Compare Topmost, KY Car Insurance Rates (2021)

Car insurance in Topmost, KY averages $592 a month. Topmost, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Topmost car insurance rates, compare quotes from the top car insurance companies in Topmost, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Topmost is USAA
  • Average car insurance rates in Topmost, KY are $7,107/year
  • The cheapest car insurance company in Topmost for teen drivers is USAA

If you need to buy Topmost, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Topmost, KY is right here.

You’ll find Topmost car insurance rates, the cheapest Topmost, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Topmost, Kentucky car insurance rates to Independence car insurance rates, Nicholasville car insurance rates, and Henderson car insurance rates.

Ready to find affordable Topmost, KY car insurance today? Enter your ZIP code for fast, free Topmost car insurance quotes.

Cheapest Topmost, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Topmost, KY car insurance rates? Every Topmost, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Topmost, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,774 $5,188 $4,089 $4,579 $20,155 $22,250 $4,948 $5,081
Nationwide $5,829 $5,764 $5,260 $5,461 $13,093 $16,143 $6,631 $6,871
Progressive $3,624 $3,419 $3,270 $3,267 $18,462 $20,983 $4,511 $4,595
State Farm $2,701 $2,701 $2,396 $2,396 $7,416 $9,401 $2,996 $3,319
Travelers $4,127 $4,204 $4,067 $4,072 $21,158 $34,320 $4,319 $5,002
USAA $2,046 $2,062 $1,848 $1,893 $5,350 $5,640 $2,593 $2,854

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Minimum Car Insurance in Topmost, KY

Every driver must carry the minimum car insurance in Topmost, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Topmost, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Topmost, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Topmost, KY. Compare credit history car insurance rates in Topmost from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Topmost, Kentucky

Insurance Company Poor Fair Good
Allstate $12,576 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,783 $7,779 $6,087
Nationwide $9,986 $7,742 $6,667
Progressive $8,663 $7,575 $7,061
State Farm $5,981 $3,648 $2,867
Travelers $11,350 $9,578 $9,547
USAA $4,520 $2,528 $2,059

Cheapest Topmost, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Topmost, KY to rates for a clean record with top companies.

Annual Topmost, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,065 $10,784 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,361 $11,450 $8,860 $7,861
Nationwide $6,403 $8,374 $10,669 $7,081
Progressive $6,400 $9,564 $7,308 $7,793
State Farm $3,845 $4,487 $4,166 $4,166
Travelers $8,822 $9,082 $13,249 $9,480
USAA $2,290 $3,241 $3,858 $2,753

Cheapest Topmost, KY Car Insurance for Teen Drivers

Teen car insurance in Topmost, KY can be expensive. Take a look at rates from the top car insurance companies in Topmost for teenagers.

Annual Car Insurance Rates for Teen Drivers in Topmost, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $20,155 $22,250
Nationwide $13,093 $16,143
Progressive $18,462 $20,983
State Farm $7,416 $9,401
Travelers $21,158 $34,320
USAA $5,350 $5,640

Cheapest Topmost, KY Car Insurance for Seniors

Take a look at Topmost, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Topmost, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $4,089 $4,579
Nationwide $5,260 $5,461
Progressive $3,270 $3,267
State Farm $2,396 $2,396
Travelers $4,067 $4,072
USAA $1,848 $1,893

Cheapest Topmost, KY Car Insurance Rates After a DUI

A DUI in Topmost, KY increases car insurance rates. Compare Topmost, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Topmost, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,784
GEICO $8,597
Liberty Mutual $8,860
Nationwide $10,669
Progressive $7,308
State Farm $4,166
Travelers $13,249
USAA $3,858

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Cheapest Topmost, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Topmost, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Topmost, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $8,883 $8,883
Nationwide $8,132 $8,132
Progressive $7,766 $7,766
State Farm $4,066 $4,265
Travelers $10,159 $10,159
USAA $2,919 $3,153

The Best Cheap Car Insurance Companies in Topmost, KY

Take a look at a side-by-side comparison of the top car insurance companies in Topmost, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Topmost, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $8,883
Nationwide $8,132
Progressive $7,766
State Farm $4,166
Travelers $10,159
USAA $3,036

Category Winners: Cheapest Car Insurance in Topmost, Kentucky

Find the cheapest car insurance companies in Topmost, KY for each category right here.

Best Annual Car Insurance Rates by Company in Topmost, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Topmost, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Topmost car insurance rates. Find the cheapest Topmost, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Topmost, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,633
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,341 $8,809 $9,499
Nationwide $8,122 $7,993 $8,280
Progressive $7,111 $7,629 $8,559
State Farm $3,912 $4,153 $4,432
Travelers $9,606 $10,191 $10,679
USAA $2,877 $3,027 $3,203

Compare Car Insurance Quotes in Topmost, KY

Ready to find affordable Topmost, Kentucky car insurance today? Enter your ZIP code for fast, free Topmost, KY car insurance quotes.

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