Compare Terra Bella, CA Car Insurance Rates (2021)

Car insurance in Terra Bella, CA averages $290 a month. Terra Bella, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Terra Bella car insurance rates, compare quotes from the top car insurance companies in Terra Bella, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Terra Bella, CA are $3,479/year
  • Average car insurance rates in Terra Bella, CA after a DUI are $4,898/year
  • The cheapest car insurance company in Terra Bella is Progressive

If you need to buy Terra Bella, California car insurance, the options can be confusing. Everything you need to know about car insurance in Terra Bella, CA is right here.

You’ll find Terra Bella car insurance rates, the cheapest Terra Bella, CA car insurance companies, and information on California car insurance laws. You can also compare Terra Bella, California car insurance rates to Oakland car insurance rates, San Francisco car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Terra Bella, CA car insurance today? Enter your ZIP code for fast, free Terra Bella car insurance quotes.

Cheapest Terra Bella, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Terra Bella, CA car insurance rates? Every Terra Bella, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Terra Bella, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,600 $2,619 $1,882 $1,922 $7,047 $8,900 $3,387 $3,792
Farmers $2,761 $2,761 $2,484 $2,484 $8,840 $14,537 $3,274 $3,646
GEICO $1,695 $1,696 $1,594 $1,594 $5,142 $5,240 $2,433 $2,493
Liberty Mutual $2,064 $1,955 $1,915 $1,856 $4,452 $4,742 $2,325 $2,349
Nationwide $3,120 $2,984 $2,724 $2,573 $7,806 $8,645 $3,709 $3,673
Progressive $1,440 $1,483 $1,210 $1,440 $3,742 $4,530 $2,057 $2,213
State Farm $3,509 $3,509 $3,135 $3,135 $6,427 $7,959 $3,885 $4,008
Travelers $2,373 $2,303 $2,092 $2,070 $4,827 $5,539 $3,075 $3,018
USAA $1,779 $1,688 $1,736 $1,746 $4,036 $4,055 $2,460 $2,327

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Minimum Car Insurance in Terra Bella, CA

Every driver must carry the minimum car insurance in Terra Bella, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Terra Bella, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Terra Bella, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Terra Bella, CA to rates for a clean record with top companies.

Annual Terra Bella, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,411 $4,098 $6,395 $3,171
Farmers $3,768 $5,131 $6,397 $5,098
GEICO $1,914 $2,950 $3,706 $2,374
Liberty Mutual $2,349 $3,149 $2,842 $2,489
Nationwide $3,072 $3,939 $6,666 $3,939
Progressive $1,492 $2,511 $2,914 $2,142
State Farm $3,169 $3,782 $7,152 $3,680
Travelers $2,123 $3,429 $3,995 $3,102
USAA $1,648 $2,446 $4,013 $1,805

Cheapest Terra Bella, CA Car Insurance for Teen Drivers

Teen car insurance in Terra Bella, CA can be expensive. Take a look at rates from the top car insurance companies in Terra Bella for teenagers.

Annual Car Insurance Rates for Teen Drivers in Terra Bella, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,047 $8,900
Farmers $8,840 $14,537
GEICO $5,142 $5,240
Liberty Mutual $4,452 $4,742
Nationwide $7,806 $8,645
Progressive $3,742 $4,530
State Farm $6,427 $7,959
Travelers $4,827 $5,539
USAA $4,036 $4,055

Cheapest Terra Bella, CA Car Insurance for Seniors

Take a look at Terra Bella, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Terra Bella, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,882 $1,922
Farmers $2,484 $2,484
GEICO $1,594 $1,594
Liberty Mutual $1,915 $1,856
Nationwide $2,724 $2,573
Progressive $1,210 $1,440
State Farm $3,135 $3,135
Travelers $2,092 $2,070
USAA $1,736 $1,746

Cheapest Terra Bella, CA Car Insurance Rates After a DUI

A DUI in Terra Bella, CA increases car insurance rates. Compare Terra Bella, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Terra Bella, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,395
Farmers $6,397
GEICO $3,706
Liberty Mutual $2,842
Nationwide $6,666
Progressive $2,914
State Farm $7,152
Travelers $3,995
USAA $4,013

Cheapest Terra Bella, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Terra Bella, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Terra Bella, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,628 $4,409
Farmers $4,626 $5,571
GEICO $2,486 $2,986
Liberty Mutual $2,485 $2,930
Nationwide $3,894 $4,915
Progressive $2,057 $2,472
State Farm $4,286 $4,606
Travelers $2,846 $3,478
USAA $2,283 $2,673

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The Best Cheap Car Insurance Companies in Terra Bella, CA

Take a look at a side-by-side comparison of the top car insurance companies in Terra Bella, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Terra Bella, California

Insurance Company Average Annual Rates
Allstate $4,019
Farmers $5,098
GEICO $2,736
Liberty Mutual $2,707
Nationwide $4,404
Progressive $2,264
State Farm $4,446
Travelers $3,162
USAA $2,478

Category Winners: Cheapest Car Insurance in Terra Bella, California

Find the cheapest car insurance companies in Terra Bella, CA for each category right here.

Best Annual Car Insurance Rates by Company in Terra Bella, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Terra Bella, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Terra Bella car insurance rates. Find the cheapest Terra Bella, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Terra Bella, California

Insurance Company Low Medium High
Allstate $3,841 $4,048 $4,167
Farmers $4,767 $5,137 $5,391
GEICO $2,467 $2,765 $2,976
Liberty Mutual $2,524 $2,729 $2,869
Nationwide $3,950 $4,477 $4,786
Progressive $2,070 $2,323 $2,401
State Farm $4,057 $4,511 $4,769
Travelers $2,781 $3,241 $3,465
USAA $2,253 $2,525 $2,657

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What affects car insurance rates in Terra Bella, California?

What factors can have an impact on Terra Bella, CA car insurance? There are several reasons why Terra Bella car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Terra Bella, California.

Commute Time in Terra Bella

The more time you spend in your car the higher the risk of an accident. The average commute length in Terra Bella, CA is 34.4 minutes according to City-Data.

Compare Car Insurance Quotes in Terra Bella, CA

Ready to find affordable Terra Bella, California car insurance today? Enter your ZIP code for fast, free Terra Bella, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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