Compare Thelma, KY Car Insurance Rates (2021)

Car insurance in Thelma, KY averages $582 a month. Thelma, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Thelma car insurance rates, compare quotes from the top car insurance companies in Thelma, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Thelma, KY are $6,978/year
  • The cheapest car insurance company in Thelma is USAA
  • Average car insurance rates in Thelma, KY after a DUI are $8,311/year

If you need to buy Thelma, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Thelma, KY is right here.

You’ll find Thelma car insurance rates, the cheapest Thelma, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Thelma, Kentucky car insurance rates to Henderson car insurance rates, Independence car insurance rates, and Nicholasville car insurance rates.

Ready to find affordable Thelma, KY car insurance today? Enter your ZIP code for fast, free Thelma car insurance quotes.

Cheapest Thelma, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Thelma, KY car insurance rates? Every Thelma, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Thelma, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,009 $5,900 $5,534 $5,881 $22,951 $25,397 $6,476 $6,743
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,640 $5,058 $3,874 $4,374 $20,228 $22,527 $4,867 $5,111
Nationwide $5,612 $5,527 $5,076 $5,251 $12,513 $15,335 $6,384 $6,579
Progressive $3,159 $2,984 $2,868 $2,866 $16,098 $18,268 $3,924 $3,955
State Farm $2,437 $2,437 $2,159 $2,159 $6,544 $8,302 $2,699 $2,980
Travelers $3,912 $3,985 $3,851 $3,859 $19,996 $32,496 $4,089 $4,734
USAA $2,086 $2,099 $1,883 $1,927 $5,515 $5,811 $2,647 $2,914

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Minimum Car Insurance in Thelma, KY

Every driver must carry the minimum car insurance in Thelma, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Thelma, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Thelma, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Thelma, KY. Compare credit history car insurance rates in Thelma from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Thelma, Kentucky

Insurance Company Poor Fair Good
Allstate $14,299 $9,628 $7,907
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,726 $7,727 $6,052
Nationwide $9,567 $7,412 $6,376
Progressive $7,544 $6,598 $6,154
State Farm $5,323 $3,256 $2,564
Travelers $10,741 $9,067 $9,038
USAA $4,625 $2,592 $2,113

Cheapest Thelma, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Thelma, KY to rates for a clean record with top companies.

Annual Thelma, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,738 $11,470 $12,327 $9,911
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,335 $11,383 $8,811 $7,811
Nationwide $6,138 $8,016 $10,201 $6,784
Progressive $5,575 $8,359 $6,349 $6,778
State Farm $3,437 $3,992 $3,714 $3,714
Travelers $8,356 $8,602 $12,529 $8,974
USAA $2,341 $3,319 $3,962 $2,818

Cheapest Thelma, KY Car Insurance for Teen Drivers

Teen car insurance in Thelma, KY can be expensive. Take a look at rates from the top car insurance companies in Thelma for teenagers.

Annual Car Insurance Rates for Teen Drivers in Thelma, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,951 $25,397
GEICO $8,902 $10,417
Liberty Mutual $20,228 $22,527
Nationwide $12,513 $15,335
Progressive $16,098 $18,268
State Farm $6,544 $8,302
Travelers $19,996 $32,496
USAA $5,515 $5,811

Cheapest Thelma, KY Car Insurance for Seniors

Take a look at Thelma, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Thelma, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,534 $5,881
GEICO $4,595 $4,158
Liberty Mutual $3,874 $4,374
Nationwide $5,076 $5,251
Progressive $2,868 $2,866
State Farm $2,159 $2,159
Travelers $3,851 $3,859
USAA $1,883 $1,927

Cheapest Thelma, KY Car Insurance Rates After a DUI

A DUI in Thelma, KY increases car insurance rates. Compare Thelma, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Thelma, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,327
GEICO $8,597
Liberty Mutual $8,811
Nationwide $10,201
Progressive $6,349
State Farm $3,714
Travelers $12,529
USAA $3,962

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Cheapest Thelma, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Thelma, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Thelma, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,611 $10,611
GEICO $5,341 $5,438
Liberty Mutual $8,835 $8,835
Nationwide $7,785 $7,785
Progressive $6,765 $6,765
State Farm $3,626 $3,803
Travelers $9,615 $9,615
USAA $2,991 $3,229

The Best Cheap Car Insurance Companies in Thelma, KY

Take a look at a side-by-side comparison of the top car insurance companies in Thelma, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Thelma, Kentucky

Insurance Company Average Annual Rates
Allstate $10,611
GEICO $5,390
Liberty Mutual $8,835
Nationwide $7,785
Progressive $6,765
State Farm $3,715
Travelers $9,615
USAA $3,110

Category Winners: Cheapest Car Insurance in Thelma, Kentucky

Find the cheapest car insurance companies in Thelma, KY for each category right here.

Best Annual Car Insurance Rates by Company in Thelma, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Thelma, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Thelma car insurance rates. Find the cheapest Thelma, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Thelma, Kentucky

Insurance Company Low Medium High
Allstate $9,155 $10,521 $12,158
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,302 $8,770 $9,432
Nationwide $7,752 $7,650 $7,952
Progressive $6,019 $6,598 $7,679
State Farm $3,480 $3,701 $3,963
Travelers $9,076 $9,643 $10,127
USAA $2,950 $3,102 $3,279

Compare Car Insurance Quotes in Thelma, KY

Ready to find affordable Thelma, Kentucky car insurance today? Enter your ZIP code for fast, free Thelma, KY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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