Compare Texas City, TX Car Insurance Rates (2021)

Car insurance in Texas City, TX averages $334 a month. Texas City, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Texas City car insurance rates, compare quotes from the top car insurance companies in Texas City, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Texas City is USAA
  • The cheapest car insurance company in Texas City for teen drivers is USAA
  • Average car insurance rates in Texas City, TX after a DUI are $4,551/year

If you need to buy Texas City, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Texas City, TX is right here.

You’ll find Texas City car insurance rates, the cheapest Texas City, TX car insurance companies, and information on Texas car insurance laws. You can also compare Texas City, Texas car insurance rates to San Antonio car insurance rates, Arlington car insurance rates, and Austin car insurance rates.

Ready to find affordable Texas City, TX car insurance today? Enter your ZIP code for fast, free Texas City car insurance quotes.

Cheapest Texas City, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Texas City, TX car insurance rates? Every Texas City, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Texas City, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,690 $3,713 $3,642 $3,642 $9,745 $11,730 $4,543 $4,716
American Family $3,136 $3,530 $3,007 $3,484 $9,006 $11,702 $4,647 $5,297
GEICO $2,530 $2,756 $2,481 $2,862 $5,628 $5,803 $2,737 $2,698
Nationwide $2,332 $2,370 $2,062 $2,182 $6,591 $8,457 $2,738 $2,961
Progressive $2,337 $2,238 $2,079 $2,118 $9,691 $10,841 $2,785 $2,845
State Farm $1,973 $1,973 $1,765 $1,765 $4,777 $6,093 $2,149 $2,209
USAA $1,627 $1,630 $1,563 $1,544 $4,622 $5,007 $2,161 $2,299

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Minimum Car Insurance in Texas City, TX

Every driver must carry the minimum car insurance in Texas City, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Texas City, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Texas City, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Texas City, TX. Compare credit history car insurance rates in Texas City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Texas City, Texas

Insurance Company Poor Fair Good
Allstate $7,221 $5,285 $4,527
American Family $7,403 $4,825 $4,200
GEICO $5,310 $3,002 $1,998
Nationwide $4,452 $3,575 $3,107
Progressive $4,921 $4,246 $3,932
State Farm $4,006 $2,506 $2,003
USAA $3,734 $2,178 $1,758

Cheapest Texas City, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Texas City, TX to rates for a clean record with top companies.

Annual Texas City, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,390 $6,824 $7,107 $4,390
American Family $4,965 $6,390 $5,583 $4,965
GEICO $2,915 $3,879 $3,198 $3,755
Nationwide $3,221 $3,221 $4,767 $3,637
Progressive $3,810 $4,913 $4,451 $4,292
State Farm $2,515 $2,893 $3,430 $2,515
USAA $1,900 $2,822 $3,323 $2,182

Cheapest Texas City, TX Car Insurance for Teen Drivers

Teen car insurance in Texas City, TX can be expensive. Take a look at rates from the top car insurance companies in Texas City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Texas City, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,745 $11,730
American Family $9,006 $11,702
GEICO $5,628 $5,803
Nationwide $6,591 $8,457
Progressive $9,691 $10,841
State Farm $4,777 $6,093
USAA $4,622 $5,007

Cheapest Texas City, TX Car Insurance for Seniors

Take a look at Texas City, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Texas City, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,642 $3,642
American Family $3,007 $3,484
GEICO $2,481 $2,862
Nationwide $2,062 $2,182
Progressive $2,079 $2,118
State Farm $1,765 $1,765
USAA $1,563 $1,544

Cheapest Texas City, TX Car Insurance Rates After a DUI

A DUI in Texas City, TX increases car insurance rates. Compare Texas City, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Texas City, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,107
American Family $5,583
GEICO $3,198
Nationwide $4,767
Progressive $4,451
State Farm $3,430
USAA $3,323

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Cheapest Texas City, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Texas City, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Texas City, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,537 $5,818
American Family $5,476 $5,476
GEICO $3,373 $3,501
Nationwide $3,712 $3,712
Progressive $4,366 $4,366
State Farm $2,838 $2,838
USAA $2,524 $2,589

Cheapest Texas City, TX Car Insurance Rates by ZIP Code

Texas City car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Texas City, TX.

Annual Car Insurance Rates by ZIP Code in Texas City, Texas

ZIP Code Average Annual Rates
77590 $5,853
77591 $6,007

The Best Cheap Car Insurance Companies in Texas City, TX

Take a look at a side-by-side comparison of the top car insurance companies in Texas City, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Texas City, Texas

Insurance Company Average Annual Rates
Allstate $5,678
American Family $5,476
GEICO $3,437
Nationwide $3,712
Progressive $4,366
State Farm $2,838
USAA $2,557

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Category Winners: Cheapest Car Insurance in Texas City, Texas

Find the cheapest car insurance companies in Texas City, TX for each category right here.

Best Annual Car Insurance Rates by Company in Texas City, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Cheapest Texas City, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Texas City car insurance rates. Find the cheapest Texas City, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Texas City, Texas

Insurance Company Low Medium High
Allstate $5,524 $5,620 $5,888
American Family $5,024 $5,225 $6,180
GEICO $3,215 $3,379 $3,717
Nationwide $3,982 $3,553 $3,600
Progressive $4,172 $4,350 $4,577
State Farm $2,671 $2,827 $3,017
USAA $2,456 $2,544 $2,670

What affects car insurance rates in Texas City, Texas?

What factors can have an impact on Texas City, TX car insurance? There are several reasons why Texas City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Texas City, Texas.

Car Theft in Texas City

High levels of vehicle theft can make car insurance more expensive. Texas City, TX car theft statistics from the FBI indicate 111 vehicle thefts a year.

Commute Time in Texas City

The more time you spend in your car the higher the risk of an accident. The average commute length in Texas City, TX is 23.1 minutes according to City-Data.

Traffic in Texas City

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Texas City, TX traffic data from INRIX ranks Texas City as the 989th-most congested in the world.

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Compare Car Insurance Quotes in Texas City, TX

Ready to find affordable Texas City, Texas car insurance today? Enter your ZIP code for fast, free Texas City, TX car insurance quotes.

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