Compare Thornton, IL Car Insurance Rates (2021)

Car insurance in Thornton, IL averages $324 a month. Thornton, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Thornton car insurance rates, compare quotes from the top car insurance companies in Thornton, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Thornton is Liberty Mutual
  • Average car insurance rates in Thornton, IL after a DUI are $4,552/year
  • The cheapest car insurance company in Thornton for teen drivers is Liberty Mutual

If you need to buy Thornton, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Thornton, IL is right here.

You’ll find Thornton car insurance rates, the cheapest Thornton, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Thornton, Illinois car insurance rates to Champaign car insurance rates, Chicago car insurance rates, and Rockford car insurance rates.

Ready to find affordable Thornton, IL car insurance today? Enter your ZIP code for fast, free Thornton car insurance quotes.

Cheapest Thornton, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Thornton, IL car insurance rates? Every Thornton, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Thornton, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,368 $4,387 $4,566 $4,566 $11,308 $14,718 $5,253 $5,677
American Family $2,659 $2,659 $2,434 $2,434 $7,523 $10,435 $2,659 $3,428
Farmers $2,994 $2,991 $2,656 $2,819 $12,975 $13,498 $3,407 $3,544
GEICO $1,993 $2,045 $1,946 $2,174 $7,058 $7,352 $2,267 $2,369
Liberty Mutual $1,639 $1,770 $1,358 $1,523 $5,655 $6,296 $1,709 $1,799
Nationwide $2,100 $2,134 $1,870 $1,978 $5,810 $7,444 $2,450 $2,650
Progressive $2,221 $2,090 $1,832 $1,936 $7,948 $8,902 $2,628 $2,806
State Farm $1,766 $1,766 $1,598 $1,598 $5,604 $7,076 $2,002 $2,306
Travelers $1,783 $1,878 $1,636 $1,742 $5,366 $6,751 $1,891 $1,992
USAA $1,794 $1,814 $1,669 $1,630 $5,953 $6,542 $2,361 $2,578

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Minimum Car Insurance in Thornton, IL

Every driver must carry the minimum car insurance in Thornton, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Thornton, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Thornton, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Thornton, IL. Compare credit history car insurance rates in Thornton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Thornton, Illinois

Insurance Company Poor Fair Good
Allstate $8,750 $6,301 $5,515
American Family $5,693 $3,872 $3,272
Farmers $6,377 $5,358 $5,096
GEICO $5,480 $2,658 $2,064
Liberty Mutual $3,854 $2,400 $1,902
Nationwide $3,949 $3,184 $2,781
Progressive $4,345 $3,664 $3,377
State Farm $4,308 $2,582 $2,004
Travelers $3,504 $2,838 $2,298
USAA $4,043 $2,786 $2,298

Cheapest Thornton, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Thornton, IL to rates for a clean record with top companies.

Annual Thornton, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,905 $8,338 $7,737 $6,442
American Family $3,150 $4,449 $5,943 $3,573
Farmers $4,736 $6,114 $5,963 $5,629
GEICO $2,291 $3,678 $4,935 $2,698
Liberty Mutual $2,256 $3,226 $2,825 $2,567
Nationwide $2,665 $3,446 $4,048 $3,059
Progressive $3,126 $4,634 $3,469 $3,953
State Farm $2,691 $3,238 $2,964 $2,964
Travelers $2,284 $3,010 $3,352 $2,873
USAA $2,157 $3,124 $4,280 $2,609

Cheapest Thornton, IL Car Insurance for Teen Drivers

Teen car insurance in Thornton, IL can be expensive. Take a look at rates from the top car insurance companies in Thornton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Thornton, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,308 $14,718
American Family $7,523 $10,435
Farmers $12,975 $13,498
GEICO $7,058 $7,352
Liberty Mutual $5,655 $6,296
Nationwide $5,810 $7,444
Progressive $7,948 $8,902
State Farm $5,604 $7,076
Travelers $5,366 $6,751
USAA $5,953 $6,542

Cheapest Thornton, IL Car Insurance for Seniors

Take a look at Thornton, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Thornton, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,566 $4,566
American Family $2,434 $2,434
Farmers $2,656 $2,819
GEICO $1,946 $2,174
Liberty Mutual $1,358 $1,523
Nationwide $1,870 $1,978
Progressive $1,832 $1,936
State Farm $1,598 $1,598
Travelers $1,636 $1,742
USAA $1,669 $1,630

Cheapest Thornton, IL Car Insurance Rates After a DUI

A DUI in Thornton, IL increases car insurance rates. Compare Thornton, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Thornton, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,737
American Family $5,943
Farmers $5,963
GEICO $4,935
Liberty Mutual $2,825
Nationwide $4,048
Progressive $3,469
State Farm $2,964
Travelers $3,352
USAA $4,280

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Cheapest Thornton, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Thornton, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Thornton, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,855 $6,855
American Family $4,224 $4,334
Farmers $5,610 $5,610
GEICO $3,340 $3,461
Liberty Mutual $2,719 $2,719
Nationwide $3,304 $3,304
Progressive $3,795 $3,795
State Farm $2,890 $3,039
Travelers $2,766 $2,994
USAA $2,957 $3,128

The Best Cheap Car Insurance Companies in Thornton, IL

Take a look at a side-by-side comparison of the top car insurance companies in Thornton, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Thornton, Illinois

Insurance Company Average Annual Rates
Allstate $6,855
American Family $4,279
Farmers $5,610
GEICO $3,400
Liberty Mutual $2,719
Nationwide $3,304
Progressive $3,795
State Farm $2,964
Travelers $2,880
USAA $3,042

Category Winners: Cheapest Car Insurance in Thornton, Illinois

Find the cheapest car insurance companies in Thornton, IL for each category right here.

Best Annual Car Insurance Rates by Company in Thornton, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Thornton, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Thornton car insurance rates. Find the cheapest Thornton, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Thornton, Illinois

Insurance Company Low Medium High
Allstate $6,638 $6,848 $7,080
American Family $4,115 $4,435 $4,286
Farmers $5,320 $5,473 $6,038
GEICO $3,072 $3,386 $3,743
Liberty Mutual $2,550 $2,712 $2,894
Nationwide $3,258 $3,334 $3,322
Progressive $3,423 $3,760 $4,203
State Farm $2,774 $2,968 $3,151
Travelers $2,702 $2,876 $3,061
USAA $2,836 $3,041 $3,251

What affects car insurance rates in Thornton, Illinois?

What factors can have an impact on Thornton, IL car insurance? There are several reasons why Thornton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Thornton, Illinois.

Commute Time in Thornton

The more time you spend in your car the higher the risk of an accident. The average commute length in Thornton, IL is 24.3 minutes according to City-Data.

Compare Car Insurance Quotes in Thornton, IL

Ready to find affordable Thornton, Illinois car insurance today? Enter your ZIP code for fast, free Thornton, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State