Compare Toponas, CO Car Insurance Rates (2021)

Car insurance in Toponas, CO averages $322 a month. Toponas, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Toponas car insurance rates, compare quotes from the top car insurance companies in Toponas, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Toponas for teen drivers is Liberty Mutual
  • Average car insurance rates in Toponas, CO after a DUI are $4,590/year
  • The cheapest car insurance company in Toponas is Liberty Mutual

If you need to buy Toponas, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Toponas, CO is right here.

You’ll find Toponas car insurance rates, the cheapest Toponas, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Toponas, Colorado car insurance rates to Pueblo car insurance rates, Denver car insurance rates, and Fort Collins car insurance rates.

Ready to find affordable Toponas, CO car insurance today? Enter your ZIP code for fast, free Toponas car insurance quotes.

Cheapest Toponas, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Toponas, CO car insurance rates? Every Toponas, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Toponas, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,595 $3,358 $3,211 $3,249 $12,490 $13,139 $3,988 $4,031
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $3,007 $2,979 $2,721 $2,916 $11,210 $11,329 $3,325 $3,388
GEICO $2,017 $2,193 $2,090 $2,332 $6,178 $6,577 $1,852 $1,906
Liberty Mutual $1,880 $1,885 $1,578 $1,729 $5,451 $5,959 $1,910 $1,960
Nationwide $2,289 $2,336 $2,045 $2,165 $5,796 $7,423 $2,632 $2,845
Progressive $2,535 $2,364 $2,192 $2,185 $8,788 $9,847 $2,870 $2,794
State Farm $2,025 $2,025 $1,816 $1,816 $5,882 $7,421 $2,269 $2,710
USAA $2,156 $2,164 $2,044 $2,059 $5,334 $6,117 $2,774 $3,030

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Minimum Car Insurance in Toponas, CO

Every driver must carry the minimum car insurance in Toponas, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Toponas, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Toponas, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Toponas, CO. Compare credit history car insurance rates in Toponas from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Toponas, Colorado

Insurance Company Poor Fair Good
Allstate $7,497 $5,783 $4,369
American Family $4,893 $3,473 $2,906
Farmers $5,918 $4,824 $4,586
GEICO $3,780 $3,143 $2,506
Liberty Mutual $4,002 $2,436 $1,944
Nationwide $4,162 $3,293 $2,869
Progressive $4,763 $4,076 $3,753
State Farm $4,512 $2,895 $2,331
USAA $4,763 $2,704 $2,163

Cheapest Toponas, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Toponas, CO to rates for a clean record with top companies.

Annual Toponas, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,006 $5,757 $7,083 $5,685
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,316 $5,540 $5,463 $5,119
GEICO $2,239 $3,440 $3,949 $2,945
Liberty Mutual $2,441 $2,860 $2,987 $2,889
Nationwide $2,645 $3,616 $4,592 $2,912
Progressive $3,637 $5,071 $3,839 $4,241
State Farm $2,983 $3,508 $3,246 $3,246
USAA $2,347 $2,853 $4,994 $2,646

Cheapest Toponas, CO Car Insurance for Teen Drivers

Teen car insurance in Toponas, CO can be expensive. Take a look at rates from the top car insurance companies in Toponas for teenagers.

Annual Car Insurance Rates for Teen Drivers in Toponas, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,490 $13,139
American Family $6,230 $8,345
Farmers $11,210 $11,329
GEICO $6,178 $6,577
Liberty Mutual $5,451 $5,959
Nationwide $5,796 $7,423
Progressive $8,788 $9,847
State Farm $5,882 $7,421
USAA $5,334 $6,117

Cheapest Toponas, CO Car Insurance for Seniors

Take a look at Toponas, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Toponas, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,211 $3,249
American Family $2,316 $2,316
Farmers $2,721 $2,916
GEICO $2,090 $2,332
Liberty Mutual $1,578 $1,729
Nationwide $2,045 $2,165
Progressive $2,192 $2,185
State Farm $1,816 $1,816
USAA $2,044 $2,059

Cheapest Toponas, CO Car Insurance Rates After a DUI

A DUI in Toponas, CO increases car insurance rates. Compare Toponas, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Toponas, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,083
American Family $5,160
Farmers $5,463
GEICO $3,949
Liberty Mutual $2,987
Nationwide $4,592
Progressive $3,839
State Farm $3,246
USAA $4,994

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Cheapest Toponas, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Toponas, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Toponas, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,883 $5,883
American Family $3,678 $3,837
Farmers $5,110 $5,110
GEICO $3,075 $3,212
Liberty Mutual $2,794 $2,794
Nationwide $3,441 $3,441
Progressive $4,197 $4,197
State Farm $3,169 $3,323
USAA $3,119 $3,301

The Best Cheap Car Insurance Companies in Toponas, CO

Take a look at a side-by-side comparison of the top car insurance companies in Toponas, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Toponas, Colorado

Insurance Company Average Annual Rates
Allstate $5,883
American Family $3,757
Farmers $5,110
GEICO $3,143
Liberty Mutual $2,794
Nationwide $3,441
Progressive $4,197
State Farm $3,246
USAA $3,210

Category Winners: Cheapest Car Insurance in Toponas, Colorado

Find the cheapest car insurance companies in Toponas, CO for each category right here.

Best Annual Car Insurance Rates by Company in Toponas, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Toponas, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Toponas car insurance rates. Find the cheapest Toponas, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Toponas, Colorado

Insurance Company Low Medium High
Allstate $5,654 $5,868 $6,126
American Family $3,605 $3,834 $3,832
Farmers $4,578 $5,051 $5,699
GEICO $2,892 $3,096 $3,442
Liberty Mutual $2,672 $2,788 $2,922
Nationwide $3,492 $3,440 $3,392
Progressive $3,932 $4,209 $4,451
State Farm $3,060 $3,247 $3,430
USAA $3,081 $3,209 $3,339

Compare Car Insurance Quotes in Toponas, CO

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Average Monthly Car Insurance Rates by State