Compare Thornfield, MO Car Insurance Rates (2021)

Car insurance in Thornfield, MO averages $286 a month. Thornfield, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Thornfield car insurance rates, compare quotes from the top car insurance companies in Thornfield, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Thornfield, MO are $3,434/year
  • Average car insurance rates in Thornfield, MO after a DUI are $3,979/year
  • The cheapest car insurance company in Thornfield for teen drivers is Nationwide

If you need to buy Thornfield, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Thornfield, MO is right here.

You’ll find Thornfield car insurance rates, the cheapest Thornfield, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Thornfield, Missouri car insurance rates to St. Louis car insurance rates, Lee’s Summit car insurance rates, and Florissant car insurance rates.

Ready to find affordable Thornfield, MO car insurance today? Enter your ZIP code for fast, free Thornfield car insurance quotes.

Cheapest Thornfield, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Thornfield, MO car insurance rates? Every Thornfield, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Thornfield, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,698 $2,526 $2,605 $7,952 $8,623 $2,660 $2,739
American Family $2,112 $2,112 $1,880 $1,880 $5,748 $7,480 $2,112 $2,475
Farmers $2,488 $2,482 $2,226 $2,349 $10,058 $10,416 $2,849 $2,999
GEICO $2,083 $2,313 $1,614 $2,024 $6,264 $6,648 $1,947 $1,978
Liberty Mutual $2,683 $2,908 $2,206 $2,471 $9,173 $10,183 $2,834 $3,032
Nationwide $1,393 $1,421 $1,251 $1,321 $3,555 $4,537 $1,592 $1,717
Progressive $2,542 $2,395 $2,073 $2,129 $7,989 $9,020 $3,116 $3,258
State Farm $1,824 $1,824 $1,625 $1,625 $5,217 $6,563 $2,050 $2,354
USAA $1,556 $1,542 $1,404 $1,428 $4,603 $5,620 $1,932 $2,146

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Minimum Car Insurance in Thornfield, MO

Every driver must carry the minimum car insurance in Thornfield, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Thornfield, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Thornfield, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Thornfield, MO. Compare credit history car insurance rates in Thornfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Thornfield, Missouri

Insurance Company Poor Fair Good
Allstate $5,619 $3,619 $2,986
American Family $4,214 $2,964 $2,496
Farmers $5,130 $4,264 $4,056
GEICO $4,296 $2,796 $2,235
Liberty Mutual $6,374 $3,880 $3,054
Nationwide $2,473 $2,045 $1,777
Progressive $4,718 $3,887 $3,590
State Farm $3,942 $2,584 $2,130
USAA $4,206 $1,968 $1,413

Cheapest Thornfield, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Thornfield, MO to rates for a clean record with top companies.

Annual Thornfield, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,480 $3,940 $4,926 $3,953
American Family $2,422 $3,485 $4,233 $2,759
Farmers $3,891 $4,809 $4,705 $4,529
GEICO $2,477 $3,138 $4,152 $2,668
Liberty Mutual $3,224 $4,622 $4,772 $5,126
Nationwide $1,648 $2,116 $2,826 $1,804
Progressive $3,535 $4,694 $3,904 $4,128
State Farm $2,655 $3,116 $2,885 $2,885
USAA $2,029 $2,462 $3,409 $2,217

Cheapest Thornfield, MO Car Insurance for Teen Drivers

Teen car insurance in Thornfield, MO can be expensive. Take a look at rates from the top car insurance companies in Thornfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Thornfield, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,952 $8,623
American Family $5,748 $7,480
Farmers $10,058 $10,416
GEICO $6,264 $6,648
Liberty Mutual $9,173 $10,183
Nationwide $3,555 $4,537
Progressive $7,989 $9,020
State Farm $5,217 $6,563
USAA $4,603 $5,620

Cheapest Thornfield, MO Car Insurance for Seniors

Take a look at Thornfield, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Thornfield, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,526 $2,605
American Family $1,880 $1,880
Farmers $2,226 $2,349
GEICO $1,614 $2,024
Liberty Mutual $2,206 $2,471
Nationwide $1,251 $1,321
Progressive $2,073 $2,129
State Farm $1,625 $1,625
USAA $1,404 $1,428

Cheapest Thornfield, MO Car Insurance Rates After a DUI

A DUI in Thornfield, MO increases car insurance rates. Compare Thornfield, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Thornfield, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,926
American Family $4,233
Farmers $4,705
GEICO $4,152
Liberty Mutual $4,772
Nationwide $2,826
Progressive $3,904
State Farm $2,885
USAA $3,409

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Cheapest Thornfield, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Thornfield, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Thornfield, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,075 $4,075
American Family $3,193 $3,257
Farmers $4,483 $4,483
GEICO $3,046 $3,172
Liberty Mutual $4,436 $4,436
Nationwide $2,099 $2,099
Progressive $4,065 $4,065
State Farm $2,817 $2,954
USAA $2,437 $2,620

The Best Cheap Car Insurance Companies in Thornfield, MO

Take a look at a side-by-side comparison of the top car insurance companies in Thornfield, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Thornfield, Missouri

Insurance Company Average Annual Rates
Allstate $4,075
American Family $3,225
Farmers $4,483
GEICO $3,109
Liberty Mutual $4,436
Nationwide $2,099
Progressive $4,065
State Farm $2,885
USAA $2,529

Category Winners: Cheapest Car Insurance in Thornfield, Missouri

Find the cheapest car insurance companies in Thornfield, MO for each category right here.

Best Annual Car Insurance Rates by Company in Thornfield, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI Nationwide
With 1 Speeding Violation Nationwide

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Cheapest Thornfield, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Thornfield car insurance rates. Find the cheapest Thornfield, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Thornfield, Missouri

Insurance Company Low Medium High
Allstate $3,916 $4,066 $4,243
American Family $3,132 $3,327 $3,215
Farmers $4,225 $4,443 $4,782
GEICO $2,930 $3,129 $3,268
Liberty Mutual $4,206 $4,456 $4,646
Nationwide $1,970 $2,118 $2,208
Progressive $3,765 $4,072 $4,359
State Farm $2,729 $2,893 $3,035
USAA $2,414 $2,520 $2,654

Compare Car Insurance Quotes in Thornfield, MO

Ready to find affordable Thornfield, Missouri car insurance today? Enter your ZIP code for fast, free Thornfield, MO car insurance quotes.

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