Compare Thornton, CA Car Insurance Rates (2021)

Car insurance in Thornton, CA averages $290 a month. Thornton, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Thornton car insurance rates, compare quotes from the top car insurance companies in Thornton, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Thornton, CA after a DUI are $4,901/year
  • Average car insurance rates in Thornton, CA are $3,481/year
  • The cheapest car insurance company in Thornton is Progressive

If you need to buy Thornton, California car insurance, the options can be confusing. Everything you need to know about car insurance in Thornton, CA is right here.

You’ll find Thornton car insurance rates, the cheapest Thornton, CA car insurance companies, and information on California car insurance laws. You can also compare Thornton, California car insurance rates to Sacramento car insurance rates, Bakersfield car insurance rates, and Fresno car insurance rates.

Ready to find affordable Thornton, CA car insurance today? Enter your ZIP code for fast, free Thornton car insurance quotes.

Cheapest Thornton, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Thornton, CA car insurance rates? Every Thornton, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Thornton, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $2,589 $2,589 $2,330 $2,330 $8,239 $13,521 $3,065 $3,411
GEICO $1,778 $1,779 $1,673 $1,673 $5,406 $5,510 $2,554 $2,617
Liberty Mutual $2,129 $2,024 $1,968 $1,910 $4,640 $4,913 $2,409 $2,422
Nationwide $2,986 $2,855 $2,614 $2,469 $7,480 $8,284 $3,547 $3,507
Progressive $1,535 $1,579 $1,312 $1,553 $4,080 $4,915 $2,214 $2,381
State Farm $3,097 $3,097 $2,766 $2,766 $5,698 $7,068 $3,429 $3,535
Travelers $2,320 $2,246 $2,051 $2,030 $4,778 $5,431 $3,000 $2,940
USAA $1,812 $1,718 $1,766 $1,774 $4,135 $4,151 $2,500 $2,364

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Thornton, CA

Every driver must carry the minimum car insurance in Thornton, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Thornton, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Thornton, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Thornton, CA to rates for a clean record with top companies.

Annual Thornton, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $3,517 $4,791 $5,971 $4,758
GEICO $2,011 $3,098 $3,892 $2,494
Liberty Mutual $2,431 $3,260 $2,940 $2,576
Nationwide $2,943 $3,774 $6,380 $3,774
Progressive $1,602 $2,719 $3,160 $2,304
State Farm $2,805 $3,346 $6,320 $3,256
Travelers $2,076 $3,369 $3,906 $3,046
USAA $1,680 $2,499 $4,091 $1,840

Cheapest Thornton, CA Car Insurance for Teen Drivers

Teen car insurance in Thornton, CA can be expensive. Take a look at rates from the top car insurance companies in Thornton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Thornton, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $8,239 $13,521
GEICO $5,406 $5,510
Liberty Mutual $4,640 $4,913
Nationwide $7,480 $8,284
Progressive $4,080 $4,915
State Farm $5,698 $7,068
Travelers $4,778 $5,431
USAA $4,135 $4,151

Cheapest Thornton, CA Car Insurance for Seniors

Take a look at Thornton, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Thornton, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $2,330 $2,330
GEICO $1,673 $1,673
Liberty Mutual $1,968 $1,910
Nationwide $2,614 $2,469
Progressive $1,312 $1,553
State Farm $2,766 $2,766
Travelers $2,051 $2,030
USAA $1,766 $1,774

Cheapest Thornton, CA Car Insurance Rates After a DUI

A DUI in Thornton, CA increases car insurance rates. Compare Thornton, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Thornton, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,445
Farmers $5,971
GEICO $3,892
Liberty Mutual $2,940
Nationwide $6,380
Progressive $3,160
State Farm $6,320
Travelers $3,906
USAA $4,091

Cheapest Thornton, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Thornton, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Thornton, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $4,319 $5,200
GEICO $2,611 $3,137
Liberty Mutual $2,573 $3,031
Nationwide $3,729 $4,706
Progressive $2,223 $2,670
State Farm $3,789 $4,075
Travelers $2,792 $3,407
USAA $2,329 $2,726

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in Thornton, CA

Take a look at a side-by-side comparison of the top car insurance companies in Thornton, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Thornton, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $4,759
GEICO $2,874
Liberty Mutual $2,802
Nationwide $4,218
Progressive $2,446
State Farm $3,932
Travelers $3,099
USAA $2,527

Category Winners: Cheapest Car Insurance in Thornton, California

Find the cheapest car insurance companies in Thornton, CA for each category right here.

Best Annual Car Insurance Rates by Company in Thornton, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Thornton, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Thornton car insurance rates. Find the cheapest Thornton, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Thornton, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $4,440 $4,794 $5,044
GEICO $2,632 $2,903 $3,087
Liberty Mutual $2,629 $2,823 $2,954
Nationwide $3,773 $4,289 $4,591
Progressive $2,185 $2,519 $2,635
State Farm $3,552 $3,999 $4,245
Travelers $2,689 $3,186 $3,423
USAA $2,284 $2,578 $2,720

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What affects car insurance rates in Thornton, California?

What factors can have an impact on Thornton, CA car insurance? There are several reasons why Thornton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Thornton, California.

Car Theft in Thornton

High levels of vehicle theft can make car insurance more expensive. Thornton, CA car theft statistics from the FBI indicate 726 vehicle thefts a year.

Commute Time in Thornton

The more time you spend in your car the higher the risk of an accident. The average commute length in Thornton, CA is 27.5 minutes according to City-Data.

Compare Car Insurance Quotes in Thornton, CA

Ready to find affordable Thornton, California car insurance today? Enter your ZIP code for fast, free Thornton, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption