Compare Thorntown, IN Car Insurance Rates (2021)

Car insurance in Thorntown, IN averages $264 a month. Thorntown, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Thorntown car insurance rates, compare quotes from the top car insurance companies in Thorntown, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Thorntown, IN are $3,172/year
  • Average car insurance rates in Thorntown, IN after a DUI are $3,778/year
  • The cheapest car insurance company in Thorntown for teen drivers is USAA

If you need to buy Thorntown, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Thorntown, IN is right here.

You’ll find Thorntown car insurance rates, the cheapest Thorntown, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Thorntown, Indiana car insurance rates to Carmel car insurance rates, South Bend car insurance rates, and Fishers car insurance rates.

Ready to find affordable Thorntown, IN car insurance today? Enter your ZIP code for fast, free Thorntown car insurance quotes.

Cheapest Thorntown, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Thorntown, IN car insurance rates? Every Thorntown, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Thorntown, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,506 $2,566 $2,200 $2,405 $7,769 $9,781 $2,545 $2,771
American Family $2,182 $2,182 $1,962 $1,962 $5,984 $8,674 $2,182 $2,690
Farmers $1,423 $1,405 $1,215 $1,366 $7,649 $8,155 $1,878 $2,031
GEICO $1,496 $1,492 $1,408 $1,464 $4,457 $4,133 $1,717 $1,506
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,510 $1,541 $1,327 $1,413 $4,424 $5,723 $1,774 $1,935
Progressive $1,535 $1,449 $1,393 $1,404 $9,027 $10,116 $1,919 $1,950
State Farm $1,395 $1,395 $1,240 $1,240 $4,171 $5,352 $1,542 $1,714
Travelers $1,102 $1,122 $1,029 $1,030 $6,668 $10,536 $1,162 $1,351
USAA $1,059 $1,040 $990 $992 $3,003 $3,345 $1,428 $1,521

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Minimum Car Insurance in Thorntown, IN

Every driver must carry the minimum car insurance in Thorntown, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Thorntown, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Thorntown, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Thorntown, IN. Compare credit history car insurance rates in Thorntown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Thorntown, Indiana

Insurance Company Poor Fair Good
Allstate $5,041 $3,755 $3,408
American Family $4,755 $3,090 $2,588
Farmers $3,663 $2,989 $2,769
GEICO $2,657 $2,209 $1,761
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $2,794 $2,362 $2,212
Progressive $3,964 $3,516 $3,317
State Farm $3,287 $1,961 $1,520
Travelers $3,341 $2,831 $2,828
USAA $2,250 $1,489 $1,277

Cheapest Thorntown, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Thorntown, IN to rates for a clean record with top companies.

Annual Thorntown, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,237 $4,766 $4,404 $3,864
American Family $2,396 $3,826 $4,834 $2,854
Farmers $2,806 $3,280 $3,375 $3,099
GEICO $1,441 $2,283 $3,117 $1,996
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,117 $2,718 $2,608 $2,379
Progressive $2,705 $4,725 $3,222 $3,744
State Farm $2,204 $2,412 $2,204 $2,204
Travelers $2,550 $3,148 $3,566 $2,735
USAA $1,260 $1,799 $2,067 $1,563

Cheapest Thorntown, IN Car Insurance for Teen Drivers

Teen car insurance in Thorntown, IN can be expensive. Take a look at rates from the top car insurance companies in Thorntown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Thorntown, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,769 $9,781
American Family $5,984 $8,674
Farmers $7,649 $8,155
GEICO $4,457 $4,133
Liberty Mutual $8,754 $13,230
Nationwide $4,424 $5,723
Progressive $9,027 $10,116
State Farm $4,171 $5,352
Travelers $6,668 $10,536
USAA $3,003 $3,345

Cheapest Thorntown, IN Car Insurance for Seniors

Take a look at Thorntown, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Thorntown, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,200 $2,405
American Family $1,962 $1,962
Farmers $1,215 $1,366
GEICO $1,408 $1,464
Liberty Mutual $3,662 $3,662
Nationwide $1,327 $1,413
Progressive $1,393 $1,404
State Farm $1,240 $1,240
Travelers $1,029 $1,030
USAA $990 $992

Cheapest Thorntown, IN Car Insurance Rates After a DUI

A DUI in Thorntown, IN increases car insurance rates. Compare Thorntown, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Thorntown, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,404
American Family $4,834
Farmers $3,375
GEICO $3,117
Liberty Mutual $8,386
Nationwide $2,608
Progressive $3,222
State Farm $2,204
Travelers $3,566
USAA $2,067

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Cheapest Thorntown, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Thorntown, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Thorntown, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,068 $4,068
American Family $3,436 $3,519
Farmers $3,140 $3,140
GEICO $2,172 $2,246
Liberty Mutual $5,687 $5,998
Nationwide $2,456 $2,456
Progressive $3,599 $3,599
State Farm $2,192 $2,320
Travelers $3,000 $3,000
USAA $1,650 $1,694

The Best Cheap Car Insurance Companies in Thorntown, IN

Take a look at a side-by-side comparison of the top car insurance companies in Thorntown, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Thorntown, Indiana

Insurance Company Average Annual Rates
Allstate $4,068
American Family $3,477
Farmers $3,140
GEICO $2,209
Liberty Mutual $5,842
Nationwide $2,456
Progressive $3,599
State Farm $2,256
Travelers $3,000
USAA $1,672

Category Winners: Cheapest Car Insurance in Thorntown, Indiana

Find the cheapest car insurance companies in Thorntown, IN for each category right here.

Best Annual Car Insurance Rates by Company in Thorntown, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Thorntown, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Thorntown car insurance rates. Find the cheapest Thorntown, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Thorntown, Indiana

Insurance Company Low Medium High
Allstate $3,885 $4,054 $4,265
American Family $3,445 $3,593 $3,394
Farmers $3,035 $3,134 $3,251
GEICO $2,072 $2,203 $2,353
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $2,493 $2,437 $2,437
Progressive $3,410 $3,546 $3,841
State Farm $2,151 $2,255 $2,361
Travelers $2,945 $3,028 $3,027
USAA $1,612 $1,668 $1,736

What affects car insurance rates in Thorntown, Indiana?

What factors can have an impact on Thorntown, IN car insurance? There are several reasons why Thorntown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Thorntown, Indiana.

Commute Time in Thorntown

The more time you spend in your car the higher the risk of an accident. The average commute length in Thorntown, IN is 27.2 minutes according to City-Data.

Compare Car Insurance Quotes in Thorntown, IN

Ready to find affordable Thorntown, Indiana car insurance today? Enter your ZIP code for fast, free Thorntown, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State