Compare Thornwood, NY Car Insurance Rates (2021)

Car insurance in Thornwood, NY averages $393 a month. Thornwood, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Thornwood car insurance rates, compare quotes from the top car insurance companies in Thornwood, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Thornwood for teen drivers is GEICO
  • Average car insurance rates in Thornwood, NY are $4,711/year
  • Average car insurance rates in Thornwood, NY after a DUI are $6,284/year

If you need to buy Thornwood, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Thornwood, NY is right here.

You’ll find Thornwood car insurance rates, the cheapest Thornwood, NY car insurance companies, and information on New York car insurance laws. You can also compare Thornwood, New York car insurance rates to New Rochelle car insurance rates, Yonkers car insurance rates, and Buffalo car insurance rates.

Ready to find affordable Thornwood, NY car insurance today? Enter your ZIP code for fast, free Thornwood car insurance quotes.

Cheapest Thornwood, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Thornwood, NY car insurance rates? Every Thornwood, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Thornwood, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,226 $3,024 $3,033 $3,080 $9,641 $10,379 $3,164 $3,183
GEICO $1,841 $1,775 $1,796 $1,769 $4,003 $5,960 $1,654 $1,708
Liberty Mutual $5,114 $5,114 $4,761 $4,761 $9,982 $14,450 $5,114 $5,432
Nationwide $3,389 $3,389 $3,190 $3,190 $6,238 $9,362 $3,389 $4,371
Progressive $3,027 $2,763 $2,362 $2,419 $10,524 $11,586 $3,882 $3,712
State Farm $2,953 $2,953 $2,585 $2,585 $8,731 $10,784 $3,260 $3,471
Travelers $3,698 $3,700 $3,400 $3,623 $8,876 $10,604 $3,917 $4,058
USAA $2,038 $1,999 $1,846 $1,844 $8,363 $9,962 $2,612 $2,883

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Minimum Car Insurance in Thornwood, NY

Every driver must carry the minimum car insurance in Thornwood, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Thornwood, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Thornwood, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Thornwood, NY. Compare credit history car insurance rates in Thornwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Thornwood, New York

Insurance Company Poor Fair Good
Allstate $6,954 $4,065 $3,505
GEICO $3,213 $2,359 $2,118
Liberty Mutual $9,572 $6,261 $4,690
Nationwide $4,565 $4,565 $4,565
Progressive $8,088 $4,064 $2,951
State Farm $6,586 $4,130 $3,278
Travelers $7,277 $4,525 $3,902
USAA $6,077 $3,054 $2,698

Cheapest Thornwood, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Thornwood, NY to rates for a clean record with top companies.

Annual Thornwood, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,082 $4,082 $6,019 $5,181
GEICO $1,979 $2,159 $4,136 $1,979
Liberty Mutual $5,424 $5,424 $11,092 $5,424
Nationwide $3,456 $3,456 $7,808 $3,538
Progressive $4,887 $4,887 $5,443 $4,921
State Farm $4,436 $4,436 $4,895 $4,895
Travelers $4,438 $5,606 $5,689 $5,205
USAA $3,490 $3,548 $5,188 $3,548

Cheapest Thornwood, NY Car Insurance for Teen Drivers

Teen car insurance in Thornwood, NY can be expensive. Take a look at rates from the top car insurance companies in Thornwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Thornwood, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,641 $10,379
GEICO $4,003 $5,960
Liberty Mutual $9,982 $14,450
Nationwide $6,238 $9,362
Progressive $10,524 $11,586
State Farm $8,731 $10,784
Travelers $8,876 $10,604
USAA $8,363 $9,962

Cheapest Thornwood, NY Car Insurance for Seniors

Take a look at Thornwood, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Thornwood, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,033 $3,080
GEICO $1,796 $1,769
Liberty Mutual $4,761 $4,761
Nationwide $3,190 $3,190
Progressive $2,362 $2,419
State Farm $2,585 $2,585
Travelers $3,400 $3,623
USAA $1,846 $1,844

Cheapest Thornwood, NY Car Insurance Rates After a DUI

A DUI in Thornwood, NY increases car insurance rates. Compare Thornwood, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Thornwood, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,019
GEICO $4,136
Liberty Mutual $11,092
Nationwide $7,808
Progressive $5,443
State Farm $4,895
Travelers $5,689
USAA $5,188

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Cheapest Thornwood, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Thornwood, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Thornwood, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,774 $4,909
GEICO $2,486 $2,640
Liberty Mutual $6,643 $7,039
Nationwide $4,565 $4,565
Progressive $5,035 $5,035
State Farm $4,501 $4,829
Travelers $5,235 $5,235
USAA $3,904 $3,983

The Best Cheap Car Insurance Companies in Thornwood, NY

Take a look at a side-by-side comparison of the top car insurance companies in Thornwood, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Thornwood, New York

Insurance Company Average Annual Rates
Allstate $4,841
GEICO $2,563
Liberty Mutual $6,841
Nationwide $4,565
Progressive $5,035
State Farm $4,665
Travelers $5,235
USAA $3,943

Category Winners: Cheapest Car Insurance in Thornwood, New York

Find the cheapest car insurance companies in Thornwood, NY for each category right here.

Best Annual Car Insurance Rates by Company in Thornwood, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Thornwood, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Thornwood car insurance rates. Find the cheapest Thornwood, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Thornwood, New York

Insurance Company Low Medium High
Allstate $4,548 $4,821 $5,154
GEICO $2,420 $2,555 $2,714
Liberty Mutual $6,520 $6,823 $7,181
Nationwide $4,255 $4,521 $4,917
Progressive $4,743 $5,000 $5,360
State Farm $4,403 $4,694 $4,898
Travelers $4,931 $5,175 $5,598
USAA $3,832 $3,927 $4,071

What affects car insurance rates in Thornwood, New York?

What factors can have an impact on Thornwood, NY car insurance? There are several reasons why Thornwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Thornwood, New York.

Commute Time in Thornwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Thornwood, NY is 31.1 minutes according to City-Data.

Compare Car Insurance Quotes in Thornwood, NY

Ready to find affordable Thornwood, New York car insurance today? Enter your ZIP code for fast, free Thornwood, NY car insurance quotes.

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