Compare Termo, CA Car Insurance Rates (2021)

Car insurance in Termo, CA averages $281 a month. Termo, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Termo car insurance rates, compare quotes from the top car insurance companies in Termo, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Termo, CA after a DUI are $4,749/year
  • The cheapest car insurance company in Termo is USAA
  • Average car insurance rates in Termo, CA are $3,373/year

If you need to buy Termo, California car insurance, the options can be confusing. Everything you need to know about car insurance in Termo, CA is right here.

You’ll find Termo car insurance rates, the cheapest Termo, CA car insurance companies, and information on California car insurance laws. You can also compare Termo, California car insurance rates to Anaheim car insurance rates, Sacramento car insurance rates, and San Diego car insurance rates.

Ready to find affordable Termo, CA car insurance today? Enter your ZIP code for fast, free Termo car insurance quotes.

Cheapest Termo, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Termo, CA car insurance rates? Every Termo, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Termo, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $2,268 $2,268 $2,039 $2,039 $7,203 $11,808 $2,683 $2,984
GEICO $1,699 $1,702 $1,600 $1,600 $5,128 $5,238 $2,436 $2,506
Liberty Mutual $2,254 $2,140 $2,088 $2,027 $4,957 $5,248 $2,550 $2,562
Nationwide $2,966 $2,837 $2,588 $2,446 $7,440 $8,227 $3,541 $3,506
Progressive $1,708 $1,763 $1,411 $1,697 $4,423 $5,404 $2,443 $2,637
State Farm $2,833 $2,833 $2,527 $2,527 $5,127 $6,359 $3,130 $3,228
Travelers $2,152 $2,096 $1,899 $1,877 $4,262 $4,969 $2,789 $2,741
USAA $1,803 $1,711 $1,759 $1,769 $4,098 $4,116 $2,495 $2,361

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Minimum Car Insurance in Termo, CA

Every driver must carry the minimum car insurance in Termo, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Termo, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Termo, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Termo, CA to rates for a clean record with top companies.

Annual Termo, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $3,078 $4,189 $5,219 $4,160
GEICO $1,921 $2,938 $3,713 $2,382
Liberty Mutual $2,585 $3,465 $3,124 $2,739
Nationwide $2,927 $3,752 $6,344 $3,752
Progressive $1,768 $2,970 $3,468 $2,538
State Farm $2,541 $3,035 $5,754 $2,953
Travelers $1,935 $3,068 $3,602 $2,787
USAA $1,672 $2,480 $4,074 $1,831

Cheapest Termo, CA Car Insurance for Teen Drivers

Teen car insurance in Termo, CA can be expensive. Take a look at rates from the top car insurance companies in Termo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Termo, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $7,203 $11,808
GEICO $5,128 $5,238
Liberty Mutual $4,957 $5,248
Nationwide $7,440 $8,227
Progressive $4,423 $5,404
State Farm $5,127 $6,359
Travelers $4,262 $4,969
USAA $4,098 $4,116

Cheapest Termo, CA Car Insurance for Seniors

Take a look at Termo, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Termo, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $2,039 $2,039
GEICO $1,600 $1,600
Liberty Mutual $2,088 $2,027
Nationwide $2,588 $2,446
Progressive $1,411 $1,697
State Farm $2,527 $2,527
Travelers $1,899 $1,877
USAA $1,759 $1,769

Cheapest Termo, CA Car Insurance Rates After a DUI

A DUI in Termo, CA increases car insurance rates. Compare Termo, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Termo, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,445
Farmers $5,219
GEICO $3,713
Liberty Mutual $3,124
Nationwide $6,344
Progressive $3,468
State Farm $5,754
Travelers $3,602
USAA $4,074

Cheapest Termo, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Termo, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Termo, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $3,776 $4,547
GEICO $2,489 $2,989
Liberty Mutual $2,736 $3,221
Nationwide $3,711 $4,676
Progressive $2,442 $2,930
State Farm $3,441 $3,700
Travelers $2,564 $3,132
USAA $2,316 $2,713

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The Best Cheap Car Insurance Companies in Termo, CA

Take a look at a side-by-side comparison of the top car insurance companies in Termo, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Termo, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $4,162
GEICO $2,739
Liberty Mutual $2,978
Nationwide $4,194
Progressive $2,686
State Farm $3,571
Travelers $2,848
USAA $2,514

Category Winners: Cheapest Car Insurance in Termo, California

Find the cheapest car insurance companies in Termo, CA for each category right here.

Best Annual Car Insurance Rates by Company in Termo, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Termo, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Termo car insurance rates. Find the cheapest Termo, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Termo, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $3,878 $4,193 $4,414
GEICO $2,513 $2,765 $2,938
Liberty Mutual $2,797 $3,003 $3,135
Nationwide $3,785 $4,269 $4,527
Progressive $2,508 $2,740 $2,809
State Farm $3,278 $3,616 $3,818
Travelers $2,570 $2,907 $3,068
USAA $2,289 $2,560 $2,693

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Compare Car Insurance Quotes in Termo, CA

Ready to find affordable Termo, California car insurance today? Enter your ZIP code for fast, free Termo, CA car insurance quotes.

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