Compare Terre Haute, IN Car Insurance Rates (2021)

Car insurance in Terre Haute, IN averages $286 a month. Terre Haute, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Terre Haute car insurance rates, compare quotes from the top car insurance companies in Terre Haute, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Terre Haute for teen drivers is USAA
  • Average car insurance rates in Terre Haute, IN after a DUI are $4,082/year
  • The cheapest ZIP code in Terre Haute is 47807

If you need to buy Terre Haute, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Terre Haute, IN is right here.

You’ll find Terre Haute car insurance rates, the cheapest Terre Haute, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Terre Haute, Indiana car insurance rates to Carmel car insurance rates, Hammond car insurance rates, and Bloomington car insurance rates.

Ready to find affordable Terre Haute, IN car insurance today? Enter your ZIP code for fast, free Terre Haute car insurance quotes.

Cheapest Terre Haute, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Terre Haute, IN car insurance rates? Every Terre Haute, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Terre Haute, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,592 $2,662 $2,268 $2,488 $7,837 $9,898 $2,648 $2,874
American Family $2,345 $2,345 $2,105 $2,105 $6,443 $9,338 $2,345 $2,879
Farmers $1,570 $1,547 $1,344 $1,513 $8,551 $9,132 $2,074 $2,235
GEICO $1,699 $1,696 $1,601 $1,673 $5,062 $4,684 $1,947 $1,704
Liberty Mutual $4,104 $4,104 $3,771 $3,771 $8,998 $13,592 $4,104 $5,631
Nationwide $1,705 $1,744 $1,494 $1,597 $4,947 $6,436 $1,999 $2,189
Progressive $1,680 $1,587 $1,525 $1,534 $9,919 $11,156 $2,104 $2,140
State Farm $1,553 $1,553 $1,391 $1,391 $4,789 $6,136 $1,724 $1,913
Travelers $1,252 $1,274 $1,173 $1,174 $7,846 $12,477 $1,323 $1,529
USAA $1,062 $1,045 $989 $994 $2,975 $3,323 $1,434 $1,532

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Minimum Car Insurance in Terre Haute, IN

Every driver must carry the minimum car insurance in Terre Haute, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Terre Haute, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Terre Haute, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Terre Haute, IN. Compare credit history car insurance rates in Terre Haute from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Terre Haute, Indiana

Insurance Company Poor Fair Good
Allstate $5,171 $3,826 $3,478
American Family $5,114 $3,321 $2,781
Farmers $4,078 $3,326 $3,083
GEICO $3,020 $2,508 $1,996
Liberty Mutual $8,003 $5,209 $4,817
Nationwide $3,146 $2,657 $2,488
Progressive $4,359 $3,864 $3,644
State Farm $3,726 $2,221 $1,722
Travelers $3,903 $3,308 $3,307
USAA $2,248 $1,486 $1,274

Cheapest Terre Haute, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Terre Haute, IN to rates for a clean record with top companies.

Annual Terre Haute, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,329 $4,879 $4,483 $3,943
American Family $2,576 $4,106 $5,202 $3,070
Farmers $3,132 $3,639 $3,758 $3,455
GEICO $1,636 $2,589 $3,538 $2,271
Liberty Mutual $4,692 $5,529 $8,649 $5,169
Nationwide $2,375 $3,065 $2,939 $2,676
Progressive $2,955 $5,217 $3,529 $4,121
State Farm $2,494 $2,742 $2,494 $2,494
Travelers $2,978 $3,679 $4,170 $3,197
USAA $1,260 $1,796 $2,061 $1,561

Cheapest Terre Haute, IN Car Insurance for Teen Drivers

Teen car insurance in Terre Haute, IN can be expensive. Take a look at rates from the top car insurance companies in Terre Haute for teenagers.

Annual Car Insurance Rates for Teen Drivers in Terre Haute, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,837 $9,898
American Family $6,443 $9,338
Farmers $8,551 $9,132
GEICO $5,062 $4,684
Liberty Mutual $8,998 $13,592
Nationwide $4,947 $6,436
Progressive $9,919 $11,156
State Farm $4,789 $6,136
Travelers $7,846 $12,477
USAA $2,975 $3,323

Cheapest Terre Haute, IN Car Insurance for Seniors

Take a look at Terre Haute, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Terre Haute, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,268 $2,488
American Family $2,105 $2,105
Farmers $1,344 $1,513
GEICO $1,601 $1,673
Liberty Mutual $3,771 $3,771
Nationwide $1,494 $1,597
Progressive $1,525 $1,534
State Farm $1,391 $1,391
Travelers $1,173 $1,174
USAA $989 $994

Cheapest Terre Haute, IN Car Insurance Rates After a DUI

A DUI in Terre Haute, IN increases car insurance rates. Compare Terre Haute, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Terre Haute, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,483
American Family $5,202
Farmers $3,758
GEICO $3,538
Liberty Mutual $8,649
Nationwide $2,939
Progressive $3,529
State Farm $2,494
Travelers $4,170
USAA $2,061

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Cheapest Terre Haute, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Terre Haute, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Terre Haute, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,158 $4,158
American Family $3,693 $3,784
Farmers $3,496 $3,496
GEICO $2,464 $2,553
Liberty Mutual $5,850 $6,170
Nationwide $2,764 $2,764
Progressive $3,956 $3,956
State Farm $2,483 $2,629
Travelers $3,506 $3,506
USAA $1,647 $1,691

Cheapest Terre Haute, IN Car Insurance Rates by ZIP Code

Terre Haute car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Terre Haute, IN.

Annual Car Insurance Rates by ZIP Code in Terre Haute, Indiana

ZIP Code Average Annual Rates
47802 $3,396
47803 $3,321
47804 $3,350
47805 $3,365
47807 $3,305
47809 $3,327

The Best Cheap Car Insurance Companies in Terre Haute, IN

Take a look at a side-by-side comparison of the top car insurance companies in Terre Haute, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Terre Haute, Indiana

Insurance Company Average Annual Rates
Allstate $4,158
American Family $3,738
Farmers $3,496
GEICO $2,508
Liberty Mutual $6,010
Nationwide $2,764
Progressive $3,956
State Farm $2,556
Travelers $3,506
USAA $1,669

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Category Winners: Cheapest Car Insurance in Terre Haute, Indiana

Find the cheapest car insurance companies in Terre Haute, IN for each category right here.

Best Annual Car Insurance Rates by Company in Terre Haute, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Terre Haute, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Terre Haute car insurance rates. Find the cheapest Terre Haute, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Terre Haute, Indiana

Insurance Company Low Medium High
Allstate $3,948 $4,143 $4,384
American Family $3,696 $3,862 $3,657
Farmers $3,358 $3,488 $3,642
GEICO $2,332 $2,502 $2,691
Liberty Mutual $5,786 $5,991 $6,252
Nationwide $2,789 $2,743 $2,760
Progressive $3,711 $3,887 $4,269
State Farm $2,425 $2,556 $2,688
Travelers $3,420 $3,539 $3,559
USAA $1,609 $1,665 $1,734

What affects car insurance rates in Terre Haute, Indiana?

What factors can have an impact on Terre Haute, IN car insurance? There are several reasons why Terre Haute car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Terre Haute, Indiana.

Commute Time in Terre Haute

The more time you spend in your car the higher the risk of an accident. The average commute length in Terre Haute, IN is 22.9 minutes according to City-Data.

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Compare Car Insurance Quotes in Terre Haute, IN

Ready to find affordable Terre Haute, Indiana car insurance today? Enter your ZIP code for fast, free Terre Haute, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State