Compare Toone, TN Car Insurance Rates (2021)

Car insurance in Toone, TN averages $322 a month. Toone, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Toone car insurance rates, compare quotes from the top car insurance companies in Toone, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Toone, TN after a DUI are $4,550/year
  • The cheapest car insurance company in Toone is Travelers
  • Average car insurance rates in Toone, TN are $3,862/year

If you need to buy Toone, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Toone, TN is right here.

You’ll find Toone car insurance rates, the cheapest Toone, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Toone, Tennessee car insurance rates to Bartlett car insurance rates, Chattanooga car insurance rates, and Knoxville car insurance rates.

Ready to find affordable Toone, TN car insurance today? Enter your ZIP code for fast, free Toone car insurance quotes.

Cheapest Toone, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Toone, TN car insurance rates? Every Toone, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Toone, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,894 $2,785 $2,597 $2,698 $10,746 $11,686 $3,100 $3,211
Farmers $1,933 $1,967 $1,742 $1,900 $7,727 $8,208 $2,601 $2,752
GEICO $2,543 $2,577 $2,355 $2,355 $7,317 $7,489 $2,558 $2,636
Liberty Mutual $3,865 $129 $3,166 $3,541 $15,726 $17,488 $4,154 $4,439
Nationwide $2,400 $2,423 $2,143 $2,183 $6,600 $8,546 $2,763 $3,013
Progressive $1,961 $1,867 $1,597 $1,661 $8,403 $9,488 $2,365 $2,581
State Farm $1,845 $1,845 $1,637 $1,637 $5,250 $6,613 $2,074 $2,390
Travelers $1,727 $1,819 $1,560 $1,662 $4,719 $5,823 $1,842 $1,939
USAA $1,623 $1,660 $1,461 $1,468 $5,680 $6,508 $2,125 $2,274

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Minimum Car Insurance in Toone, TN

Every driver must carry the minimum car insurance in Toone, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Toone, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Toone, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Toone, TN. Compare credit history car insurance rates in Toone from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Toone, Tennessee

Insurance Company Poor Fair Good
Allstate $6,340 $4,849 $3,705
Farmers $4,297 $3,348 $3,166
GEICO $4,241 $3,620 $3,325
Liberty Mutual $9,419 $5,764 $4,508
Nationwide $4,522 $3,582 $3,172
Progressive $4,230 $3,619 $3,372
State Farm $4,230 $2,536 $1,968
Travelers $3,364 $2,625 $1,920
USAA $4,140 $2,418 $1,992

Cheapest Toone, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Toone, TN to rates for a clean record with top companies.

Annual Toone, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,169 $4,965 $5,968 $4,757
Farmers $3,075 $3,806 $3,901 $3,634
GEICO $2,680 $3,626 $5,928 $2,680
Liberty Mutual $5,326 $7,669 $7,136 $6,124
Nationwide $3,243 $3,243 $4,904 $3,645
Progressive $3,299 $4,259 $3,516 $3,889
State Farm $2,678 $3,145 $2,911 $2,911
Travelers $2,141 $2,742 $3,031 $2,632
USAA $2,075 $3,102 $3,651 $2,572

Cheapest Toone, TN Car Insurance for Teen Drivers

Teen car insurance in Toone, TN can be expensive. Take a look at rates from the top car insurance companies in Toone for teenagers.

Annual Car Insurance Rates for Teen Drivers in Toone, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,746 $11,686
Farmers $7,727 $8,208
GEICO $7,317 $7,489
Liberty Mutual $15,726 $17,488
Nationwide $6,600 $8,546
Progressive $8,403 $9,488
State Farm $5,250 $6,613
Travelers $4,719 $5,823
USAA $5,680 $6,508

Cheapest Toone, TN Car Insurance for Seniors

Take a look at Toone, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Toone, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,597 $2,698
Farmers $1,742 $1,900
GEICO $2,355 $2,355
Liberty Mutual $3,166 $3,541
Nationwide $2,143 $2,183
Progressive $1,597 $1,661
State Farm $1,637 $1,637
Travelers $1,560 $1,662
USAA $1,461 $1,468

Cheapest Toone, TN Car Insurance Rates After a DUI

A DUI in Toone, TN increases car insurance rates. Compare Toone, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Toone, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,968
Farmers $3,901
GEICO $5,928
Liberty Mutual $7,136
Nationwide $4,904
Progressive $3,516
State Farm $2,911
Travelers $3,031
USAA $3,651

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Cheapest Toone, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Toone, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Toone, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,965 $4,965
Farmers $3,604 $3,604
GEICO $3,713 $3,745
Liberty Mutual $6,564 $6,564
Nationwide $3,759 $3,759
Progressive $3,740 $3,740
State Farm $2,842 $2,981
Travelers $2,533 $2,740
USAA $2,768 $2,932

The Best Cheap Car Insurance Companies in Toone, TN

Take a look at a side-by-side comparison of the top car insurance companies in Toone, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Toone, Tennessee

Insurance Company Average Annual Rates
Allstate $4,965
Farmers $3,604
GEICO $3,729
Liberty Mutual $6,564
Nationwide $3,759
Progressive $3,740
State Farm $2,911
Travelers $2,636
USAA $2,850

Category Winners: Cheapest Car Insurance in Toone, Tennessee

Find the cheapest car insurance companies in Toone, TN for each category right here.

Best Annual Car Insurance Rates by Company in Toone, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Toone, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Toone car insurance rates. Find the cheapest Toone, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Toone, Tennessee

Insurance Company Low Medium High
Allstate $4,776 $4,952 $5,166
Farmers $3,397 $3,585 $3,829
GEICO $3,565 $3,721 $3,900
Liberty Mutual $6,283 $6,562 $6,845
Nationwide $3,785 $3,678 $3,813
Progressive $3,527 $3,740 $3,954
State Farm $2,768 $2,923 $3,043
Travelers $2,482 $2,634 $2,793
USAA $2,756 $2,839 $2,955

What affects car insurance rates in Toone, Tennessee?

What factors can have an impact on Toone, TN car insurance? There are several reasons why Toone car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Toone, Tennessee.

Commute Time in Toone

The more time you spend in your car the higher the risk of an accident. The average commute length in Toone, TN is 29.4 minutes according to City-Data.

Compare Car Insurance Quotes in Toone, TN

Ready to find affordable Toone, Tennessee car insurance today? Enter your ZIP code for fast, free Toone, TN car insurance quotes.

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