Compare Thompson, ND Car Insurance Rates (2021)

Car insurance in Thompson, ND averages $342 a month. Thompson, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Thompson car insurance rates, compare quotes from the top car insurance companies in Thompson, ND.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Thompson, ND after a DUI are $4,912/year
  • The cheapest car insurance company in Thompson is USAA
  • Average car insurance rates in Thompson, ND are $4,101/year

If you need to buy Thompson, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Thompson, ND is right here.

You’ll find Thompson car insurance rates, the cheapest Thompson, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Thompson, North Dakota car insurance rates to Williston car insurance rates, Grand Forks car insurance rates, and Watford City car insurance rates.

Ready to find affordable Thompson, ND car insurance today? Enter your ZIP code for fast, free Thompson car insurance quotes.

Cheapest Thompson, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Thompson, ND car insurance rates? Every Thompson, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Thompson, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,449 $2,455 $2,174 $2,304 $9,512 $11,206 $2,689 $2,899
American Family $2,511 $2,511 $2,269 $2,269 $5,349 $7,694 $2,511 $2,936
Farmers $1,690 $1,654 $1,507 $1,572 $6,169 $6,317 $1,916 $2,015
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,402 $8,006 $5,941 $7,201 $29,140 $32,517 $7,765 $8,523
Nationwide $1,800 $1,846 $1,611 $1,723 $3,958 $4,897 $2,042 $2,171
Progressive $1,886 $1,770 $1,532 $1,597 $7,521 $8,361 $2,307 $2,338
State Farm $1,314 $1,314 $1,181 $1,181 $3,930 $4,948 $1,479 $1,684
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Thompson, ND

Every driver must carry the minimum car insurance in Thompson, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Thompson, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Thompson, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Thompson, ND. Compare credit history car insurance rates in Thompson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Thompson, North Dakota

Insurance Company Poor Fair Good
Allstate $5,619 $4,280 $3,484
American Family $4,614 $3,200 $2,704
Farmers $3,302 $2,699 $2,563
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,355 $11,544 $9,036
Nationwide $3,055 $2,374 $2,089
Progressive $3,908 $3,304 $3,030
State Farm $2,978 $1,894 $1,516
USAA $2,801 $1,773 $1,511

Cheapest Thompson, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Thompson, ND to rates for a clean record with top companies.

Annual Thompson, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,611 $3,980 $6,051 $4,202
American Family $2,562 $3,667 $4,863 $2,932
Farmers $2,405 $3,073 $3,034 $2,908
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,815 $13,320 $14,484 $13,627
Nationwide $1,843 $2,551 $3,530 $2,100
Progressive $3,138 $3,918 $3,183 $3,418
State Farm $1,946 $2,311 $2,129 $2,129
USAA $1,441 $2,040 $2,854 $1,779

Cheapest Thompson, ND Car Insurance for Teen Drivers

Teen car insurance in Thompson, ND can be expensive. Take a look at rates from the top car insurance companies in Thompson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Thompson, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,512 $11,206
American Family $5,349 $7,694
Farmers $6,169 $6,317
GEICO $4,150 $5,218
Liberty Mutual $29,140 $32,517
Nationwide $3,958 $4,897
Progressive $7,521 $8,361
State Farm $3,930 $4,948
USAA $3,928 $4,747

Cheapest Thompson, ND Car Insurance for Seniors

Take a look at Thompson, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Thompson, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,174 $2,304
American Family $2,269 $2,269
Farmers $1,507 $1,572
GEICO $1,863 $1,884
Liberty Mutual $5,941 $7,201
Nationwide $1,611 $1,723
Progressive $1,532 $1,597
State Farm $1,181 $1,181
USAA $927 $930

Cheapest Thompson, ND Car Insurance Rates After a DUI

A DUI in Thompson, ND increases car insurance rates. Compare Thompson, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Thompson, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,051
American Family $4,863
Farmers $3,034
GEICO $4,084
Liberty Mutual $14,484
Nationwide $3,530
Progressive $3,183
State Farm $2,129
USAA $2,854

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Thompson, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Thompson, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Thompson, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,352 $4,570
American Family $3,463 $3,549
Farmers $2,855 $2,855
GEICO $2,663 $2,724
Liberty Mutual $13,312 $13,312
Nationwide $2,506 $2,506
Progressive $3,414 $3,414
State Farm $2,073 $2,185
USAA $2,008 $2,049

The Best Cheap Car Insurance Companies in Thompson, ND

Take a look at a side-by-side comparison of the top car insurance companies in Thompson, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Thompson, North Dakota

Insurance Company Average Annual Rates
Allstate $4,461
American Family $3,506
Farmers $2,855
GEICO $2,694
Liberty Mutual $13,312
Nationwide $2,506
Progressive $3,414
State Farm $2,129
USAA $2,028

Category Winners: Cheapest Car Insurance in Thompson, North Dakota

Find the cheapest car insurance companies in Thompson, ND for each category right here.

Best Annual Car Insurance Rates by Company in Thompson, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Thompson, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Thompson car insurance rates. Find the cheapest Thompson, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Thompson, North Dakota

Insurance Company Low Medium High
Allstate $4,364 $4,459 $4,560
American Family $3,614 $3,679 $3,226
Farmers $2,782 $2,841 $2,942
GEICO $2,647 $2,689 $2,745
Liberty Mutual $13,032 $13,258 $13,645
Nationwide $2,444 $2,493 $2,581
Progressive $3,303 $3,405 $3,533
State Farm $2,060 $2,137 $2,190
USAA $1,977 $2,030 $2,079

What affects car insurance rates in Thompson, North Dakota?

What factors can have an impact on Thompson, ND car insurance? There are several reasons why Thompson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Thompson, North Dakota.

Commute Time in Thompson

The more time you spend in your car the higher the risk of an accident. The average commute length in Thompson, ND is 20.6 minutes according to City-Data.

Compare Car Insurance Quotes in Thompson, ND

Ready to find affordable Thompson, North Dakota car insurance today? Enter your ZIP code for fast, free Thompson, ND car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption