Compare Terlton, OK Car Insurance Rates (2021)

Car insurance in Terlton, OK averages $353 a month. Terlton, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Terlton car insurance rates, compare quotes from the top car insurance companies in Terlton, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Terlton is State Farm
  • Average car insurance rates in Terlton, OK are $4,240/year
  • Average car insurance rates in Terlton, OK after a DUI are $4,801/year

If you need to buy Terlton, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Terlton, OK is right here.

You’ll find Terlton car insurance rates, the cheapest Terlton, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Terlton, Oklahoma car insurance rates to Enid car insurance rates, Broken Arrow car insurance rates, and Tulsa car insurance rates.

Ready to find affordable Terlton, OK car insurance today? Enter your ZIP code for fast, free Terlton car insurance quotes.

Cheapest Terlton, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Terlton, OK car insurance rates? Every Terlton, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Terlton, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,586 $2,591 $2,389 $2,508 $8,077 $9,493 $2,781 $2,927
Farmers $2,391 $2,368 $2,150 $2,281 $9,243 $9,439 $2,714 $2,829
GEICO $2,246 $2,463 $2,396 $2,702 $6,644 $7,106 $1,970 $2,000
Liberty Mutual $4,685 $4,954 $4,115 $4,494 $13,264 $14,590 $4,870 $5,044
Progressive $2,680 $2,546 $2,206 $2,336 $10,674 $11,963 $3,135 $3,284
State Farm $2,015 $2,015 $1,771 $1,771 $5,105 $6,446 $2,116 $2,377
USAA $1,841 $1,843 $1,769 $1,788 $5,905 $6,596 $2,367 $2,597

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Minimum Car Insurance in Terlton, OK

Every driver must carry the minimum car insurance in Terlton, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Terlton, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Terlton, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Terlton, OK. Compare credit history car insurance rates in Terlton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Terlton, Oklahoma

Insurance Company Poor Fair Good
Allstate $5,163 $3,905 $3,439
Farmers $4,810 $3,959 $3,762
GEICO $4,146 $3,441 $2,736
Liberty Mutual $10,051 $6,141 $4,814
Progressive $5,508 $4,690 $4,361
State Farm $4,110 $2,630 $2,116
USAA $4,566 $2,612 $2,086

Cheapest Terlton, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Terlton, OK to rates for a clean record with top companies.

Annual Terlton, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,576 $4,200 $4,868 $4,032
Farmers $3,518 $4,532 $4,424 $4,233
GEICO $2,504 $3,840 $4,270 $3,150
Liberty Mutual $4,703 $7,895 $8,927 $6,483
Progressive $3,779 $7,024 $4,172 $4,437
State Farm $2,742 $3,162 $2,952 $2,952
USAA $2,279 $3,272 $3,997 $2,804

Cheapest Terlton, OK Car Insurance for Teen Drivers

Teen car insurance in Terlton, OK can be expensive. Take a look at rates from the top car insurance companies in Terlton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Terlton, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,077 $9,493
Farmers $9,243 $9,439
GEICO $6,644 $7,106
Liberty Mutual $13,264 $14,590
Progressive $10,674 $11,963
State Farm $5,105 $6,446
USAA $5,905 $6,596

Cheapest Terlton, OK Car Insurance for Seniors

Take a look at Terlton, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Terlton, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,389 $2,508
Farmers $2,150 $2,281
GEICO $2,396 $2,702
Liberty Mutual $4,115 $4,494
Progressive $2,206 $2,336
State Farm $1,771 $1,771
USAA $1,769 $1,788

Cheapest Terlton, OK Car Insurance Rates After a DUI

A DUI in Terlton, OK increases car insurance rates. Compare Terlton, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Terlton, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,868
Farmers $4,424
GEICO $4,270
Liberty Mutual $8,927
Progressive $4,172
State Farm $2,952
USAA $3,997

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Cheapest Terlton, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Terlton, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Terlton, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,169 $4,169
Farmers $4,177 $4,177
GEICO $3,375 $3,507
Liberty Mutual $7,002 $7,002
Progressive $4,853 $4,853
State Farm $2,901 $3,002
USAA $3,051 $3,125

The Best Cheap Car Insurance Companies in Terlton, OK

Take a look at a side-by-side comparison of the top car insurance companies in Terlton, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Terlton, Oklahoma

Insurance Company Average Annual Rates
Allstate $4,169
Farmers $4,177
GEICO $3,441
Liberty Mutual $7,002
Progressive $4,853
State Farm $2,952
USAA $3,088

Category Winners: Cheapest Car Insurance in Terlton, Oklahoma

Find the cheapest car insurance companies in Terlton, OK for each category right here.

Best Annual Car Insurance Rates by Company in Terlton, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Terlton, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Terlton car insurance rates. Find the cheapest Terlton, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Terlton, Oklahoma

Insurance Company Low Medium High
Allstate $3,888 $4,151 $4,468
Farmers $3,976 $4,126 $4,429
GEICO $3,199 $3,448 $3,676
Liberty Mutual $6,620 $6,976 $7,411
Progressive $4,495 $4,821 $5,243
State Farm $2,778 $2,932 $3,146
USAA $2,958 $3,079 $3,227

What affects car insurance rates in Terlton, Oklahoma?

What factors can have an impact on Terlton, OK car insurance? There are several reasons why Terlton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Terlton, Oklahoma.

Commute Time in Terlton

The more time you spend in your car the higher the risk of an accident. The average commute length in Terlton, OK is 27.7 minutes according to City-Data.

Compare Car Insurance Quotes in Terlton, OK

Ready to find affordable Terlton, Oklahoma car insurance today? Enter your ZIP code for fast, free Terlton, OK car insurance quotes.

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