Compare Theresa, WI Car Insurance Rates (2021)

Car insurance in Theresa, WI averages $230 a month. Theresa, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Theresa car insurance rates, compare quotes from the top car insurance companies in Theresa, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Theresa, WI are $2,761/year
  • The cheapest car insurance company in Theresa for teen drivers is American Family
  • Average car insurance rates in Theresa, WI after a DUI are $3,061/year

If you need to buy Theresa, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Theresa, WI is right here.

You’ll find Theresa car insurance rates, the cheapest Theresa, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Theresa, Wisconsin car insurance rates to Milwaukee car insurance rates, Madison car insurance rates, and Janesville car insurance rates.

Ready to find affordable Theresa, WI car insurance today? Enter your ZIP code for fast, free Theresa car insurance quotes.

Cheapest Theresa, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Theresa, WI car insurance rates? Every Theresa, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Theresa, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,116 $2,225 $1,961 $2,161 $6,981 $8,926 $2,140 $2,322
American Family $892 $931 $851 $857 $2,705 $2,969 $1,054 $1,119
Farmers $1,751 $1,750 $1,549 $1,645 $8,477 $8,781 $1,991 $2,081
GEICO $1,138 $1,260 $1,191 $1,377 $3,807 $4,096 $1,052 $1,078
Liberty Mutual $1,894 $2,062 $1,521 $1,730 $7,065 $7,929 $2,009 $2,167
Nationwide $3,143 $3,301 $2,616 $2,751 $6,584 $10,130 $3,836 $4,518
Progressive $1,562 $1,473 $1,280 $1,343 $6,193 $6,967 $1,870 $2,029
State Farm $1,184 $1,184 $1,053 $1,053 $3,379 $4,272 $1,334 $1,522
USAA $1,210 $1,204 $1,102 $1,116 $3,112 $3,595 $1,563 $1,709

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Minimum Car Insurance in Theresa, WI

Every driver must carry the minimum car insurance in Theresa, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Theresa, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Theresa, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Theresa, WI. Compare credit history car insurance rates in Theresa from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Theresa, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,724 $3,257 $2,830
American Family $1,908 $1,253 $1,106
Farmers $3,955 $3,351 $3,203
GEICO $2,457 $1,755 $1,412
Liberty Mutual $4,744 $2,885 $2,263
Nationwide $5,182 $4,324 $4,324
Progressive $3,212 $2,747 $2,560
State Farm $2,793 $1,604 $1,222
USAA $2,800 $1,488 $1,191

Cheapest Theresa, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Theresa, WI to rates for a clean record with top companies.

Annual Theresa, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,935 $4,039 $3,786 $3,656
American Family $1,362 $1,443 $1,443 $1,443
Farmers $3,052 $3,861 $3,650 $3,450
GEICO $1,296 $2,101 $2,425 $1,677
Liberty Mutual $2,504 $3,611 $3,715 $3,359
Nationwide $3,898 $4,508 $5,525 $4,508
Progressive $2,595 $3,162 $2,700 $2,903
State Farm $1,722 $2,023 $1,873 $1,873
USAA $1,430 $1,805 $2,437 $1,633

Cheapest Theresa, WI Car Insurance for Teen Drivers

Teen car insurance in Theresa, WI can be expensive. Take a look at rates from the top car insurance companies in Theresa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Theresa, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,981 $8,926
American Family $2,705 $2,969
Farmers $8,477 $8,781
GEICO $3,807 $4,096
Liberty Mutual $7,065 $7,929
Nationwide $6,584 $10,130
Progressive $6,193 $6,967
State Farm $3,379 $4,272
USAA $3,112 $3,595

Cheapest Theresa, WI Car Insurance for Seniors

Take a look at Theresa, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Theresa, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,961 $2,161
American Family $851 $857
Farmers $1,549 $1,645
GEICO $1,191 $1,377
Liberty Mutual $1,521 $1,730
Nationwide $2,616 $2,751
Progressive $1,280 $1,343
State Farm $1,053 $1,053
USAA $1,102 $1,116

Cheapest Theresa, WI Car Insurance Rates After a DUI

A DUI in Theresa, WI increases car insurance rates. Compare Theresa, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Theresa, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,786
American Family $1,443
Farmers $3,650
GEICO $2,425
Liberty Mutual $3,715
Nationwide $5,525
Progressive $2,700
State Farm $1,873
USAA $2,437

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Cheapest Theresa, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Theresa, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Theresa, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,518 $3,690
American Family $1,398 $1,446
Farmers $3,503 $3,503
GEICO $1,837 $1,912
Liberty Mutual $3,297 $3,297
Nationwide $4,610 $4,610
Progressive $2,840 $2,840
State Farm $1,826 $1,919
USAA $1,803 $1,850

The Best Cheap Car Insurance Companies in Theresa, WI

Take a look at a side-by-side comparison of the top car insurance companies in Theresa, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Theresa, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,604
American Family $1,422
Farmers $3,503
GEICO $1,875
Liberty Mutual $3,297
Nationwide $4,610
Progressive $2,840
State Farm $1,873
USAA $1,826

Category Winners: Cheapest Car Insurance in Theresa, Wisconsin

Find the cheapest car insurance companies in Theresa, WI for each category right here.

Best Annual Car Insurance Rates by Company in Theresa, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Theresa, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Theresa car insurance rates. Find the cheapest Theresa, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Theresa, Wisconsin

Insurance Company Low Medium High
Allstate $3,461 $3,596 $3,755
American Family $1,400 $1,435 $1,431
Farmers $3,216 $3,475 $3,819
GEICO $1,738 $1,874 $2,012
Liberty Mutual $3,003 $3,319 $3,570
Nationwide $4,459 $4,608 $4,763
Progressive $2,643 $2,865 $3,011
State Farm $1,766 $1,878 $1,974
USAA $1,754 $1,828 $1,896

What affects car insurance rates in Theresa, Wisconsin?

What factors can have an impact on Theresa, WI car insurance? There are several reasons why Theresa car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Theresa, Wisconsin.

Car Theft in Theresa

High levels of vehicle theft can make car insurance more expensive. Theresa, WI car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Theresa

The more time you spend in your car the higher the risk of an accident. The average commute length in Theresa, WI is 25.6 minutes according to City-Data.

Compare Car Insurance Quotes in Theresa, WI

Ready to find affordable Theresa, Wisconsin car insurance today? Enter your ZIP code for fast, free Theresa, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State