Compare Thomasboro, IL Car Insurance Rates (2021)

Car insurance in Thomasboro, IL averages $242 a month. Thomasboro, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Thomasboro car insurance rates, compare quotes from the top car insurance companies in Thomasboro, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Thomasboro, IL after a DUI are $3,374/year
  • Average car insurance rates in Thomasboro, IL are $2,903/year
  • The cheapest car insurance company in Thomasboro for teen drivers is State Farm

If you need to buy Thomasboro, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Thomasboro, IL is right here.

You’ll find Thomasboro car insurance rates, the cheapest Thomasboro, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Thomasboro, Illinois car insurance rates to Chicago car insurance rates, Peoria car insurance rates, and Elgin car insurance rates.

Ready to find affordable Thomasboro, IL car insurance today? Enter your ZIP code for fast, free Thomasboro car insurance quotes.

Cheapest Thomasboro, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Thomasboro, IL car insurance rates? Every Thomasboro, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Thomasboro, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,967 $3,074 $3,074 $7,561 $9,833 $3,547 $3,833
American Family $2,004 $2,004 $1,837 $1,837 $5,668 $7,844 $2,004 $2,584
Farmers $2,197 $2,196 $1,950 $2,061 $9,346 $9,737 $2,508 $2,624
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,332 $1,437 $1,108 $1,237 $4,363 $4,852 $1,392 $1,469
Nationwide $1,693 $1,724 $1,508 $1,597 $4,608 $5,912 $1,967 $2,129
Progressive $1,808 $1,704 $1,493 $1,567 $6,544 $7,328 $2,148 $2,307
State Farm $1,290 $1,290 $1,152 $1,152 $3,691 $4,686 $1,458 $1,673
Travelers $1,425 $1,500 $1,309 $1,393 $4,176 $5,245 $1,507 $1,585
USAA $1,550 $1,569 $1,432 $1,395 $5,014 $5,540 $2,030 $2,216

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Minimum Car Insurance in Thomasboro, IL

Every driver must carry the minimum car insurance in Thomasboro, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Thomasboro, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Thomasboro, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Thomasboro, IL. Compare credit history car insurance rates in Thomasboro from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Thomasboro, Illinois

Insurance Company Poor Fair Good
Allstate $5,883 $4,234 $3,699
American Family $4,281 $2,918 $2,470
Farmers $4,635 $3,893 $3,704
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,035 $1,898 $1,513
Nationwide $3,151 $2,545 $2,230
Progressive $3,553 $3,007 $2,776
State Farm $2,979 $1,784 $1,384
Travelers $2,760 $2,232 $1,810
USAA $3,465 $2,368 $1,946

Cheapest Thomasboro, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Thomasboro, IL to rates for a clean record with top companies.

Annual Thomasboro, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $5,570 $5,187 $4,334
American Family $2,365 $3,384 $4,461 $2,682
Farmers $3,444 $4,437 $4,327 $4,103
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,793 $2,537 $2,233 $2,032
Nationwide $2,132 $2,755 $3,236 $2,446
Progressive $2,567 $3,803 $2,843 $3,237
State Farm $1,873 $2,225 $2,049 $2,049
Travelers $1,807 $2,368 $2,632 $2,262
USAA $1,852 $2,656 $3,632 $2,234

Cheapest Thomasboro, IL Car Insurance for Teen Drivers

Teen car insurance in Thomasboro, IL can be expensive. Take a look at rates from the top car insurance companies in Thomasboro for teenagers.

Annual Car Insurance Rates for Teen Drivers in Thomasboro, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,561 $9,833
American Family $5,668 $7,844
Farmers $9,346 $9,737
GEICO $4,375 $4,641
Liberty Mutual $4,363 $4,852
Nationwide $4,608 $5,912
Progressive $6,544 $7,328
State Farm $3,691 $4,686
Travelers $4,176 $5,245
USAA $5,014 $5,540

Cheapest Thomasboro, IL Car Insurance for Seniors

Take a look at Thomasboro, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Thomasboro, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,074 $3,074
American Family $1,837 $1,837
Farmers $1,950 $2,061
GEICO $1,364 $1,612
Liberty Mutual $1,108 $1,237
Nationwide $1,508 $1,597
Progressive $1,493 $1,567
State Farm $1,152 $1,152
Travelers $1,309 $1,393
USAA $1,432 $1,395

Cheapest Thomasboro, IL Car Insurance Rates After a DUI

A DUI in Thomasboro, IL increases car insurance rates. Compare Thomasboro, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Thomasboro, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,187
American Family $4,461
Farmers $4,327
GEICO $3,141
Liberty Mutual $2,233
Nationwide $3,236
Progressive $2,843
State Farm $2,049
Travelers $2,632
USAA $3,632

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Cheapest Thomasboro, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Thomasboro, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Thomasboro, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,605 $4,605
American Family $3,182 $3,264
Farmers $4,078 $4,078
GEICO $2,263 $2,351
Liberty Mutual $2,149 $2,149
Nationwide $2,642 $2,642
Progressive $3,112 $3,112
State Farm $1,997 $2,101
Travelers $2,179 $2,356
USAA $2,521 $2,666

The Best Cheap Car Insurance Companies in Thomasboro, IL

Take a look at a side-by-side comparison of the top car insurance companies in Thomasboro, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Thomasboro, Illinois

Insurance Company Average Annual Rates
Allstate $4,605
American Family $3,223
Farmers $4,078
GEICO $2,307
Liberty Mutual $2,149
Nationwide $2,642
Progressive $3,112
State Farm $2,049
Travelers $2,267
USAA $2,593

Category Winners: Cheapest Car Insurance in Thomasboro, Illinois

Find the cheapest car insurance companies in Thomasboro, IL for each category right here.

Best Annual Car Insurance Rates by Company in Thomasboro, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Thomasboro, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Thomasboro car insurance rates. Find the cheapest Thomasboro, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Thomasboro, Illinois

Insurance Company Low Medium High
Allstate $4,473 $4,601 $4,742
American Family $3,103 $3,341 $3,224
Farmers $3,886 $3,985 $4,362
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,031 $2,144 $2,271
Nationwide $2,636 $2,662 $2,629
Progressive $2,848 $3,094 $3,395
State Farm $1,936 $2,052 $2,158
Travelers $2,130 $2,265 $2,407
USAA $2,460 $2,593 $2,728

What affects car insurance rates in Thomasboro, Illinois?

What factors can have an impact on Thomasboro, IL car insurance? There are several reasons why Thomasboro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Thomasboro, Illinois.

Commute Time in Thomasboro

The more time you spend in your car the higher the risk of an accident. The average commute length in Thomasboro, IL is 20.0 minutes according to City-Data.

Compare Car Insurance Quotes in Thomasboro, IL

Ready to find affordable Thomasboro, Illinois car insurance today? Enter your ZIP code for fast, free Thomasboro, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State