Compare Toronto, KS Car Insurance Rates (2021)

Car insurance in Toronto, KS averages $279 a month. Toronto, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Toronto car insurance rates, compare quotes from the top car insurance companies in Toronto, KS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Toronto for teen drivers is American Family
  • The cheapest car insurance company in Toronto is American Family
  • Average car insurance rates in Toronto, KS after a DUI are $4,017/year

If you need to buy Toronto, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Toronto, KS is right here.

You’ll find Toronto car insurance rates, the cheapest Toronto, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Toronto, Kansas car insurance rates to Lawrence car insurance rates, Lenexa car insurance rates, and Overland Park car insurance rates.

Ready to find affordable Toronto, KS car insurance today? Enter your ZIP code for fast, free Toronto car insurance quotes.

Cheapest Toronto, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Toronto, KS car insurance rates? Every Toronto, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Toronto, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,681 $1,681 $1,517 $1,517 $3,222 $3,858 $1,681 $1,885
Farmers $2,392 $2,375 $2,136 $2,232 $6,541 $6,773 $2,697 $2,837
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,400 $2,594 $2,276 $2,539 $10,892 $12,164 $2,635 $2,855
Nationwide $1,849 $1,916 $1,638 $1,776 $3,570 $4,399 $2,118 $2,262
Progressive $2,325 $2,212 $1,872 $1,956 $8,617 $9,718 $2,746 $2,947
State Farm $1,764 $1,764 $1,535 $1,535 $4,554 $5,824 $1,979 $2,228
Travelers $1,996 $2,031 $1,950 $1,972 $8,080 $12,610 $2,044 $2,411
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

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Minimum Car Insurance in Toronto, KS

Every driver must carry the minimum car insurance in Toronto, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Toronto, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Toronto, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Toronto, KS. Compare credit history car insurance rates in Toronto from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Toronto, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,781 $1,970 $1,640
Farmers $4,120 $3,280 $3,094
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,794 $4,794 $4,794
Nationwide $2,725 $2,378 $2,219
Progressive $4,642 $3,901 $3,604
State Farm $3,856 $2,304 $1,785
Travelers $4,779 $3,892 $3,739
USAA $3,299 $2,163 $1,778

Cheapest Toronto, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Toronto, KS to rates for a clean record with top companies.

Annual Toronto, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $2,093 $2,243 $2,093 $2,093
Farmers $2,947 $3,794 $3,698 $3,553
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,624 $5,432 $5,337 $4,785
Nationwide $1,813 $2,095 $3,767 $2,089
Progressive $3,743 $4,372 $3,909 $4,173
State Farm $2,466 $2,830 $2,648 $2,648
Travelers $3,011 $3,931 $5,425 $4,179
USAA $1,765 $2,373 $3,494 $2,020

Cheapest Toronto, KS Car Insurance for Teen Drivers

Teen car insurance in Toronto, KS can be expensive. Take a look at rates from the top car insurance companies in Toronto for teenagers.

Annual Car Insurance Rates for Teen Drivers in Toronto, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,222 $3,858
Farmers $6,541 $6,773
GEICO $4,439 $5,960
Liberty Mutual $10,892 $12,164
Nationwide $3,570 $4,399
Progressive $8,617 $9,718
State Farm $4,554 $5,824
Travelers $8,080 $12,610
USAA $4,807 $5,062

Cheapest Toronto, KS Car Insurance for Seniors

Take a look at Toronto, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Toronto, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,517 $1,517
Farmers $2,136 $2,232
GEICO $2,443 $2,273
Liberty Mutual $2,276 $2,539
Nationwide $1,638 $1,776
Progressive $1,872 $1,956
State Farm $1,535 $1,535
Travelers $1,950 $1,972
USAA $1,313 $1,333

Cheapest Toronto, KS Car Insurance Rates After a DUI

A DUI in Toronto, KS increases car insurance rates. Compare Toronto, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Toronto, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,882
American Family $2,093
Farmers $3,698
GEICO $4,922
Liberty Mutual $5,337
Nationwide $3,767
Progressive $3,909
State Farm $2,648
Travelers $5,425
USAA $3,494

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Cheapest Toronto, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Toronto, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Toronto, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,217 $4,217
American Family $2,103 $2,158
Farmers $3,498 $3,498
GEICO $3,027 $3,159
Liberty Mutual $4,794 $4,794
Nationwide $2,441 $2,441
Progressive $4,049 $4,049
State Farm $2,582 $2,714
Travelers $4,137 $4,137
USAA $2,341 $2,485

The Best Cheap Car Insurance Companies in Toronto, KS

Take a look at a side-by-side comparison of the top car insurance companies in Toronto, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Toronto, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,130
Farmers $3,498
GEICO $3,093
Liberty Mutual $4,794
Nationwide $2,441
Progressive $4,049
State Farm $2,648
Travelers $4,137
USAA $2,413

Category Winners: Cheapest Car Insurance in Toronto, Kansas

Find the cheapest car insurance companies in Toronto, KS for each category right here.

Best Annual Car Insurance Rates by Company in Toronto, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Toronto, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Toronto car insurance rates. Find the cheapest Toronto, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Toronto, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,154 $2,238 $1,999
Farmers $3,351 $3,477 $3,666
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,689 $4,784 $4,910
Nationwide $2,575 $2,412 $2,336
Progressive $3,834 $4,018 $4,295
State Farm $2,558 $2,655 $2,731
Travelers $3,924 $4,142 $4,344
USAA $2,328 $2,406 $2,504

What affects car insurance rates in Toronto, Kansas?

What factors can have an impact on Toronto, KS car insurance? There are several reasons why Toronto car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Toronto, Kansas.

Commute Time in Toronto

The more time you spend in your car the higher the risk of an accident. The average commute length in Toronto, KS is 19.2 minutes according to City-Data.

Traffic in Toronto

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Toronto, KS traffic data from INRIX ranks Toronto as the 86th-most congested in the world.

Compare Car Insurance Quotes in Toronto, KS

Ready to find affordable Toronto, Kansas car insurance today? Enter your ZIP code for fast, free Toronto, KS car insurance quotes.

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