Compare Tolono, IL Car Insurance Rates (2021)

Car insurance in Tolono, IL averages $247 a month. Tolono, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Tolono car insurance rates, compare quotes from the top car insurance companies in Tolono, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Tolono is Liberty Mutual
  • Average car insurance rates in Tolono, IL are $2,959/year
  • Average car insurance rates in Tolono, IL after a DUI are $3,456/year

If you need to buy Tolono, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Tolono, IL is right here.

You’ll find Tolono car insurance rates, the cheapest Tolono, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Tolono, Illinois car insurance rates to Naperville car insurance rates, Chicago car insurance rates, and Elgin car insurance rates.

Ready to find affordable Tolono, IL car insurance today? Enter your ZIP code for fast, free Tolono car insurance quotes.

Cheapest Tolono, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Tolono, IL car insurance rates? Every Tolono, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tolono, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,041 $3,055 $3,185 $3,185 $7,991 $10,347 $3,652 $3,946
American Family $2,004 $2,004 $1,837 $1,837 $5,668 $7,844 $2,004 $2,584
Farmers $2,227 $2,228 $1,974 $2,088 $9,633 $10,049 $2,546 $2,663
GEICO $1,402 $1,430 $1,356 $1,635 $4,274 $4,450 $1,774 $1,688
Liberty Mutual $1,304 $1,407 $1,087 $1,213 $4,226 $4,699 $1,363 $1,440
Nationwide $1,798 $1,826 $1,602 $1,693 $4,999 $6,397 $2,100 $2,270
Progressive $1,752 $1,652 $1,447 $1,521 $6,306 $7,060 $2,078 $2,226
State Farm $1,322 $1,322 $1,184 $1,184 $3,854 $4,878 $1,496 $1,726
Travelers $1,453 $1,531 $1,340 $1,426 $4,294 $5,422 $1,535 $1,615
USAA $1,644 $1,675 $1,530 $1,509 $5,299 $5,845 $2,166 $2,384

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Minimum Car Insurance in Tolono, IL

Every driver must carry the minimum car insurance in Tolono, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Tolono, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Tolono, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Tolono, IL. Compare credit history car insurance rates in Tolono from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Tolono, Illinois

Insurance Company Poor Fair Good
Allstate $6,105 $4,423 $3,872
American Family $4,281 $2,918 $2,470
Farmers $4,743 $3,990 $3,796
GEICO $3,600 $1,770 $1,384
Liberty Mutual $2,958 $1,846 $1,473
Nationwide $3,378 $2,735 $2,393
Progressive $3,436 $2,903 $2,677
State Farm $3,084 $1,846 $1,432
Travelers $2,832 $2,291 $1,858
USAA $3,672 $2,521 $2,077

Cheapest Tolono, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Tolono, IL to rates for a clean record with top companies.

Annual Tolono, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,389 $5,856 $5,458 $4,497
American Family $2,365 $3,384 $4,461 $2,682
Farmers $3,525 $4,547 $4,434 $4,198
GEICO $1,653 $2,186 $3,111 $2,055
Liberty Mutual $1,746 $2,468 $2,175 $1,981
Nationwide $2,290 $2,956 $3,471 $2,626
Progressive $2,480 $3,667 $2,747 $3,126
State Farm $1,934 $2,308 $2,121 $2,121
Travelers $1,850 $2,426 $2,712 $2,318
USAA $1,965 $2,823 $3,867 $2,370

Cheapest Tolono, IL Car Insurance for Teen Drivers

Teen car insurance in Tolono, IL can be expensive. Take a look at rates from the top car insurance companies in Tolono for teenagers.

Annual Car Insurance Rates for Teen Drivers in Tolono, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,991 $10,347
American Family $5,668 $7,844
Farmers $9,633 $10,049
GEICO $4,274 $4,450
Liberty Mutual $4,226 $4,699
Nationwide $4,999 $6,397
Progressive $6,306 $7,060
State Farm $3,854 $4,878
Travelers $4,294 $5,422
USAA $5,299 $5,845

Cheapest Tolono, IL Car Insurance for Seniors

Take a look at Tolono, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Tolono, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,185 $3,185
American Family $1,837 $1,837
Farmers $1,974 $2,088
GEICO $1,356 $1,635
Liberty Mutual $1,087 $1,213
Nationwide $1,602 $1,693
Progressive $1,447 $1,521
State Farm $1,184 $1,184
Travelers $1,340 $1,426
USAA $1,530 $1,509

Cheapest Tolono, IL Car Insurance Rates After a DUI

A DUI in Tolono, IL increases car insurance rates. Compare Tolono, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Tolono, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,458
American Family $4,461
Farmers $4,434
GEICO $3,111
Liberty Mutual $2,175
Nationwide $3,471
Progressive $2,747
State Farm $2,121
Travelers $2,712
USAA $3,867

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Cheapest Tolono, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Tolono, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Tolono, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,800 $4,800
American Family $3,182 $3,264
Farmers $4,176 $4,176
GEICO $2,214 $2,288
Liberty Mutual $2,092 $2,092
Nationwide $2,835 $2,835
Progressive $3,005 $3,005
State Farm $2,067 $2,174
Travelers $2,236 $2,418
USAA $2,679 $2,834

The Best Cheap Car Insurance Companies in Tolono, IL

Take a look at a side-by-side comparison of the top car insurance companies in Tolono, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Tolono, Illinois

Insurance Company Average Annual Rates
Allstate $4,800
American Family $3,223
Farmers $4,176
GEICO $2,251
Liberty Mutual $2,092
Nationwide $2,835
Progressive $3,005
State Farm $2,121
Travelers $2,327
USAA $2,756

Category Winners: Cheapest Car Insurance in Tolono, Illinois

Find the cheapest car insurance companies in Tolono, IL for each category right here.

Best Annual Car Insurance Rates by Company in Tolono, Illinois

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Tolono, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Tolono car insurance rates. Find the cheapest Tolono, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Tolono, Illinois

Insurance Company Low Medium High
Allstate $4,642 $4,795 $4,963
American Family $3,103 $3,341 $3,224
Farmers $3,971 $4,075 $4,482
GEICO $2,056 $2,249 $2,448
Liberty Mutual $1,977 $2,088 $2,213
Nationwide $2,816 $2,861 $2,830
Progressive $2,734 $2,984 $3,297
State Farm $2,007 $2,125 $2,230
Travelers $2,172 $2,324 $2,484
USAA $2,572 $2,754 $2,944

What affects car insurance rates in Tolono, Illinois?

What factors can have an impact on Tolono, IL car insurance? There are several reasons why Tolono car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Tolono, Illinois.

Commute Time in Tolono

The more time you spend in your car the higher the risk of an accident. The average commute length in Tolono, IL is 19.2 minutes according to City-Data.

Compare Car Insurance Quotes in Tolono, IL

Ready to find affordable Tolono, Illinois car insurance today? Enter your ZIP code for fast, free Tolono, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State