Compare Three Lakes, WI Car Insurance Rates (2021)

Car insurance in Three Lakes, WI averages $253 a month. Three Lakes, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Three Lakes car insurance rates, compare quotes from the top car insurance companies in Three Lakes, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Three Lakes, WI after a DUI are $3,358/year
  • Average car insurance rates in Three Lakes, WI are $3,030/year
  • The cheapest car insurance company in Three Lakes is American Family

If you need to buy Three Lakes, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Three Lakes, WI is right here.

You’ll find Three Lakes car insurance rates, the cheapest Three Lakes, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Three Lakes, Wisconsin car insurance rates to Madison car insurance rates, Waukesha car insurance rates, and Janesville car insurance rates.

Ready to find affordable Three Lakes, WI car insurance today? Enter your ZIP code for fast, free Three Lakes car insurance quotes.

Cheapest Three Lakes, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Three Lakes, WI car insurance rates? Every Three Lakes, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Three Lakes, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,402 $2,538 $2,209 $2,445 $7,643 $9,782 $2,451 $2,671
American Family $984 $1,032 $914 $926 $2,622 $2,906 $1,153 $1,230
Farmers $2,077 $2,081 $1,841 $1,941 $9,715 $10,092 $2,375 $2,512
GEICO $1,346 $1,485 $1,385 $1,583 $4,448 $4,798 $1,246 $1,290
Liberty Mutual $1,866 $2,043 $1,511 $1,719 $5,928 $6,655 $1,987 $2,165
Nationwide $3,664 $3,851 $3,031 $3,192 $7,499 $11,491 $4,455 $5,285
Progressive $1,711 $1,638 $1,400 $1,455 $6,395 $7,228 $2,061 $2,246
State Farm $1,373 $1,373 $1,207 $1,207 $3,731 $4,731 $1,544 $1,759
USAA $1,393 $1,396 $1,254 $1,286 $3,463 $4,038 $1,817 $2,006

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Minimum Car Insurance in Three Lakes, WI

Every driver must carry the minimum car insurance in Three Lakes, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Three Lakes, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Three Lakes, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Three Lakes, WI. Compare credit history car insurance rates in Three Lakes from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Three Lakes, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,282 $3,630 $3,141
American Family $1,967 $1,298 $1,147
Farmers $4,616 $3,895 $3,726
GEICO $2,886 $2,057 $1,651
Liberty Mutual $4,322 $2,588 $2,042
Nationwide $5,968 $4,979 $4,979
Progressive $3,442 $2,909 $2,699
State Farm $3,156 $1,812 $1,379
USAA $3,222 $1,683 $1,340

Cheapest Three Lakes, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Three Lakes, WI to rates for a clean record with top companies.

Annual Three Lakes, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,287 $4,512 $4,206 $4,065
American Family $1,407 $1,492 $1,492 $1,492
Farmers $3,564 $4,488 $4,233 $4,032
GEICO $1,527 $2,465 $2,806 $1,992
Liberty Mutual $2,290 $3,227 $3,369 $3,052
Nationwide $4,488 $5,192 $6,363 $5,192
Progressive $2,765 $3,339 $2,865 $3,097
State Farm $1,958 $2,274 $2,116 $2,116
USAA $1,636 $2,051 $2,776 $1,864

Cheapest Three Lakes, WI Car Insurance for Teen Drivers

Teen car insurance in Three Lakes, WI can be expensive. Take a look at rates from the top car insurance companies in Three Lakes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Three Lakes, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,643 $9,782
American Family $2,622 $2,906
Farmers $9,715 $10,092
GEICO $4,448 $4,798
Liberty Mutual $5,928 $6,655
Nationwide $7,499 $11,491
Progressive $6,395 $7,228
State Farm $3,731 $4,731
USAA $3,463 $4,038

Cheapest Three Lakes, WI Car Insurance for Seniors

Take a look at Three Lakes, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Three Lakes, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,209 $2,445
American Family $914 $926
Farmers $1,841 $1,941
GEICO $1,385 $1,583
Liberty Mutual $1,511 $1,719
Nationwide $3,031 $3,192
Progressive $1,400 $1,455
State Farm $1,207 $1,207
USAA $1,254 $1,286

Cheapest Three Lakes, WI Car Insurance Rates After a DUI

A DUI in Three Lakes, WI increases car insurance rates. Compare Three Lakes, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Three Lakes, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,206
American Family $1,492
Farmers $4,233
GEICO $2,806
Liberty Mutual $3,369
Nationwide $6,363
Progressive $2,865
State Farm $2,116
USAA $2,776

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Cheapest Three Lakes, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Three Lakes, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Three Lakes, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,921 $4,115
American Family $1,446 $1,495
Farmers $4,079 $4,079
GEICO $2,151 $2,244
Liberty Mutual $2,984 $2,984
Nationwide $5,309 $5,309
Progressive $3,017 $3,017
State Farm $2,064 $2,167
USAA $2,054 $2,109

The Best Cheap Car Insurance Companies in Three Lakes, WI

Take a look at a side-by-side comparison of the top car insurance companies in Three Lakes, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Three Lakes, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,018
American Family $1,471
Farmers $4,079
GEICO $2,198
Liberty Mutual $2,984
Nationwide $5,309
Progressive $3,017
State Farm $2,116
USAA $2,082

Category Winners: Cheapest Car Insurance in Three Lakes, Wisconsin

Find the cheapest car insurance companies in Three Lakes, WI for each category right here.

Best Annual Car Insurance Rates by Company in Three Lakes, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Three Lakes, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Three Lakes car insurance rates. Find the cheapest Three Lakes, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Three Lakes, Wisconsin

Insurance Company Low Medium High
Allstate $3,856 $4,009 $4,189
American Family $1,459 $1,483 $1,470
Farmers $3,798 $4,048 $4,391
GEICO $2,061 $2,196 $2,336
Liberty Mutual $2,769 $3,009 $3,175
Nationwide $5,161 $5,305 $5,459
Progressive $2,870 $3,037 $3,143
State Farm $2,017 $2,121 $2,209
USAA $2,013 $2,083 $2,149

What affects car insurance rates in Three Lakes, Wisconsin?

What factors can have an impact on Three Lakes, WI car insurance? There are several reasons why Three Lakes car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Three Lakes, Wisconsin.

Car Theft in Three Lakes

High levels of vehicle theft can make car insurance more expensive. Three Lakes, WI car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Three Lakes

The more time you spend in your car the higher the risk of an accident. The average commute length in Three Lakes, WI is 32.5 minutes according to City-Data.

Compare Car Insurance Quotes in Three Lakes, WI

Ready to find affordable Three Lakes, Wisconsin car insurance today? Enter your ZIP code for fast, free Three Lakes, WI car insurance quotes.

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