Compare Terra Ceia, FL Car Insurance Rates (2021)

Car insurance in Terra Ceia, FL averages $386 a month. Terra Ceia, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Terra Ceia car insurance rates, compare quotes from the top car insurance companies in Terra Ceia, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Terra Ceia is State Farm
  • Average car insurance rates in Terra Ceia, FL after a DUI are $5,567/year
  • The cheapest car insurance company in Terra Ceia for teen drivers is State Farm

If you need to buy Terra Ceia, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Terra Ceia, FL is right here.

You’ll find Terra Ceia car insurance rates, the cheapest Terra Ceia, FL car insurance companies, and information on Florida car insurance laws. You can also compare Terra Ceia, Florida car insurance rates to Fort Lauderdale car insurance rates, Jacksonville car insurance rates, and Cape Coral car insurance rates.

Ready to find affordable Terra Ceia, FL car insurance today? Enter your ZIP code for fast, free Terra Ceia car insurance quotes.

Cheapest Terra Ceia, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Terra Ceia, FL car insurance rates? Every Terra Ceia, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Terra Ceia, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,004 $4,846 $4,417 $4,517 $18,027 $19,855 $5,008 $5,102
GEICO $2,816 $2,831 $2,632 $2,632 $5,046 $6,352 $3,107 $3,159
Liberty Mutual $3,543 $3,543 $3,246 $3,246 $7,499 $11,558 $3,543 $4,810
Nationwide $2,966 $2,928 $2,644 $2,736 $7,197 $8,877 $3,271 $3,407
Progressive $3,787 $3,553 $3,241 $3,471 $10,704 $11,613 $4,537 $4,304
State Farm $1,673 $1,673 $1,519 $1,519 $4,841 $6,149 $1,855 $1,988
USAA $1,625 $1,596 $1,518 $1,504 $5,594 $6,492 $2,028 $2,188

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Minimum Car Insurance in Terra Ceia, FL

Every driver must carry the minimum car insurance in Terra Ceia, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Terra Ceia, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Terra Ceia, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Terra Ceia, FL. Compare credit history car insurance rates in Terra Ceia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Terra Ceia, Florida

Insurance Company Poor Fair Good
Allstate $11,668 $7,386 $5,987
GEICO $5,204 $3,148 $2,364
Liberty Mutual $6,605 $4,843 $3,923
Nationwide $5,318 $3,906 $3,535
Progressive $7,358 $5,236 $4,360
State Farm $3,621 $2,380 $1,955
USAA $4,589 $2,241 $1,625

Cheapest Terra Ceia, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Terra Ceia, FL to rates for a clean record with top companies.

Annual Terra Ceia, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,163 $8,608 $9,632 $7,986
GEICO $2,488 $3,180 $4,734 $3,886
Liberty Mutual $3,679 $4,793 $6,979 $5,044
Nationwide $3,625 $3,981 $5,376 $4,031
Progressive $4,456 $6,602 $5,557 $5,989
State Farm $2,426 $2,878 $2,652 $2,652
USAA $2,203 $2,723 $4,037 $2,310

Cheapest Terra Ceia, FL Car Insurance for Teen Drivers

Teen car insurance in Terra Ceia, FL can be expensive. Take a look at rates from the top car insurance companies in Terra Ceia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Terra Ceia, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,027 $19,855
GEICO $5,046 $6,352
Liberty Mutual $7,499 $11,558
Nationwide $7,197 $8,877
Progressive $10,704 $11,613
State Farm $4,841 $6,149
USAA $5,594 $6,492

Cheapest Terra Ceia, FL Car Insurance for Seniors

Take a look at Terra Ceia, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Terra Ceia, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,417 $4,517
GEICO $2,632 $2,632
Liberty Mutual $3,246 $3,246
Nationwide $2,644 $2,736
Progressive $3,241 $3,471
State Farm $1,519 $1,519
USAA $1,518 $1,504

Cheapest Terra Ceia, FL Car Insurance Rates After a DUI

A DUI in Terra Ceia, FL increases car insurance rates. Compare Terra Ceia, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Terra Ceia, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,632
GEICO $4,734
Liberty Mutual $6,979
Nationwide $5,376
Progressive $5,557
State Farm $2,652
USAA $4,037

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Cheapest Terra Ceia, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Terra Ceia, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Terra Ceia, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,107 $8,587
GEICO $3,554 $3,590
Liberty Mutual $4,957 $5,290
Nationwide $4,253 $4,253
Progressive $5,651 $5,651
State Farm $2,562 $2,742
USAA $2,786 $2,850

The Best Cheap Car Insurance Companies in Terra Ceia, FL

Take a look at a side-by-side comparison of the top car insurance companies in Terra Ceia, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Terra Ceia, Florida

Insurance Company Average Annual Rates
Allstate $8,347
GEICO $3,572
Liberty Mutual $5,123
Nationwide $4,253
Progressive $5,651
State Farm $2,652
USAA $2,818

Category Winners: Cheapest Car Insurance in Terra Ceia, Florida

Find the cheapest car insurance companies in Terra Ceia, FL for each category right here.

Best Annual Car Insurance Rates by Company in Terra Ceia, Florida

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Terra Ceia, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Terra Ceia car insurance rates. Find the cheapest Terra Ceia, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Terra Ceia, Florida

Insurance Company Low Medium High
Allstate $6,081 $8,859 $10,100
GEICO $2,931 $3,697 $4,087
Liberty Mutual $4,688 $5,206 $5,476
Nationwide $3,336 $4,425 $4,999
Progressive $4,705 $5,788 $6,461
State Farm $2,282 $2,713 $2,962
USAA $2,429 $2,919 $3,106

Compare Car Insurance Quotes in Terra Ceia, FL

Ready to find affordable Terra Ceia, Florida car insurance today? Enter your ZIP code for fast, free Terra Ceia, FL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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