Compare Three Mile Bay, NY Car Insurance Rates (2021)

Car insurance in Three Mile Bay, NY averages $241 a month. Three Mile Bay, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Three Mile Bay car insurance rates, compare quotes from the top car insurance companies in Three Mile Bay, NY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Three Mile Bay is GEICO
  • Average car insurance rates in Three Mile Bay, NY after a DUI are $3,828/year
  • Average car insurance rates in Three Mile Bay, NY are $2,893/year

If you need to buy Three Mile Bay, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Three Mile Bay, NY is right here.

You’ll find Three Mile Bay car insurance rates, the cheapest Three Mile Bay, NY car insurance companies, and information on New York car insurance laws. You can also compare Three Mile Bay, New York car insurance rates to New Rochelle car insurance rates, Buffalo car insurance rates, and Albany car insurance rates.

Ready to find affordable Three Mile Bay, NY car insurance today? Enter your ZIP code for fast, free Three Mile Bay car insurance quotes.

Cheapest Three Mile Bay, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Three Mile Bay, NY car insurance rates? Every Three Mile Bay, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Three Mile Bay, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,407 $1,356 $1,370 $1,350 $2,965 $4,347 $1,268 $1,306
Liberty Mutual $3,214 $3,214 $2,995 $2,995 $6,229 $10,094 $3,214 $3,413
Nationwide $1,948 $1,948 $1,842 $1,842 $3,400 $5,040 $1,948 $2,467
Progressive $1,486 $1,400 $1,202 $1,219 $4,977 $5,556 $1,920 $1,882
State Farm $1,921 $1,921 $1,672 $1,672 $5,628 $7,289 $2,108 $2,244
Travelers $2,195 $2,221 $2,011 $2,160 $5,115 $6,075 $2,338 $2,443
USAA $1,142 $1,120 $1,040 $1,037 $4,548 $5,410 $1,444 $1,585

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Three Mile Bay, NY

Every driver must carry the minimum car insurance in Three Mile Bay, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Three Mile Bay, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Three Mile Bay, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Three Mile Bay, NY. Compare credit history car insurance rates in Three Mile Bay from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Three Mile Bay, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,407 $1,769 $1,587
Liberty Mutual $6,171 $4,049 $3,042
Nationwide $2,555 $2,555 $2,555
Progressive $3,862 $2,018 $1,485
State Farm $4,315 $2,707 $2,149
Travelers $4,187 $2,680 $2,342
USAA $3,314 $1,686 $1,497

Cheapest Three Mile Bay, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Three Mile Bay, NY to rates for a clean record with top companies.

Annual Three Mile Bay, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,509 $1,644 $3,023 $1,509
Liberty Mutual $3,548 $3,548 $7,041 $3,548
Nationwide $1,964 $1,964 $4,282 $2,008
Progressive $2,390 $2,390 $2,638 $2,404
State Farm $2,915 $2,915 $3,199 $3,199
Travelers $2,628 $3,274 $3,323 $3,054
USAA $1,923 $1,954 $2,831 $1,954

Cheapest Three Mile Bay, NY Car Insurance for Teen Drivers

Teen car insurance in Three Mile Bay, NY can be expensive. Take a look at rates from the top car insurance companies in Three Mile Bay for teenagers.

Annual Car Insurance Rates for Teen Drivers in Three Mile Bay, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,965 $4,347
Liberty Mutual $6,229 $10,094
Nationwide $3,400 $5,040
Progressive $4,977 $5,556
State Farm $5,628 $7,289
Travelers $5,115 $6,075
USAA $4,548 $5,410

Cheapest Three Mile Bay, NY Car Insurance for Seniors

Take a look at Three Mile Bay, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Three Mile Bay, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,370 $1,350
Liberty Mutual $2,995 $2,995
Nationwide $1,842 $1,842
Progressive $1,202 $1,219
State Farm $1,672 $1,672
Travelers $2,011 $2,160
USAA $1,040 $1,037

Cheapest Three Mile Bay, NY Car Insurance Rates After a DUI

A DUI in Three Mile Bay, NY increases car insurance rates. Compare Three Mile Bay, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Three Mile Bay, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,286
GEICO $3,023
Liberty Mutual $7,041
Nationwide $4,282
Progressive $2,638
State Farm $3,199
Travelers $3,323
USAA $2,831

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Three Mile Bay, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Three Mile Bay, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Three Mile Bay, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,864 $1,978
Liberty Mutual $4,298 $4,544
Nationwide $2,555 $2,555
Progressive $2,455 $2,455
State Farm $2,952 $3,162
Travelers $3,070 $3,070
USAA $2,144 $2,187

The Best Cheap Car Insurance Companies in Three Mile Bay, NY

Take a look at a side-by-side comparison of the top car insurance companies in Three Mile Bay, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Three Mile Bay, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,921
Liberty Mutual $4,421
Nationwide $2,555
Progressive $2,455
State Farm $3,057
Travelers $3,070
USAA $2,166

Category Winners: Cheapest Car Insurance in Three Mile Bay, New York

Find the cheapest car insurance companies in Three Mile Bay, NY for each category right here.

Best Annual Car Insurance Rates by Company in Three Mile Bay, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Three Mile Bay, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Three Mile Bay car insurance rates. Find the cheapest Three Mile Bay, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Three Mile Bay, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,819 $1,914 $2,030
Liberty Mutual $4,235 $4,406 $4,622
Nationwide $2,410 $2,534 $2,720
Progressive $2,337 $2,443 $2,585
State Farm $2,902 $3,074 $3,195
Travelers $2,938 $3,047 $3,224
USAA $2,107 $2,156 $2,234

What affects car insurance rates in Three Mile Bay, New York?

What factors can have an impact on Three Mile Bay, NY car insurance? There are several reasons why Three Mile Bay car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Three Mile Bay, New York.

Commute Time in Three Mile Bay

The more time you spend in your car the higher the risk of an accident. The average commute length in Three Mile Bay, NY is 21.5 minutes according to City-Data.

Compare Car Insurance Quotes in Three Mile Bay, NY

Ready to find affordable Three Mile Bay, New York car insurance today? Enter your ZIP code for fast, free Three Mile Bay, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption