Compare Thibodaux, LA Car Insurance Rates (2021)

Car insurance in Thibodaux, LA averages $420 a month. Thibodaux, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Thibodaux car insurance rates, compare quotes from the top car insurance companies in Thibodaux, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Thibodaux for teen drivers is USAA
  • The cheapest car insurance company in Thibodaux is USAA
  • Average car insurance rates in Thibodaux, LA are $5,044/year

If you need to buy Thibodaux, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Thibodaux, LA is right here.

You’ll find Thibodaux car insurance rates, the cheapest Thibodaux, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Thibodaux, Louisiana car insurance rates to Bossier City car insurance rates, Lafayette car insurance rates, and Lake Charles car insurance rates.

Ready to find affordable Thibodaux, LA car insurance today? Enter your ZIP code for fast, free Thibodaux car insurance quotes.

Cheapest Thibodaux, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Thibodaux, LA car insurance rates? Every Thibodaux, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Thibodaux, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,674 $3,674 $3,802 $3,802 $7,983 $10,034 $4,051 $4,383
GEICO $2,842 $3,273 $3,444 $4,225 $10,452 $10,939 $2,735 $2,612
Progressive $3,173 $2,950 $2,667 $2,880 $12,875 $14,288 $3,620 $3,687
State Farm $3,040 $3,040 $2,795 $2,795 $8,949 $11,244 $3,388 $3,784
USAA $2,643 $2,593 $2,596 $2,563 $8,079 $9,439 $3,233 $3,529

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Minimum Car Insurance in Thibodaux, LA

Every driver must carry the minimum car insurance in Thibodaux, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Thibodaux, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Thibodaux, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Thibodaux, LA. Compare credit history car insurance rates in Thibodaux from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Thibodaux, Louisiana

Insurance Company Poor Fair Good
Allstate $6,767 $4,672 $4,087
GEICO $6,023 $5,228 $3,945
Progressive $6,502 $5,592 $5,208
State Farm $6,762 $4,356 $3,520
USAA $5,963 $3,833 $3,208

Cheapest Thibodaux, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Thibodaux, LA to rates for a clean record with top companies.

Annual Thibodaux, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,090 $6,236 $5,568 $4,808
GEICO $3,432 $5,561 $6,869 $4,398
Progressive $4,802 $6,465 $6,191 $5,611
State Farm $4,475 $5,283 $4,879 $4,879
USAA $3,303 $4,605 $5,483 $3,947

Cheapest Thibodaux, LA Car Insurance for Teen Drivers

Teen car insurance in Thibodaux, LA can be expensive. Take a look at rates from the top car insurance companies in Thibodaux for teenagers.

Annual Car Insurance Rates for Teen Drivers in Thibodaux, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,983 $10,034
GEICO $10,452 $10,939
Progressive $12,875 $14,288
State Farm $8,949 $11,244
USAA $8,079 $9,439

Cheapest Thibodaux, LA Car Insurance for Seniors

Take a look at Thibodaux, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Thibodaux, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,802 $3,802
GEICO $3,444 $4,225
Progressive $2,667 $2,880
State Farm $2,795 $2,795
USAA $2,596 $2,563

Cheapest Thibodaux, LA Car Insurance Rates After a DUI

A DUI in Thibodaux, LA increases car insurance rates. Compare Thibodaux, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Thibodaux, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,568
GEICO $6,869
Progressive $6,191
State Farm $4,879
USAA $5,483

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Cheapest Thibodaux, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Thibodaux, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Thibodaux, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,175 $5,175
GEICO $4,968 $5,162
Progressive $5,768 $5,768
State Farm $4,752 $5,006
USAA $4,201 $4,468

The Best Cheap Car Insurance Companies in Thibodaux, LA

Take a look at a side-by-side comparison of the top car insurance companies in Thibodaux, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Thibodaux, Louisiana

Insurance Company Average Annual Rates
Allstate $5,175
GEICO $5,065
Progressive $5,768
State Farm $4,879
USAA $4,334

Category Winners: Cheapest Car Insurance in Thibodaux, Louisiana

Find the cheapest car insurance companies in Thibodaux, LA for each category right here.

Best Annual Car Insurance Rates by Company in Thibodaux, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Thibodaux, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Thibodaux car insurance rates. Find the cheapest Thibodaux, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Thibodaux, Louisiana

Insurance Company Low Medium High
Allstate $4,458 $5,272 $5,796
GEICO $4,102 $5,086 $6,007
Progressive $4,791 $5,718 $6,794
State Farm $4,194 $4,867 $5,576
USAA $3,726 $4,405 $4,872

What affects car insurance rates in Thibodaux, Louisiana?

What factors can have an impact on Thibodaux, LA car insurance? There are several reasons why Thibodaux car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Thibodaux, Louisiana.

Car Theft in Thibodaux

High levels of vehicle theft can make car insurance more expensive. Thibodaux, LA car theft statistics from the FBI indicate 20 vehicle thefts a year.

Commute Time in Thibodaux

The more time you spend in your car the higher the risk of an accident. The average commute length in Thibodaux, LA is 26.0 minutes according to City-Data.

Compare Car Insurance Quotes in Thibodaux, LA

Ready to find affordable Thibodaux, Louisiana car insurance today? Enter your ZIP code for fast, free Thibodaux, LA car insurance quotes.

Free Car Insurance Comparison

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