Compare Thebes, IL Car Insurance Rates (2021)

Car insurance in Thebes, IL averages $300 a month. Thebes, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Thebes car insurance rates, compare quotes from the top car insurance companies in Thebes, IL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Thebes for teen drivers is State Farm
  • Average car insurance rates in Thebes, IL after a DUI are $4,176/year
  • Average car insurance rates in Thebes, IL are $3,603/year

If you need to buy Thebes, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Thebes, IL is right here.

You’ll find Thebes car insurance rates, the cheapest Thebes, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Thebes, Illinois car insurance rates to Joliet car insurance rates, Naperville car insurance rates, and Chicago car insurance rates.

Ready to find affordable Thebes, IL car insurance today? Enter your ZIP code for fast, free Thebes car insurance quotes.

Cheapest Thebes, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Thebes, IL car insurance rates? Every Thebes, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Thebes, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,598 $3,615 $3,738 $3,738 $9,095 $11,864 $4,326 $4,675
American Family $2,469 $2,469 $2,252 $2,252 $6,830 $9,541 $2,469 $3,178
Farmers $2,528 $2,536 $2,249 $2,367 $10,379 $10,835 $2,879 $3,026
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,417 $1,532 $1,177 $1,317 $4,444 $4,950 $1,485 $1,574
Nationwide $2,672 $2,723 $2,362 $2,514 $7,470 $9,649 $3,123 $3,399
Progressive $2,892 $2,752 $2,375 $2,488 $10,122 $11,407 $3,459 $3,761
State Farm $1,519 $1,519 $1,345 $1,345 $4,128 $5,255 $1,711 $1,951
Travelers $1,528 $1,615 $1,391 $1,484 $4,339 $5,455 $1,620 $1,707
USAA $1,666 $1,690 $1,551 $1,522 $5,467 $6,018 $2,195 $2,404

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Thebes, IL

Every driver must carry the minimum car insurance in Thebes, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Thebes, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Thebes, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Thebes, IL. Compare credit history car insurance rates in Thebes from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Thebes, Illinois

Insurance Company Poor Fair Good
Allstate $7,156 $5,118 $4,469
American Family $5,252 $3,551 $2,995
Farmers $5,240 $4,385 $4,175
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,171 $1,969 $1,571
Nationwide $5,077 $4,077 $3,564
Progressive $5,602 $4,741 $4,378
State Farm $3,407 $2,045 $1,589
Travelers $2,925 $2,343 $1,909
USAA $3,742 $2,576 $2,125

Cheapest Thebes, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Thebes, IL to rates for a clean record with top companies.

Annual Thebes, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,081 $6,735 $6,243 $5,265
American Family $2,890 $4,100 $5,460 $3,281
Farmers $3,895 $4,996 $4,872 $4,637
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,871 $2,633 $2,326 $2,118
Nationwide $3,385 $4,427 $5,233 $3,910
Progressive $4,041 $5,982 $4,475 $5,129
State Farm $2,159 $2,534 $2,347 $2,347
Travelers $1,903 $2,487 $2,794 $2,386
USAA $2,000 $2,887 $3,954 $2,415

Cheapest Thebes, IL Car Insurance for Teen Drivers

Teen car insurance in Thebes, IL can be expensive. Take a look at rates from the top car insurance companies in Thebes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Thebes, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,095 $11,864
American Family $6,830 $9,541
Farmers $10,379 $10,835
GEICO $5,690 $6,014
Liberty Mutual $4,444 $4,950
Nationwide $7,470 $9,649
Progressive $10,122 $11,407
State Farm $4,128 $5,255
Travelers $4,339 $5,455
USAA $5,467 $6,018

Cheapest Thebes, IL Car Insurance for Seniors

Take a look at Thebes, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Thebes, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,738 $3,738
American Family $2,252 $2,252
Farmers $2,249 $2,367
GEICO $1,757 $2,095
Liberty Mutual $1,177 $1,317
Nationwide $2,362 $2,514
Progressive $2,375 $2,488
State Farm $1,345 $1,345
Travelers $1,391 $1,484
USAA $1,551 $1,522

Cheapest Thebes, IL Car Insurance Rates After a DUI

A DUI in Thebes, IL increases car insurance rates. Compare Thebes, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Thebes, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,243
American Family $5,460
Farmers $4,872
GEICO $4,060
Liberty Mutual $2,326
Nationwide $5,233
Progressive $4,475
State Farm $2,347
Travelers $2,794
USAA $3,954

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Thebes, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Thebes, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Thebes, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,581 $5,581
American Family $3,881 $3,984
Farmers $4,600 $4,600
GEICO $2,920 $3,043
Liberty Mutual $2,237 $2,237
Nationwide $4,239 $4,239
Progressive $4,907 $4,907
State Farm $2,288 $2,406
Travelers $2,299 $2,486
USAA $2,735 $2,893

The Best Cheap Car Insurance Companies in Thebes, IL

Take a look at a side-by-side comparison of the top car insurance companies in Thebes, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Thebes, Illinois

Insurance Company Average Annual Rates
Allstate $5,581
American Family $3,933
Farmers $4,600
GEICO $2,982
Liberty Mutual $2,237
Nationwide $4,239
Progressive $4,907
State Farm $2,347
Travelers $2,392
USAA $2,814

Category Winners: Cheapest Car Insurance in Thebes, Illinois

Find the cheapest car insurance companies in Thebes, IL for each category right here.

Best Annual Car Insurance Rates by Company in Thebes, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Thebes, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Thebes car insurance rates. Find the cheapest Thebes, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Thebes, Illinois

Insurance Company Low Medium High
Allstate $5,423 $5,576 $5,744
American Family $3,810 $4,076 $3,912
Farmers $4,395 $4,499 $4,906
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,115 $2,232 $2,364
Nationwide $4,215 $4,278 $4,224
Progressive $4,532 $4,890 $5,299
State Farm $2,223 $2,348 $2,469
Travelers $2,229 $2,389 $2,559
USAA $2,621 $2,812 $3,010

What affects car insurance rates in Thebes, Illinois?

What factors can have an impact on Thebes, IL car insurance? There are several reasons why Thebes car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Thebes, Illinois.

Commute Time in Thebes

The more time you spend in your car the higher the risk of an accident. The average commute length in Thebes, IL is 39.7 minutes according to City-Data.

Compare Car Insurance Quotes in Thebes, IL

Ready to find affordable Thebes, Illinois car insurance today? Enter your ZIP code for fast, free Thebes, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State