Compare Tompkinsville, KY Car Insurance Rates (2021)

Car insurance in Tompkinsville, KY averages $346 a month. Tompkinsville, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Tompkinsville car insurance rates, compare quotes from the top car insurance companies in Tompkinsville, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Tompkinsville is USAA
  • Average car insurance rates in Tompkinsville, KY are $4,148/year
  • The cheapest car insurance company in Tompkinsville for teen drivers is USAA

If you need to buy Tompkinsville, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Tompkinsville, KY is right here.

You’ll find Tompkinsville car insurance rates, the cheapest Tompkinsville, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Tompkinsville, Kentucky car insurance rates to Richmond car insurance rates, Owensboro car insurance rates, and Covington car insurance rates.

Ready to find affordable Tompkinsville, KY car insurance today? Enter your ZIP code for fast, free Tompkinsville car insurance quotes.

Cheapest Tompkinsville, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Tompkinsville, KY car insurance rates? Every Tompkinsville, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tompkinsville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,911 $2,879 $2,633 $2,804 $10,698 $12,012 $3,220 $3,403
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,627 $2,844 $2,287 $2,550 $10,301 $11,329 $2,703 $2,741
Nationwide $3,102 $3,105 $2,800 $2,930 $6,819 $8,506 $3,500 $3,672
Progressive $2,041 $1,940 $1,835 $1,840 $10,002 $11,328 $2,531 $2,588
State Farm $2,021 $2,021 $1,811 $1,811 $6,018 $7,617 $2,253 $2,515
Travelers $2,119 $2,158 $2,070 $2,076 $9,841 $15,725 $2,208 $2,571
USAA $1,749 $1,748 $1,587 $1,609 $4,694 $4,929 $2,201 $2,404

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Minimum Car Insurance in Tompkinsville, KY

Every driver must carry the minimum car insurance in Tompkinsville, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Tompkinsville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Tompkinsville, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Tompkinsville, KY. Compare credit history car insurance rates in Tompkinsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Tompkinsville, Kentucky

Insurance Company Poor Fair Good
Allstate $6,704 $4,638 $3,869
GEICO $6,836 $3,413 $2,224
Liberty Mutual $6,661 $4,110 $3,247
Nationwide $5,239 $4,104 $3,569
Progressive $4,756 $4,156 $3,877
State Farm $4,702 $2,847 $2,225
Travelers $5,412 $4,573 $4,553
USAA $3,874 $2,185 $1,786

Cheapest Tompkinsville, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Tompkinsville, KY to rates for a clean record with top companies.

Annual Tompkinsville, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,208 $5,482 $5,847 $4,744
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $3,898 $5,990 $4,656 $4,147
Nationwide $3,414 $4,428 $5,612 $3,764
Progressive $3,526 $5,222 $4,021 $4,283
State Farm $2,978 $3,539 $3,258 $3,258
Travelers $4,230 $4,354 $6,262 $4,538
USAA $1,973 $2,784 $3,329 $2,374

Cheapest Tompkinsville, KY Car Insurance for Teen Drivers

Teen car insurance in Tompkinsville, KY can be expensive. Take a look at rates from the top car insurance companies in Tompkinsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Tompkinsville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,698 $12,012
GEICO $6,851 $8,131
Liberty Mutual $10,301 $11,329
Nationwide $6,819 $8,506
Progressive $10,002 $11,328
State Farm $6,018 $7,617
Travelers $9,841 $15,725
USAA $4,694 $4,929

Cheapest Tompkinsville, KY Car Insurance for Seniors

Take a look at Tompkinsville, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Tompkinsville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,633 $2,804
GEICO $3,510 $3,179
Liberty Mutual $2,287 $2,550
Nationwide $2,800 $2,930
Progressive $1,835 $1,840
State Farm $1,811 $1,811
Travelers $2,070 $2,076
USAA $1,587 $1,609

Cheapest Tompkinsville, KY Car Insurance Rates After a DUI

A DUI in Tompkinsville, KY increases car insurance rates. Compare Tompkinsville, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Tompkinsville, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,847
GEICO $6,731
Liberty Mutual $4,656
Nationwide $5,612
Progressive $4,021
State Farm $3,258
Travelers $6,262
USAA $3,329

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Cheapest Tompkinsville, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Tompkinsville, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Tompkinsville, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,070 $5,070
GEICO $4,119 $4,197
Liberty Mutual $4,673 $4,673
Nationwide $4,304 $4,304
Progressive $4,263 $4,263
State Farm $3,178 $3,338
Travelers $4,846 $4,846
USAA $2,517 $2,713

The Best Cheap Car Insurance Companies in Tompkinsville, KY

Take a look at a side-by-side comparison of the top car insurance companies in Tompkinsville, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Tompkinsville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,070
GEICO $4,158
Liberty Mutual $4,673
Nationwide $4,304
Progressive $4,263
State Farm $3,258
Travelers $4,846
USAA $2,615

Category Winners: Cheapest Car Insurance in Tompkinsville, Kentucky

Find the cheapest car insurance companies in Tompkinsville, KY for each category right here.

Best Annual Car Insurance Rates by Company in Tompkinsville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Tompkinsville, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Tompkinsville car insurance rates. Find the cheapest Tompkinsville, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Tompkinsville, Kentucky

Insurance Company Low Medium High
Allstate $4,734 $5,051 $5,425
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,389 $4,633 $4,996
Nationwide $4,380 $4,252 $4,281
Progressive $3,932 $4,209 $4,648
State Farm $3,057 $3,254 $3,464
Travelers $4,619 $4,869 $5,050
USAA $2,479 $2,608 $2,759

What affects car insurance rates in Tompkinsville, Kentucky?

What factors can have an impact on Tompkinsville, KY car insurance? There are several reasons why Tompkinsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Tompkinsville, Kentucky.

Commute Time in Tompkinsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Tompkinsville, KY is 23.0 minutes according to City-Data.

Compare Car Insurance Quotes in Tompkinsville, KY

Ready to find affordable Tompkinsville, Kentucky car insurance today? Enter your ZIP code for fast, free Tompkinsville, KY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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