Compare Tierra Amarilla, NM Car Insurance Rates (2021)

Car insurance in Tierra Amarilla, NM averages $309 a month. Tierra Amarilla, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Tierra Amarilla car insurance rates, compare quotes from the top car insurance companies in Tierra Amarilla, NM.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Tierra Amarilla is USAA
  • The cheapest car insurance company in Tierra Amarilla for teen drivers is USAA
  • Average car insurance rates in Tierra Amarilla, NM after a DUI are $4,754/year

If you need to buy Tierra Amarilla, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Tierra Amarilla, NM is right here.

You’ll find Tierra Amarilla car insurance rates, the cheapest Tierra Amarilla, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Tierra Amarilla, New Mexico car insurance rates to Las Cruces car insurance rates, Rio Rancho car insurance rates, and Gallup car insurance rates.

Ready to find affordable Tierra Amarilla, NM car insurance today? Enter your ZIP code for fast, free Tierra Amarilla car insurance quotes.

Cheapest Tierra Amarilla, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Tierra Amarilla, NM car insurance rates? Every Tierra Amarilla, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tierra Amarilla, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,539 $2,540 $2,335 $2,453 $8,762 $10,198 $2,797 $2,967
Farmers $2,478 $2,467 $2,218 $2,377 $10,278 $10,545 $2,777 $2,846
GEICO $3,088 $3,172 $2,903 $2,903 $8,952 $12,283 $3,255 $3,266
Nationwide $2,448 $2,485 $2,228 $2,332 $5,976 $7,514 $2,770 $2,961
Progressive $1,813 $1,748 $1,642 $1,644 $7,618 $8,611 $2,201 $2,284
State Farm $1,647 $1,647 $1,502 $1,502 $4,522 $5,663 $1,843 $2,043
USAA $1,664 $1,645 $1,593 $1,581 $4,476 $5,054 $2,064 $2,205

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Tierra Amarilla, NM

Every driver must carry the minimum car insurance in Tierra Amarilla, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Tierra Amarilla, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Tierra Amarilla, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Tierra Amarilla, NM. Compare credit history car insurance rates in Tierra Amarilla from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Tierra Amarilla, New Mexico

Insurance Company Poor Fair Good
Allstate $5,028 $4,148 $3,795
Farmers $5,160 $4,273 $4,061
GEICO $5,580 $4,858 $4,495
Nationwide $4,388 $3,418 $2,962
Progressive $3,773 $3,370 $3,192
State Farm $3,626 $2,239 $1,774
USAA $3,168 $2,376 $2,062

Cheapest Tierra Amarilla, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Tierra Amarilla, NM to rates for a clean record with top companies.

Annual Tierra Amarilla, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,533 $4,690 $5,067 $4,005
Farmers $3,798 $4,902 $4,788 $4,504
GEICO $2,945 $4,710 $9,310 $2,945
Nationwide $2,691 $3,768 $4,853 $3,045
Progressive $2,970 $4,088 $3,206 $3,517
State Farm $2,388 $2,599 $2,599 $2,599
USAA $1,877 $2,623 $3,452 $2,189

Cheapest Tierra Amarilla, NM Car Insurance for Teen Drivers

Teen car insurance in Tierra Amarilla, NM can be expensive. Take a look at rates from the top car insurance companies in Tierra Amarilla for teenagers.

Annual Car Insurance Rates for Teen Drivers in Tierra Amarilla, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,762 $10,198
Farmers $10,278 $10,545
GEICO $8,952 $12,283
Nationwide $5,976 $7,514
Progressive $7,618 $8,611
State Farm $4,522 $5,663
USAA $4,476 $5,054

Cheapest Tierra Amarilla, NM Car Insurance for Seniors

Take a look at Tierra Amarilla, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Tierra Amarilla, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,335 $2,453
Farmers $2,218 $2,377
GEICO $2,903 $2,903
Nationwide $2,228 $2,332
Progressive $1,642 $1,644
State Farm $1,502 $1,502
USAA $1,593 $1,581

Cheapest Tierra Amarilla, NM Car Insurance Rates After a DUI

A DUI in Tierra Amarilla, NM increases car insurance rates. Compare Tierra Amarilla, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Tierra Amarilla, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,067
Farmers $4,788
GEICO $9,310
Nationwide $4,853
Progressive $3,206
State Farm $2,599
USAA $3,452

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Tierra Amarilla, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Tierra Amarilla, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Tierra Amarilla, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,324 $4,324
Farmers $4,498 $4,498
GEICO $4,902 $5,054
Nationwide $3,589 $3,589
Progressive $3,445 $3,445
State Farm $2,484 $2,609
USAA $2,460 $2,611

The Best Cheap Car Insurance Companies in Tierra Amarilla, NM

Take a look at a side-by-side comparison of the top car insurance companies in Tierra Amarilla, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Tierra Amarilla, New Mexico

Insurance Company Average Annual Rates
Allstate $4,324
Farmers $4,498
GEICO $4,978
Nationwide $3,589
Progressive $3,445
State Farm $2,546
USAA $2,535

Category Winners: Cheapest Car Insurance in Tierra Amarilla, New Mexico

Find the cheapest car insurance companies in Tierra Amarilla, NM for each category right here.

Best Annual Car Insurance Rates by Company in Tierra Amarilla, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Tierra Amarilla, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Tierra Amarilla car insurance rates. Find the cheapest Tierra Amarilla, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Tierra Amarilla, New Mexico

Insurance Company Low Medium High
Allstate $4,135 $4,315 $4,521
Farmers $4,060 $4,451 $4,983
GEICO $4,635 $4,964 $5,335
Nationwide $3,511 $3,558 $3,699
Progressive $3,307 $3,444 $3,584
State Farm $2,319 $2,554 $2,766
USAA $2,348 $2,549 $2,709

What affects car insurance rates in Tierra Amarilla, New Mexico?

What factors can have an impact on Tierra Amarilla, NM car insurance? There are several reasons why Tierra Amarilla car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Tierra Amarilla, New Mexico.

Commute Time in Tierra Amarilla

The more time you spend in your car the higher the risk of an accident. The average commute length in Tierra Amarilla, NM is 21.3 minutes according to City-Data.

Compare Car Insurance Quotes in Tierra Amarilla, NM

Ready to find affordable Tierra Amarilla, New Mexico car insurance today? Enter your ZIP code for fast, free Tierra Amarilla, NM car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption