate $5,141 $3,496 $3,055
American Family $4,737 $3,381 $2,887
Farmers $3,735 $3,163 $3,023
GEICO $3,630 $2,898 $2,429
Liberty Mutual $3,482 $2,129 $1,688
Nationwide $3,323 $2,668 $2,339
State Farm $2,648 $1,674 $1,333
Travelers $3,848 $3,235 $2,994
USAA $2,960 $1,731 $1,395

Cheapest Tensed, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Tensed, ID to rates for a clean record with top companies.

Annual Tensed, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,219 $4,040 $4,515 $3,815
American Family $2,892 $4,091 $4,415 $3,275
Farmers $2,891 $3,656 $3,416 $3,264
GEICO $1,835 $2,926 $4,090 $3,094
Liberty Mutual $2,020 $2,526 $2,617 $2,568
Nationwide $2,113 $2,752 $3,861 $2,379
State Farm $1,722 $2,048 $1,885 $1,885
Travelers $2,071 $2,947 $5,122 $3,297
USAA $1,452 $2,079 $2,824 $1,761

Cheapest Tensed, ID Car Insurance for Teen Drivers

Teen car insurance in Tensed, ID can be expensive. Take a look at rates from the top car insurance companies in Tensed for teenagers.

Annual Car Insurance Rates for Teen Drivers in Tensed, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,153 $9,422
American Family $7,336 $9,550
Farmers $7,947 $8,215
GEICO $4,612 $5,741
Liberty Mutual $4,835 $5,374
Nationwide $4,574 $5,657
State Farm $3,452 $4,349
Travelers $6,961 $10,988
USAA $3,937 $4,411

Cheapest Tensed, ID Car Insurance for Seniors

Take a look at Tensed, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Tensed, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,952 $2,022
American Family $1,836 $1,836
Farmers $1,470 $1,552
GEICO $2,057 $1,998
Liberty Mutual $1,253 $1,397
Nationwide $1,711 $1,821
State Farm $1,050 $1,050
Travelers $1,423 $1,416
USAA $1,152 $1,132

Cheapest Tensed, ID Car Insurance Rates After a DUI

A DUI in Tensed, ID increases car insurance rates. Compare Tensed, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Tensed, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,515
American Family $4,415
Farmers $3,416
GEICO $4,090
Liberty Mutual $2,617
Nationwide $3,861
State Farm $1,885
Travelers $5,122
USAA $2,824

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Cheapest Tensed, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Tensed, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Tensed, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,897 $3,897
American Family $3,592 $3,744
Farmers $3,307 $3,307
GEICO $2,935 $3,037
Liberty Mutual $2,433 $2,433
Nationwide $2,776 $2,776
State Farm $1,841 $1,930
Travelers $3,359 $3,359
USAA $2,005 $2,053

The Best Cheap Car Insurance Companies in Tensed, ID

Take a look at a side-by-side comparison of the top car insurance companies in Tensed, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Tensed, Idaho

Insurance Company Average Annual Rates
Allstate $3,897
American Family $3,668
Farmers $3,307
GEICO $2,986
Liberty Mutual $2,433
Nationwide $2,776
State Farm $1,885
Travelers $3,359
USAA $2,029

Category Winners: Cheapest Car Insurance in Tensed, Idaho

Find the cheapest car insurance companies in Tensed, ID for each category right here.

Best Annual Car Insurance Rates by Company in Tensed, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Tensed, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Tensed car insurance rates. Find the cheapest Tensed, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Tensed, Idaho

Insurance Company Low Medium High
Allstate $3,758 $3,890 $4,044
American Family $3,667 $3,850 $3,487
Farmers $3,161 $3,274 $3,486
GEICO $2,833 $2,981 $3,144
Liberty Mutual $2,319 $2,429 $2,551
Nationwide $2,745 $2,916 $2,668
State Farm $1,786 $1,889 $1,981
Travelers $3,310 $3,409 $3,360
USAA $1,968 $2,025 $2,093

What affects car insurance rates in Tensed, Idaho?

What factors can have an impact on Tensed, ID car insurance? There are several reasons why Tensed car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Tensed, Idaho.

Commute Time in Tensed

The more time you spend in your car the higher the risk of an accident. The average commute length in Tensed, ID is 39.0 minutes according to City-Data.

Compare Car Insurance Quotes in Tensed, ID

Ready to find affordable Tensed, Idaho car insurance today? Enter your ZIP code for fast, free Tensed, ID car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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