Compare Three Rivers, MI Car Insurance Rates (2021)

Car insurance in Three Rivers, MI averages $737 a month. Three Rivers, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Three Rivers car insurance rates, compare quotes from the top car insurance companies in Three Rivers, MI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Three Rivers is USAA
  • The cheapest car insurance company in Three Rivers for teen drivers is USAA
  • Average car insurance rates in Three Rivers, MI after a DUI are $14,604/year

If you need to buy Three Rivers, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Three Rivers, MI is right here.

You’ll find Three Rivers car insurance rates, the cheapest Three Rivers, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Three Rivers, Michigan car insurance rates to Troy car insurance rates, Livonia car insurance rates, and Dearborn car insurance rates.

Ready to find affordable Three Rivers, MI car insurance today? Enter your ZIP code for fast, free Three Rivers car insurance quotes.

Cheapest Three Rivers, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Three Rivers, MI car insurance rates? Every Three Rivers, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Three Rivers, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,432 $14,432 $13,405 $13,405 $35,596 $35,596 $15,201 $15,201
Farmers $4,198 $4,198 $3,917 $3,917 $9,420 $9,420 $4,727 $4,727
GEICO $3,805 $3,805 $3,887 $3,887 $10,781 $10,781 $3,640 $3,640
Liberty Mutual $13,638 $13,638 $13,501 $13,501 $32,257 $32,257 $13,638 $13,638
Nationwide $3,679 $3,679 $3,265 $3,265 $10,036 $10,036 $4,050 $4,050
Progressive $3,026 $2,824 $2,670 $2,974 $11,091 $11,854 $3,530 $3,287
State Farm $6,217 $6,217 $5,758 $5,758 $21,535 $21,535 $7,287 $7,287
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,426 $2,299 $2,282 $2,159 $5,814 $5,518 $2,945 $2,826

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Three Rivers, MI

Every driver must carry the minimum car insurance in Three Rivers, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Three Rivers, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Three Rivers, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Three Rivers, MI. Compare credit history car insurance rates in Three Rivers from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Three Rivers, Michigan

Insurance Company Poor Fair Good
Allstate $29,858 $16,514 $12,604
Farmers $7,338 $4,866 $4,492
GEICO $7,106 $5,226 $4,253
Liberty Mutual $28,872 $16,683 $9,220
Nationwide $6,523 $4,984 $4,265
Progressive $5,947 $5,007 $4,517
State Farm $16,525 $8,375 $5,697
Travelers $6,813 $6,608 $6,525
USAA $4,900 $2,808 $2,143

Cheapest Three Rivers, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Three Rivers, MI to rates for a clean record with top companies.

Annual Three Rivers, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,627 $12,857 $42,727 $13,423
Farmers $4,671 $5,959 $5,882 $5,750
GEICO $1,938 $4,117 $12,466 $3,592
Liberty Mutual $12,830 $15,436 $28,384 $16,383
Nationwide $4,525 $5,977 $5,452 $5,075
Progressive $4,379 $5,739 $5,156 $5,354
State Farm $6,539 $7,812 $16,724 $9,722
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,648 $3,294 $4,310 $2,883

Cheapest Three Rivers, MI Car Insurance for Teen Drivers

Teen car insurance in Three Rivers, MI can be expensive. Take a look at rates from the top car insurance companies in Three Rivers for teenagers.

Annual Car Insurance Rates for Teen Drivers in Three Rivers, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,596 $35,596
Farmers $9,420 $9,420
GEICO $10,781 $10,781
Liberty Mutual $32,257 $32,257
Nationwide $10,036 $10,036
Progressive $11,091 $11,854
State Farm $21,535 $21,535
Travelers $13,395 $13,395
USAA $5,814 $5,518

Cheapest Three Rivers, MI Car Insurance for Seniors

Take a look at Three Rivers, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Three Rivers, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,405 $13,405
Farmers $3,917 $3,917
GEICO $3,887 $3,887
Liberty Mutual $13,501 $13,501
Nationwide $3,265 $3,265
Progressive $2,670 $2,974
State Farm $5,758 $5,758
Travelers $3,858 $3,858
USAA $2,282 $2,159

Cheapest Three Rivers, MI Car Insurance Rates After a DUI

A DUI in Three Rivers, MI increases car insurance rates. Compare Three Rivers, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Three Rivers, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $42,727
Farmers $5,882
GEICO $12,466
Liberty Mutual $28,384
Nationwide $5,452
Progressive $5,156
State Farm $16,724
Travelers $10,331
USAA $4,310

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Three Rivers, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Three Rivers, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Three Rivers, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,659 $19,659
Farmers $5,565 $5,565
GEICO $5,403 $5,653
Liberty Mutual $17,626 $18,891
Nationwide $5,257 $5,257
Progressive $5,157 $5,157
State Farm $9,924 $10,474
Travelers $6,611 $6,686
USAA $3,246 $3,321

The Best Cheap Car Insurance Companies in Three Rivers, MI

Take a look at a side-by-side comparison of the top car insurance companies in Three Rivers, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Three Rivers, Michigan

Insurance Company Average Annual Rates
Allstate $19,659
Farmers $5,565
GEICO $5,528
Liberty Mutual $18,258
Nationwide $5,257
Progressive $5,157
State Farm $10,199
Travelers $6,649
USAA $3,284

Category Winners: Cheapest Car Insurance in Three Rivers, Michigan

Find the cheapest car insurance companies in Three Rivers, MI for each category right here.

Best Annual Car Insurance Rates by Company in Three Rivers, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Three Rivers, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Three Rivers car insurance rates. Find the cheapest Three Rivers, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Three Rivers, Michigan

Insurance Company Low Medium High
Allstate $19,195 $19,700 $20,081
Farmers $5,441 $5,555 $5,701
GEICO $5,184 $5,481 $5,919
Liberty Mutual $17,781 $18,212 $18,782
Nationwide $5,464 $5,177 $5,131
Progressive $5,026 $5,163 $5,283
State Farm $9,692 $10,262 $10,644
Travelers $6,575 $6,656 $6,715
USAA $3,187 $3,291 $3,373

What affects car insurance rates in Three Rivers, Michigan?

What factors can have an impact on Three Rivers, MI car insurance? There are several reasons why Three Rivers car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Three Rivers, Michigan.

Car Theft in Three Rivers

High levels of vehicle theft can make car insurance more expensive. Three Rivers, MI car theft statistics from the FBI indicate 16 vehicle thefts a year.

Commute Time in Three Rivers

The more time you spend in your car the higher the risk of an accident. The average commute length in Three Rivers, MI is 17.7 minutes according to City-Data.

Compare Car Insurance Quotes in Three Rivers, MI

Ready to find affordable Three Rivers, Michigan car insurance today? Enter your ZIP code for fast, free Three Rivers, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption