Compare Tokio, TX Car Insurance Rates (2021)

Car insurance in Tokio, TX averages $305 a month. Tokio, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Tokio car insurance rates, compare quotes from the top car insurance companies in Tokio, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Tokio is USAA
  • Average car insurance rates in Tokio, TX after a DUI are $4,159/year
  • Average car insurance rates in Tokio, TX are $3,659/year

If you need to buy Tokio, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Tokio, TX is right here.

You’ll find Tokio car insurance rates, the cheapest Tokio, TX car insurance companies, and information on Texas car insurance laws. You can also compare Tokio, Texas car insurance rates to Plano car insurance rates, Houston car insurance rates, and Laredo car insurance rates.

Ready to find affordable Tokio, TX car insurance today? Enter your ZIP code for fast, free Tokio car insurance quotes.

Cheapest Tokio, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Tokio, TX car insurance rates? Every Tokio, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tokio, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,699 $3,763 $3,659 $3,659 $9,403 $11,464 $4,611 $4,857
American Family $2,583 $2,853 $2,345 $2,666 $6,322 $8,292 $3,609 $4,101
GEICO $2,117 $2,261 $2,000 $2,223 $4,502 $4,732 $2,291 $2,320
Nationwide $2,392 $2,446 $2,104 $2,244 $6,634 $8,591 $2,793 $3,038
Progressive $2,404 $2,247 $2,144 $2,189 $10,068 $11,142 $2,799 $2,780
State Farm $1,758 $1,758 $1,556 $1,556 $4,064 $5,155 $1,901 $1,965
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

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Minimum Car Insurance in Tokio, TX

Every driver must carry the minimum car insurance in Tokio, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Tokio, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Tokio, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Tokio, TX. Compare credit history car insurance rates in Tokio from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Tokio, Texas

Insurance Company Poor Fair Good
Allstate $7,199 $5,245 $4,474
American Family $5,693 $3,525 $3,072
GEICO $4,313 $2,456 $1,648
Nationwide $4,547 $3,631 $3,162
Progressive $5,026 $4,352 $4,036
State Farm $3,491 $2,172 $1,730
USAA $3,528 $1,968 $1,564

Cheapest Tokio, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Tokio, TX to rates for a clean record with top companies.

Annual Tokio, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,477 $6,680 $6,924 $4,477
American Family $3,748 $4,731 $4,158 $3,748
GEICO $2,387 $3,115 $2,650 $3,070
Nationwide $3,265 $3,265 $4,889 $3,702
Progressive $3,899 $5,058 $4,547 $4,382
State Farm $2,206 $2,509 $2,937 $2,206
USAA $1,787 $2,568 $3,006 $2,051

Cheapest Tokio, TX Car Insurance for Teen Drivers

Teen car insurance in Tokio, TX can be expensive. Take a look at rates from the top car insurance companies in Tokio for teenagers.

Annual Car Insurance Rates for Teen Drivers in Tokio, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,403 $11,464
American Family $6,322 $8,292
GEICO $4,502 $4,732
Nationwide $6,634 $8,591
Progressive $10,068 $11,142
State Farm $4,064 $5,155
USAA $3,909 $4,372

Cheapest Tokio, TX Car Insurance for Seniors

Take a look at Tokio, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Tokio, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,659 $3,659
American Family $2,345 $2,666
GEICO $2,000 $2,223
Nationwide $2,104 $2,244
Progressive $2,144 $2,189
State Farm $1,556 $1,556
USAA $1,464 $1,501

Cheapest Tokio, TX Car Insurance Rates After a DUI

A DUI in Tokio, TX increases car insurance rates. Compare Tokio, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Tokio, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,924
American Family $4,158
GEICO $2,650
Nationwide $4,889
Progressive $4,547
State Farm $2,937
USAA $3,006

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Cheapest Tokio, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Tokio, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Tokio, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,513 $5,766
American Family $4,096 $4,096
GEICO $2,751 $2,860
Nationwide $3,780 $3,780
Progressive $4,472 $4,472
State Farm $2,464 $2,464
USAA $2,322 $2,384

The Best Cheap Car Insurance Companies in Tokio, TX

Take a look at a side-by-side comparison of the top car insurance companies in Tokio, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Tokio, Texas

Insurance Company Average Annual Rates
Allstate $5,639
American Family $4,096
GEICO $2,806
Nationwide $3,780
Progressive $4,472
State Farm $2,464
USAA $2,353

Category Winners: Cheapest Car Insurance in Tokio, Texas

Find the cheapest car insurance companies in Tokio, TX for each category right here.

Best Annual Car Insurance Rates by Company in Tokio, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Tokio, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Tokio car insurance rates. Find the cheapest Tokio, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Tokio, Texas

Insurance Company Low Medium High
Allstate $5,546 $5,605 $5,767
American Family $3,847 $3,965 $4,476
GEICO $2,691 $2,779 $2,947
Nationwide $4,106 $3,613 $3,621
Progressive $4,175 $4,439 $4,801
State Farm $2,350 $2,458 $2,585
USAA $2,300 $2,347 $2,412

Compare Car Insurance Quotes in Tokio, TX

Ready to find affordable Tokio, Texas car insurance today? Enter your ZIP code for fast, free Tokio, TX car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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