Compare Toivola, MI Car Insurance Rates (2021)

Car insurance in Toivola, MI averages $758 a month. Toivola, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Toivola car insurance rates, compare quotes from the top car insurance companies in Toivola, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Toivola, MI after a DUI are $14,782/year
  • The cheapest car insurance company in Toivola for teen drivers is USAA
  • Average car insurance rates in Toivola, MI are $9,092/year

If you need to buy Toivola, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Toivola, MI is right here.

You’ll find Toivola car insurance rates, the cheapest Toivola, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Toivola, Michigan car insurance rates to Warren car insurance rates, Lansing car insurance rates, and Detroit car insurance rates.

Ready to find affordable Toivola, MI car insurance today? Enter your ZIP code for fast, free Toivola car insurance quotes.

Cheapest Toivola, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Toivola, MI car insurance rates? Every Toivola, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Toivola, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,675 $3,675 $3,418 $3,418 $8,494 $8,494 $4,137 $4,137
GEICO $3,485 $3,485 $3,535 $3,535 $9,944 $9,944 $3,342 $3,342
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $4,277 $4,277 $3,788 $3,788 $11,415 $11,415 $4,694 $4,694
Progressive $2,879 $2,737 $2,539 $2,771 $10,801 $11,760 $3,383 $3,266
State Farm $6,561 $6,561 $6,073 $6,073 $22,822 $22,822 $7,699 $7,699
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,543 $2,430 $2,386 $2,269 $6,190 $5,934 $3,116 $3,019

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Minimum Car Insurance in Toivola, MI

Every driver must carry the minimum car insurance in Toivola, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Toivola, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Toivola, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Toivola, MI. Compare credit history car insurance rates in Toivola from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Toivola, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,390 $4,358 $4,045
GEICO $6,520 $4,800 $3,909
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $7,557 $5,708 $4,865
Progressive $5,748 $4,869 $4,433
State Farm $17,490 $8,857 $6,019
Travelers $7,919 $7,680 $7,583
USAA $5,218 $2,969 $2,271

Cheapest Toivola, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Toivola, MI to rates for a clean record with top companies.

Annual Toivola, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,143 $5,285 $5,204 $5,093
GEICO $1,810 $3,786 $11,388 $3,322
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $5,183 $6,875 $6,283 $5,833
Progressive $4,292 $5,564 $5,001 $5,211
State Farm $6,895 $8,249 $17,729 $10,281
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,808 $3,490 $4,584 $3,061

Cheapest Toivola, MI Car Insurance for Teen Drivers

Teen car insurance in Toivola, MI can be expensive. Take a look at rates from the top car insurance companies in Toivola for teenagers.

Annual Car Insurance Rates for Teen Drivers in Toivola, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,494 $8,494
GEICO $9,944 $9,944
Liberty Mutual $34,830 $34,830
Nationwide $11,415 $11,415
Progressive $10,801 $11,760
State Farm $22,822 $22,822
Travelers $15,616 $15,616
USAA $6,190 $5,934

Cheapest Toivola, MI Car Insurance for Seniors

Take a look at Toivola, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Toivola, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,418 $3,418
GEICO $3,535 $3,535
Liberty Mutual $14,122 $14,122
Nationwide $3,788 $3,788
Progressive $2,539 $2,771
State Farm $6,073 $6,073
Travelers $4,461 $4,461
USAA $2,386 $2,269

Cheapest Toivola, MI Car Insurance Rates After a DUI

A DUI in Toivola, MI increases car insurance rates. Compare Toivola, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Toivola, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $41,923
Farmers $5,204
GEICO $11,388
Liberty Mutual $28,910
Nationwide $6,283
Progressive $5,001
State Farm $17,729
Travelers $12,018
USAA $4,584

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Cheapest Toivola, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Toivola, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Toivola, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,384 $19,384
Farmers $4,931 $4,931
GEICO $4,960 $5,193
Liberty Mutual $18,676 $20,073
Nationwide $6,043 $6,043
Progressive $5,017 $5,017
State Farm $10,501 $11,077
Travelers $7,683 $7,771
USAA $3,446 $3,526

The Best Cheap Car Insurance Companies in Toivola, MI

Take a look at a side-by-side comparison of the top car insurance companies in Toivola, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Toivola, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $4,931
GEICO $5,076
Liberty Mutual $19,375
Nationwide $6,043
Progressive $5,017
State Farm $10,789
Travelers $7,727
USAA $3,486

Category Winners: Cheapest Car Insurance in Toivola, Michigan

Find the cheapest car insurance companies in Toivola, MI for each category right here.

Best Annual Car Insurance Rates by Company in Toivola, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Toivola, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Toivola car insurance rates. Find the cheapest Toivola, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Toivola, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,814 $4,921 $5,058
GEICO $4,763 $5,034 $5,432
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $6,342 $5,936 $5,852
Progressive $4,886 $5,024 $5,142
State Farm $10,268 $10,853 $11,246
Travelers $7,640 $7,737 $7,805
USAA $3,391 $3,494 $3,573

Compare Car Insurance Quotes in Toivola, MI

Ready to find affordable Toivola, Michigan car insurance today? Enter your ZIP code for fast, free Toivola, MI car insurance quotes.

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