Compare Topsham, VT Car Insurance Rates (2021)

Car insurance in Topsham, VT averages $271 a month. Topsham, Vermont car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Topsham car insurance rates, compare quotes from the top car insurance companies in Topsham, VT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Topsham, VT after a DUI are $3,683/year
  • The cheapest car insurance company in Topsham for teen drivers is USAA
  • Average car insurance rates in Topsham, VT are $3,249/year

If you need to buy Topsham, Vermont car insurance, the options can be confusing. Everything you need to know about car insurance in Topsham, VT is right here.

You’ll find Topsham car insurance rates, the cheapest Topsham, VT car insurance companies, and information on Vermont car insurance laws. You can also compare Topsham, Vermont car insurance rates to Essex Junction car insurance rates, Barre car insurance rates, and Winooski car insurance rates.

Ready to find affordable Topsham, VT car insurance today? Enter your ZIP code for fast, free Topsham car insurance quotes.

Cheapest Topsham, VT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Topsham, VT car insurance rates? Every Topsham, Vermont car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Topsham, Vermont

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,073 $2,073 $1,978 $1,978 $4,970 $6,567 $2,357 $2,588
GEICO $1,647 $1,531 $1,620 $1,476 $3,768 $4,394 $1,389 $1,358
Liberty Mutual $1,892 $2,046 $1,669 $1,870 $7,981 $8,868 $2,168 $2,300
Nationwide $1,443 $1,467 $1,298 $1,368 $3,528 $4,483 $1,656 $1,783
Progressive $3,459 $3,440 $3,095 $3,110 $10,706 $11,721 $3,540 $3,773
State Farm $2,790 $2,790 $2,493 $2,493 $8,285 $10,635 $3,111 $3,463
USAA $1,164 $1,169 $1,085 $1,078 $3,773 $3,953 $1,593 $1,665

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Minimum Car Insurance in Topsham, VT

Every driver must carry the minimum car insurance in Topsham, VT. Take a look at the Vermont car insurance requirements.

Minimum Required Car Insurance Coverage in Topsham, Vermont

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Topsham, VT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Topsham, VT. Compare credit history car insurance rates in Topsham from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Topsham, Vermont

Insurance Company Poor Fair Good
Allstate $3,769 $2,879 $2,570
GEICO $3,475 $1,829 $1,139
Liberty Mutual $5,396 $3,077 $2,325
Nationwide $2,455 $2,039 $1,891
Progressive $6,159 $5,157 $4,750
State Farm $7,932 $3,380 $2,211
USAA $2,799 $1,668 $1,338

Cheapest Topsham, VT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Topsham, VT to rates for a clean record with top companies.

Annual Topsham, Vermont Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,550 $3,363 $3,468 $2,910
GEICO $1,382 $2,302 $3,204 $1,703
Liberty Mutual $3,165 $3,791 $4,019 $3,422
Nationwide $1,706 $2,187 $2,747 $1,873
Progressive $4,513 $6,534 $5,069 $5,305
State Farm $4,098 $4,917 $4,508 $4,508
USAA $1,474 $1,860 $2,766 $1,639

Cheapest Topsham, VT Car Insurance for Teen Drivers

Teen car insurance in Topsham, VT can be expensive. Take a look at rates from the top car insurance companies in Topsham for teenagers.

Annual Car Insurance Rates for Teen Drivers in Topsham, Vermont

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,970 $6,567
GEICO $3,768 $4,394
Liberty Mutual $7,981 $8,868
Nationwide $3,528 $4,483
Progressive $10,706 $11,721
State Farm $8,285 $10,635
USAA $3,773 $3,953

Cheapest Topsham, VT Car Insurance for Seniors

Take a look at Topsham, VT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Topsham, Vermont

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,978 $1,978
GEICO $1,620 $1,476
Liberty Mutual $1,669 $1,870
Nationwide $1,298 $1,368
Progressive $3,095 $3,110
State Farm $2,493 $2,493
USAA $1,085 $1,078

Cheapest Topsham, VT Car Insurance Rates After a DUI

A DUI in Topsham, VT increases car insurance rates. Compare Topsham, Vermont DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Topsham, Vermont

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,468
GEICO $3,204
Liberty Mutual $4,019
Nationwide $2,747
Progressive $5,069
State Farm $4,508
USAA $2,766

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Cheapest Topsham, VT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Topsham, VT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Topsham, Vermont

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,014 $3,131
GEICO $2,118 $2,178
Liberty Mutual $3,599 $3,599
Nationwide $2,128 $2,128
Progressive $5,355 $5,355
State Farm $4,365 $4,650
USAA $1,912 $1,958

The Best Cheap Car Insurance Companies in Topsham, VT

Take a look at a side-by-side comparison of the top car insurance companies in Topsham, VT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Topsham, Vermont

Insurance Company Average Annual Rates
Allstate $3,073
GEICO $2,148
Liberty Mutual $3,599
Nationwide $2,128
Progressive $5,355
State Farm $4,508
USAA $1,935

Category Winners: Cheapest Car Insurance in Topsham, Vermont

Find the cheapest car insurance companies in Topsham, VT for each category right here.

Best Annual Car Insurance Rates by Company in Topsham, Vermont

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Topsham, VT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Topsham car insurance rates. Find the cheapest Topsham, VT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Topsham, Vermont

Insurance Company Low Medium High
Allstate $3,011 $3,068 $3,139
GEICO $2,074 $2,149 $2,221
Liberty Mutual $3,406 $3,588 $3,804
Nationwide $2,174 $2,135 $2,076
Progressive $5,109 $5,289 $5,669
State Farm $4,272 $4,530 $4,722
USAA $1,876 $1,932 $1,997

Compare Car Insurance Quotes in Topsham, VT

Ready to find affordable Topsham, Vermont car insurance today? Enter your ZIP code for fast, free Topsham, VT car insurance quotes.

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