Compare Thornton, IA Car Insurance Rates (2021)

Car insurance in Thornton, IA averages $237 a month. Thornton, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Thornton car insurance rates, compare quotes from the top car insurance companies in Thornton, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Thornton, IA are $2,846/year
  • The cheapest car insurance company in Thornton for teen drivers is USAA
  • The cheapest car insurance company in Thornton is USAA

If you need to buy Thornton, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Thornton, IA is right here.

You’ll find Thornton car insurance rates, the cheapest Thornton, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Thornton, Iowa car insurance rates to Sioux City car insurance rates, West Des Moines car insurance rates, and Waterloo car insurance rates.

Ready to find affordable Thornton, IA car insurance today? Enter your ZIP code for fast, free Thornton car insurance quotes.

Cheapest Thornton, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Thornton, IA car insurance rates? Every Thornton, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Thornton, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,798 $1,648 $1,680 $5,209 $5,839 $2,041 $2,105
American Family $1,857 $1,857 $1,663 $1,663 $4,974 $6,962 $1,857 $2,235
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,045 $2,218 $1,800 $2,185 $10,036 $11,288 $2,318 $2,556
Nationwide $1,633 $1,676 $1,458 $1,554 $3,749 $4,846 $1,849 $2,009
Progressive $1,484 $1,422 $1,223 $1,271 $3,749 $4,227 $1,784 $1,935
State Farm $1,343 $1,343 $1,180 $1,180 $3,652 $4,625 $1,510 $1,724
Travelers $2,479 $2,532 $2,398 $2,405 $10,772 $17,111 $2,574 $3,067
USAA $1,190 $1,199 $1,097 $1,112 $3,264 $3,454 $1,423 $1,568

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Minimum Car Insurance in Thornton, IA

Every driver must carry the minimum car insurance in Thornton, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Thornton, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Thornton, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Thornton, IA. Compare credit history car insurance rates in Thornton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Thornton, Iowa

Insurance Company Poor Fair Good
Allstate $3,313 $2,637 $2,369
American Family $3,676 $2,702 $2,273
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,137 $3,795 $2,985
Nationwide $2,848 $2,233 $1,959
Progressive $2,517 $2,041 $1,853
State Farm $2,947 $1,824 $1,439
Travelers $6,101 $5,200 $4,951
USAA $2,344 $1,618 $1,403

Cheapest Thornton, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Thornton, IA to rates for a clean record with top companies.

Annual Thornton, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,373 $2,856 $3,223 $2,640
American Family $2,081 $3,054 $3,953 $2,446
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,719 $4,603 $4,690 $4,212
Nationwide $1,702 $2,440 $3,321 $1,924
Progressive $1,716 $2,824 $1,861 $2,146
State Farm $1,915 $2,225 $2,070 $2,070
Travelers $3,956 $5,260 $7,038 $5,416
USAA $1,363 $1,837 $2,386 $1,567

Cheapest Thornton, IA Car Insurance for Teen Drivers

Teen car insurance in Thornton, IA can be expensive. Take a look at rates from the top car insurance companies in Thornton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Thornton, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,209 $5,839
American Family $4,974 $6,962
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,036 $11,288
Nationwide $3,749 $4,846
Progressive $3,749 $4,227
State Farm $3,652 $4,625
Travelers $10,772 $17,111
USAA $3,264 $3,454

Cheapest Thornton, IA Car Insurance for Seniors

Take a look at Thornton, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Thornton, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,648 $1,680
American Family $1,663 $1,663
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,800 $2,185
Nationwide $1,458 $1,554
Progressive $1,223 $1,271
State Farm $1,180 $1,180
Travelers $2,398 $2,405
USAA $1,097 $1,112

Cheapest Thornton, IA Car Insurance Rates After a DUI

A DUI in Thornton, IA increases car insurance rates. Compare Thornton, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Thornton, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,223
American Family $3,953
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,690
Nationwide $3,321
Progressive $1,861
State Farm $2,070
Travelers $7,038
USAA $2,386

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Cheapest Thornton, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Thornton, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Thornton, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,707 $2,838
American Family $2,850 $2,917
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,306 $4,306
Nationwide $2,347 $2,347
Progressive $2,137 $2,137
State Farm $2,020 $2,119
Travelers $5,417 $5,417
USAA $1,723 $1,854

The Best Cheap Car Insurance Companies in Thornton, IA

Take a look at a side-by-side comparison of the top car insurance companies in Thornton, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Thornton, Iowa

Insurance Company Average Annual Rates
Allstate $2,773
American Family $2,883
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,306
Nationwide $2,347
Progressive $2,137
State Farm $2,070
Travelers $5,417
USAA $1,788

Category Winners: Cheapest Car Insurance in Thornton, Iowa

Find the cheapest car insurance companies in Thornton, IA for each category right here.

Best Annual Car Insurance Rates by Company in Thornton, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Thornton, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Thornton car insurance rates. Find the cheapest Thornton, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Thornton, Iowa

Insurance Company Low Medium High
Allstate $2,679 $2,776 $2,864
American Family $2,893 $3,044 $2,714
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,139 $4,299 $4,480
Nationwide $2,441 $2,337 $2,262
Progressive $2,017 $2,144 $2,250
State Farm $1,972 $2,081 $2,156
Travelers $5,121 $5,498 $5,633
USAA $1,689 $1,795 $1,882

What affects car insurance rates in Thornton, Iowa?

What factors can have an impact on Thornton, IA car insurance? There are several reasons why Thornton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Thornton, Iowa.

Commute Time in Thornton

The more time you spend in your car the higher the risk of an accident. The average commute length in Thornton, IA is 30.9 minutes according to City-Data.

Compare Car Insurance Quotes in Thornton, IA

Ready to find affordable Thornton, Iowa car insurance today? Enter your ZIP code for fast, free Thornton, IA car insurance quotes.

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