Compare The Plains, VA Car Insurance Rates (2021)

Car insurance in The Plains, VA averages $210 a month. The Plains, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap The Plains car insurance rates, compare quotes from the top car insurance companies in The Plains, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in The Plains is USAA
  • Average car insurance rates in The Plains, VA after a DUI are $2,980/year
  • The cheapest car insurance company in The Plains for teen drivers is GEICO

If you need to buy The Plains, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in The Plains, VA is right here.

You’ll find The Plains car insurance rates, the cheapest The Plains, VA car insurance companies, and information on Virginia car insurance laws. You can also compare The Plains, Virginia car insurance rates to Virginia Beach car insurance rates, Norfolk car insurance rates, and Chesapeake car insurance rates.

Ready to find affordable The Plains, VA car insurance today? Enter your ZIP code for fast, free The Plains car insurance quotes.

Cheapest The Plains, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect The Plains, VA car insurance rates? Every The Plains, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in The Plains, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,156 $2,033 $2,143 $2,143 $6,810 $7,825 $2,807 $2,807
GEICO $1,545 $1,535 $1,469 $1,469 $3,376 $4,497 $1,798 $1,767
Nationwide $1,489 $1,497 $1,320 $1,356 $3,570 $4,603 $1,643 $1,789
Progressive $1,329 $1,262 $1,198 $1,204 $6,096 $6,836 $1,611 $1,645
State Farm $1,558 $1,558 $1,395 $1,395 $4,546 $5,733 $1,758 $2,008
USAA $1,239 $1,222 $1,155 $1,166 $3,811 $4,540 $1,599 $1,760

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Minimum Car Insurance in The Plains, VA

Every driver must carry the minimum car insurance in The Plains, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in The Plains, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest The Plains, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in The Plains, VA. Compare credit history car insurance rates in The Plains from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in The Plains, Virginia

Insurance Company Poor Fair Good
Allstate $4,371 $3,510 $2,891
GEICO $2,424 $2,061 $2,061
Nationwide $2,559 $2,053 $1,863
Progressive $2,953 $2,580 $2,410
State Farm $3,548 $2,198 $1,736
USAA $2,761 $1,877 $1,546

Cheapest The Plains, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in The Plains, VA to rates for a clean record with top companies.

Annual The Plains, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,677 $4,286 $3,941 $3,459
GEICO $1,661 $2,151 $3,255 $1,661
Nationwide $1,876 $1,876 $2,753 $2,130
Progressive $2,260 $3,001 $2,695 $2,634
State Farm $2,287 $2,701 $2,494 $2,494
USAA $1,596 $2,071 $2,739 $1,838

Cheapest The Plains, VA Car Insurance for Teen Drivers

Teen car insurance in The Plains, VA can be expensive. Take a look at rates from the top car insurance companies in The Plains for teenagers.

Annual Car Insurance Rates for Teen Drivers in The Plains, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,810 $7,825
GEICO $3,376 $4,497
Nationwide $3,570 $4,603
Progressive $6,096 $6,836
State Farm $4,546 $5,733
USAA $3,811 $4,540

Cheapest The Plains, VA Car Insurance for Seniors

Take a look at The Plains, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in The Plains, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,143 $2,143
GEICO $1,469 $1,469
Nationwide $1,320 $1,356
Progressive $1,198 $1,204
State Farm $1,395 $1,395
USAA $1,155 $1,166

Cheapest The Plains, VA Car Insurance Rates After a DUI

A DUI in The Plains, VA increases car insurance rates. Compare The Plains, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in The Plains, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,941
GEICO $3,255
Nationwide $2,753
Progressive $2,695
State Farm $2,494
USAA $2,739

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Cheapest The Plains, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in The Plains, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in The Plains, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,481 $3,700
GEICO $2,141 $2,223
Nationwide $2,158 $2,158
Progressive $2,647 $2,647
State Farm $2,432 $2,556
USAA $1,985 $2,138

The Best Cheap Car Insurance Companies in The Plains, VA

Take a look at a side-by-side comparison of the top car insurance companies in The Plains, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in The Plains, Virginia

Insurance Company Average Annual Rates
Allstate $3,590
GEICO $2,182
Nationwide $2,158
Progressive $2,647
State Farm $2,494
USAA $2,061

Category Winners: Cheapest Car Insurance in The Plains, Virginia

Find the cheapest car insurance companies in The Plains, VA for each category right here.

Best Annual Car Insurance Rates by Company in The Plains, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest The Plains, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your The Plains car insurance rates. Find the cheapest The Plains, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in The Plains, Virginia

Insurance Company Low Medium High
Allstate $3,492 $3,591 $3,689
GEICO $2,084 $2,179 $2,283
Nationwide $2,272 $2,137 $2,066
Progressive $2,543 $2,622 $2,777
State Farm $2,350 $2,491 $2,641
USAA $1,980 $2,065 $2,138

What affects car insurance rates in The Plains, Virginia?

What factors can have an impact on The Plains, VA car insurance? There are several reasons why The Plains car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in The Plains, Virginia.

Commute Time in The Plains

The more time you spend in your car the higher the risk of an accident. The average commute length in The Plains, VA is 25.7 minutes according to City-Data.

Compare Car Insurance Quotes in The Plains, VA

Ready to find affordable The Plains, Virginia car insurance today? Enter your ZIP code for fast, free The Plains, VA car insurance quotes.

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